Single Family Housing Superseded Policy Documents

The Single Family Housing Mortgagee Letters, Handbooks, Housing Notices, and Title I Letters below are superseded in full by FHA's Single Family Housing Policy Handbook (HUD Handbook 4000.1) and are no longer active.

Superseded Mortgagee Letters - Full

Document Number	Title
2024 Mortgagee Letters
2024-23	Revised Cyber Incident Reporting Requirements
2024-14	Fraud or Misrepresentation Involving Sponsored Third-Party Originators
2024-12	Expansion of Government-Sponsored Enterprises (GSEs) Definition and Clarification of Investing Mortgagee Definition
2024-10	Significant Cybersecurity Incident (Cyber Incident) Reporting Requirements
2024-09	Updating FHA's Unique Identifier (UEI) Requirements for FHA Eligibility
2024-02	Payment Supplement
2023 Mortgagee Letters
2023-22	2024 Home Equity Conversion Mortgage (HECM) Limits
2023-21	2024 Nationwide Forward Mortgage Loan Limits
2023-20	Update to Property Inspection Fees
2023-19	Extension of the Foreclosure Moratorium in Connection with the Presidentially-Declared Major Disaster Area in Maui County, Hawaii
2023-18	Update to the Sales Comparison Approach for Manufactured Housing
2023-15	Modifications to FHA Home Equity Conversion Mortgage (HECM) Requirements Related to Secretary Payment of Borrower Disbursements Due to Mortgagee Default
2023-13	Supplemental Consumer Information Form
2023-11	Update to ML 2023-03 Regarding Loss Mitigation Options for Non-Borrowers Who Acquired Title through an Exempted Transfer
2023-10	Modifications to the Home Equity Conversion Mortgage (HECM) Assignment Claim Type 22 (CT-22) Submission Criteria and Documentation Requirements
2023-09	Adjustable-Rate Mortgages (ARM): New Secretary-Approved Interest Rate Indices and Requirements for Transitioning from London Interbank Offered Rate (LIBOR) Index
2023-06	Establishment of the 40-Year Loan Modification Loss Mitigation Option
2023-05	Reduction of Federal Housing Administration (FHA) Annual Mortgage Insurance Premium (MIP) Rates
2023-04	Electronic Filing of All insurance claims on FHA Title II Single Family Mortgages
2023-03	CORRECTED AND REPUBLISHED: Expansion of the COVID-19 Recovery Loss Mitigation Options
2023-02	Expansion of the COVID-19 Recovery Loss Mitigation Options Superseded in full by ML 2023-03
2022 Mortgagee Letters
2022-23	COVID-19 Home Equity Conversion Mortgage (HECM) Property Charge Repayment Plan
2022-22	Clarification of Conflict of Interest and Dual Employment Policy for Most Title II Single Family FHA-Insured Mortgage Transactions
2022-21	2023 Home Equity Conversion Mortgage (HECM) Limits
2022-18	Acceptance of Private Floods Insurance for FHA-Insured Mortgages
2022-17	Consideration of Positive Rental Payment History for First Time Homebuyers in Forward Mortgage Purchase Transactions
2022-15	Update to Home Equity Conversion Mortgage (HECM) Program Requirements for Notice of Due and Payable Status
2022-14	Unique Entity Identifier for FHA Approved Lenders, Mortgagees and Institutions Seeking FHA Approval
2022-11	Revised Appraisal Validity Periods
2022-09	Calculating Effective Income After a Reduction or Loss of Income for Borrowers Affected by Presidentially-Declared COVID-19 National Emergency
2022-08	Expanding Affordable Housing Supply Through FHA's Claims Without Conveyance of Title (CWCOT) Process
2022-07	Update to the COVID-19 Recovery Loss Mitigation Options
2022-06	Establishing the Claims Standard for Reasonable Payments for Property Preservation and Protection Costs
2022-02	Technical Update to the Extension of the Deadlines for the First Legal Action and Reasonable Diligence Time Frame
2022-01	Expansion of the Exclusive Listing Period for HUD Real Estate Owned Properties
2021 Mortgagee Letters
2021-31	Update to FHA Catalyst Transition for Single Family Default Monitoring System (SFDMS) Reporting Module
2021-30	Delay of Effective Date of Mortgage Letter 2021-21, FHA Catalyst: Single Family Default Monitoring System (SFDMS) Reporting Module, and associated changes to the Single Family Default Monitoring System (SFDMS) Reporting Codes and Reporting Data Elements
2021-27	Appraisal Fair Housing Compliance and Updated General Appraiser Requirements
2021-21	FHA Catalyst: Single Family Default Monitoring System (SFDMS) Reporting Module
2021-18	COVID-19 Recovery Loss Mitigation Options
2021-17	Revisions to Property and Appraisal Quality Control Review Requirements
2021-15	Extension of the Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency, Further Expansion of the COVID-19 Forbearance and the COVID-19 Home Equity Conversion Mortgage (HECM) Extensions, and Establishment of the COVID-19 Advance Loan Modification (COVID-19 ALM)
2021-14	Extension of Implementation Date for April 19, 2021 Publication of the Single Family Housing Policy Handbook 4000.1
2021-13	Student Loan Payment Calculation of Monthly Obligation
2021-12	Eligibility Requirements for Certain Non-Permanent Resident Borrowers
2021-11	Amendments to HUD's Non-Borrowing Spouse Policy for all Home Equity Conversion Mortgage (HECM) Loans
2021-09	Announcement of Revised Form HUD-9991, FHA Condominium Loan Level/Single-Unit Approval Questionnaire and Revised Form HUD-9992, FHA Condominium Project Approval Questionnaire
2021-08	Home Equity Conversion Mortgage (HECM) Program - Changes to Interest Rate Requirements Including Removal of the London Interbank Offered Rate (LIBOR) Index
2020 Mortgagee Letters
2020-49	Revised Form HUD-92900-A, HUD Addendum to Uniform Residential Loan Application
2020-48	Manufactured Housing Appraisal Sales Comparison Approach Update
2020-42	2021 Home Equity Conversion Mortgage (HECM) Limits
2020-38	FHA Catalyst: Claims Module - Expanded Functionality for Conveyance, Single Family Loan Sales, Claims Without Conveyance of Title, and Pre-Foreclosure Sale Claims - and Phased Removal of Social Security Number Collection for Claim Submissions
2020-36	FHA New Construction Requirements
2020-32	FHA Catalyst: Claims Module - Expanded Functionality for Reacquisition Claims
2020-31	Federal Housing Administration (FHA) Defect Taxonomy Appendix to Handbook 4000.1 Attachment. pdf
2020-30	FHA Underwriting Guidelines for Borrowers with previous Mortgage Payment Forbearance
2020-29	FHA Catalyst: Case Binder Module - Expanded Functionality and Updated Case Binder Submission Requirements for Federal Housing Administration (FHA) Post Endorsement Loan Reviews
2020-22	FHA's COVID-19 Loss Mitigation Options
2020-21	Enhancements to FHA's Claims Without Conveyance of Title (CWCOT) Procedures
2020-18	FHA Catalyst: Claims Module - Single Family Forward Loss Mitigation Home Retention Claims
2020-13	Extension of Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency and New Reporting Requirements Related to FHA Single Family’s CARES Act Loss Mitigation Options
2020-08	FHA Catalyst: Claims Module - Single Family Forward Supplemental Claims Digital Submission
2020-07	FHA Catalyst: Case Binder Module - Single Family Forward and Home Equity Conversion Mortgage (HECM) Electronic Submission
2020-06	FHA’s Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act
2020-02	Mortgagee Electronic Funds Transfer Accounts
2019 Mortgagee Letters
2019-20	2020 Nationwide Home Equity Conversion Mortgage (HECM) Limits
2019-18	Maximum Rehabilitation Costs in Qualified Opportunity Zones (QOZs) for Limited 203(k) Mortgages
2019-17	Home Equity Conversion Mortgage (HECM) Program – Condominium Requirements
2019-16	Home Equity Conversion Mortgage (HECM) Program - Continuation of HECM Collateral Risk Assessment Requirements
2019-15	Updates to Mortgagee Optional Election (MOE) Assignment for Home Equity Conversion Mortgages (HECMs) with FHA Case Numbers Assigned Prior to August 4, 2014
2019-14	Updates to FHA's Loss Mitigation Options for Borrowers in Presidentially-Declared Major Disaster Areas (PDMDAs)
2019-13	Single-Unit Approval Process - Obtaining FHA Case Numbers for Single-Unit Approval Originations
2019-11	Maximum Loan-To-Value and Combined Loan-To-Value Percentages for Cash-Out Refinance Mortgages
2019-08	Construction to Permanent and Building on Own Land Programs
2019-05	Removal of the FHA Ten-Year Protection Plan Requirements
2019-04	Removal of the Federal Housing Administration (FHA) Inspector Roster
2019-01	Third Party Verification Services
2018 Mortgagee Letters
2018-12	2019 Nationwide Home Equity Conversion Mortgage (HECM) Limits
2018-11	2019 Nationwide Forward Mortgage Limits
2018-08	Updated Guidance on Home Equity Conversion Mortgage (HECM) Claim Type 22 (CT-22) Assignment Requests
2018-06	Home Equity Conversion Mortgage (HECM) Program - Changes to Appraisal Submission and Assessment for all HECM Originations
2017 Mortgagee Letters
2017-18	Property Assessed Clean Energy (PACE)
2017-17	2018 Nationwide Home Equity Conversion Mortgage (HECM) Limits
2017-16	2018 Nationwide Forward Mortgage Limits
2017-13	Extension of Temporary Approval Provisions for the Federal Housing Administration (FHA) Condominium Project Approval Process
2017-12	Home Equity Conversion Mortgage (HECM) Program: Mortgage Insurance Premium Rates and Principal Limit Factors
2017-11	Implementation of HUD’s January 2017 Home Equity Conversion Mortgage (HECM) Final Rule
2017-10	Additional Period of Eligibility for 203(h) Mortgage Insurance for Disaster Victims of Specific Presidentially-Declared Major Disaster Areas (PDMDA) in Louisiana
2017-08	Effective Date of Implementation of the Federal Housing Administration’s Loan Review System, and Change in Effective Date for Time frame for Conducting Pre-Endorsement Mortgage Reviews for Unconditional DE Authority
2017-07	Suspension of Mortgagee Letter 2017-01 - Reduction of Federal Housing Administration (FHA) Annual Mortgage Insurance Premium (MIP) Rates
2017-06	Servicing of FHA-insured Mortgages on Properties Encumbered with a Property Assessed Clean Energy (PACE) Obligation
2017-05	Home Equity Conversion Mortgage (HECM) Claim Type 22 (CT-22) Assignment Requests;
2017-03	Federal Housing Administration (FHA) Loan Review System - Implementation and Process Changes
2017-02	Annual Base City High Cost Percentage and High Cost Area Revisions for 2016
2017-01	Reduction of Federal Housing Administration (FHA) Annual Mortgage Insurance Premium (MIP) Rates
2016 Mortgagee Letters
2016-25	2017 Nationwide Forward Mortgage Limits – Correction for Special Exception Areas (Alaska, Hawaii, Guam, and the Virgin Islands)
2016-24	Processing Fee for Assumptions
2016-22	Extension of Implementation Date of Selected Sections of Handbook 4000.1
2016-21	Direct Endorsement Program - Timeframe for Conducting Pre-Endorsement Mortgage Reviews for Unconditional Direct Endorsement Authority
2016-20	2017 Nationwide Forward Mortgage Limits
2016-19	2017 Nationwide Home Equity Conversion Mortgage (HECM) Limits
2016-18	Mortgagee Use of Professional Employer Organizations
2016-16	Home Equity Conversion Mortgage Program: Source for 10-Year LIBOR Swap Rate
2016-15	Federal Housing Administration (FHA) Condominium Project Approval – Owner Occupancy Requirement
2016-14	Updates to FHA's Loss Mitigation Retention Options and Miscellaneous Mortgage Servicing Policy
2016-13	Extension of Temporary Approval Provisions for the Federal Housing Administration (FHA) Condominium Project Approval Process
2016-12	203(k) Rehabilitation Mortgage Insurance Program: 203(k) Consultant Draw Inspection Fee
2016-11	Property Assessed Clean Energy (PACE)
2016-10	Home Equity Conversion Mortgage (HECM) Program - Servicing Fee Set- Aside Growth Rate, Third Party Property Tax Verification Fees, and Financial Assessment and Property Charge Requirements
2016-09	Delivery of Advice of Payment and Title Approval
2016-08	Student Loans
2016-07	Expanded Permissive Loss Mitigation for Home Equity Conversion Mortgages (HECMs) and Mortgagee’s Optional Extension to Submitting a Due and Payable Request
2016-05	Additional Guidance related to Mortgagee Letter 2015-15, Mortgagee Optional Election (MOE) Assignment for Home Equity Conversion Mortgages (HECMs) with an FHA Case Number assigned prior to August 4, 2014
2016-04	Automatic Extensions to HUD's Initiation of Foreclosure Timeline
2016-03	Single Family Foreclosure Policy and Procedural Changes for HUD Title II Forward Mortgages and Reverse Mortgages
2016-02	Update of Preservation and Protection (P&P) Requirements and Cost Reimbursement Procedures for Title II Forward Mortgages and Home Equity Conversion Mortgages (HECMS)
2016-01	Additional Extension of Certain Timeframes in connection with Mortgagee Letter 2015-11 (Loss Mitigation Guidance for Home Equity Conversion Mortgages in Default due to Unpaid Property Charges) and Mortgagee Letter 2015-26
2015 Mortgagee Letters
2015-30	2016 Nationwide Forward Mortgage Limits
2015-29	2016 Nationwide Home Equity Conversion Mortgage (HECM) Limits
2015-28	Annual Base City High Cost Percentage and High Cost Area Revisions for 2015
2015-27	Additional Temporary Approval Provisions for Federal Housing Administration (FHA) Condominium Project Approval
2015-26	Extension of Certain Timeframes in connection with Mortgagee Letter 2015-11, Loss Mitigation Guidance for Home Equity Conversion Mortgages (HECMs) in Default due to Unpaid Property Charges
2015-24	Single Family Foreclosure Policy and Procedural Changes for HUD Title II Forward Mortgages and Reverse Mortgages
2015-23	New Single Family Mortgagee Compliance Manager (MCM)
2015-22	New Standards for Energy Efficient Homes (EEH) "Stretch Ratio” Policy: Incorporating the Department of Energy's (DOE) Home Energy Score
2015-21	Automatic Extensions to HUD’s Initiation of Foreclosure Timeline
2015-20	Revision of Notice to Occupants of Pending Acquisition (NOPA)
2015-18	Single Family Partial Claim Documentation and Delivery Requirements
2015-17	HUD REO Purchasing
2015-15	Mortgagee Optional Election Assignment for Home Equity Conversion Mortgages (HECMs) with an FHA Case Number assigned prior to August 4, 2014;
2015-11	Loss Mitigation Guidance for Home Equity Conversion Mortgages (HECMs) in Default due to Unpaid Property Charges;
2015-10	Home Equity Conversion Mortgage (HECM) Due and Payable Policies;
2015-09	Home Equity Conversion Mortgage (HECM) Program – Life Expectancy Set-Aside Growth Rate and Clarification to Section 3.98 of the HECM Financial Assessment and Property Charge Guide
2015-08	Electronic Appraisal Delivery (EAD) portal for Federal Housing Administration (FHA) Insured Single Family Mortgages
2015-07	Trial Payment Plans Associated with HUD’s Loss Mitigation Loan Modification Options for Forward Mortgages
2015-06	Home Equity Conversion Mortgage (HECM) - Delay in Effective Date for Financial Assessment and Property Charge Funding Requirements for the Payment of Certain Property Charges
2015-04	Revised Notification to Homeowners of Availability of Housing Counseling Services
2015-02	Home Equity Conversion Mortgage (HECM) Program: Policy Guidance and Certifications for Eligible and Ineligible Non-Borrowing HECM Spouses and Seasoning Requirements Guidance
2015-01	Reduction of Federal Housing Administration (FHA) annual Mortgage Insurance Premium (MIP) rates and Temporary Case Cancellation Authority
2014 Mortgagee Letters
2014-25	Federal Housing Administration Maximum Loan Limits Effective January 1, 2015 through December 31, 2015 -- Attachment 1 - Areas at Ceiling and Above -- Attachment 2 - Areas Between Floor and Ceiling
2014-24	Increasing Use of FHA's Claims Without Conveyance of Title (CWCOT) Procedures
2014-23	FHA Refinance of Borrowers in Negative Equity Positions: Program Extension
20?14-22	Home Equity Conversion Mortgage (HECM) Financial Assessment and Property Charge Requirements
2014-21	Revised Changes to the Home Equity Conversion Mortgage (HECM) Program Requirements
2014-19	New Single Family Loan Servicing Contractor
2014-17	Extension of Temporary Approval Provisions for the Federal Housing Administration (FHA) Condominium Project Approval Process
2014-16	Electronic Retention of Foreclosure-Related Documentation
2014-15	Updated Requirements for Pre-Foreclosure Sales (PFS) and Deeds in Lieu (DIL) of Foreclosure
2014-14	Annual Base City High Cost Percentage and High Cost Area Revisions for 2014
2014-13	Voluntary Termination of FHA Mortgage Insurance
2014-12	Home Equity Conversion Mortgage (HECM) Program: New Principal Limit Factors
2014-11	Home Equity Conversion Mortgage (HECM) Program: Limit on Insurability of Fixed Interest Rate Products under the HECM Program
2014-10	Home Equity Conversion Mortgage (HECM) Program - Prohibition on Misleading or Deceptive Program Descriptions or Advertising and Prohibition on Restriction of Mortgagor’s Freedom of Choice
2014-09	Annual Recertification and Post-Approval Updates
2014-08	Guidance on Nonprofits Assisting Government Entities in Providing Secondary Financing in Conjunction with FHA-Insured Mortgages
2014-07	Home Equity Conversion Mortgage (HECM) Program: Non-Borrowing Spouse
2014-03	Electronic Signatures
2014-02	Revised Manual Underwriting Requirements
2014-01	"Save Your Home: Tips to Avoid Foreclosure" - Brochure for Delinquent Mortgagors
2013 Mortgagee Letters
2013-46	FHA's Tier Ranking System II; Final Notice and Responses to Comments
2013-45	Delay in Effective Date for Home Equity Conversion Mortgage (HECM) Financial Assessment Requirements and Funding Requirements for the Payment of Property Charges
2013-44	HUD Single Family Real Estate Owned (REO) Properties: Updates on Ordering New Appraisals and Clarification on Comparables Used for Appraisals
2013-43	Federal Housing Administration Maximum Loan Limits Effective January 1, 2014 through December 31, 2014 -- Attachment 1 - Areas at Ceiling and Above -- Attachment 2 - Areas Between Floor and Ceiling
2013-42	Extension of Annual Recertification Filing Deadline for Title I and Title II Lenders and Mortgagees with a December 31, 2013 Fiscal Year End
2013-41	Lender Self-Reporting Requirements
2013-40	Loss Mitigation during the Foreclosure Process
2013-39	Methods of Communication with Borrowers
2013-38	Single Family Foreclosure Policy and Procedural Changes for HUD Title II Forward Mortgages and HECM Reverse Mortgages; Reasonable Diligence Requirements; HUD's Schedule of Allowable Attorney Fees
2013-35	FHA Consolidation of Title I and Title II Lender Identification Numbers
2013-34	Delayed Implementation of "PFS Participation Requirement" Section included in Mortgagee Letter 2013-23, Updated Pre-Foreclosure Sale (PFS) and Deed in Lieu (DIL) of Foreclosure Requirements
2013-33	Home Equity Conversion Mortgage Program's Mandatory Obligations, Life Expectancy Set-Aside Calculation, and Purchase Transactions
2013-32	Update to FHA's Loss Mitigation Home Retention Options
2013-30	Annual Base City High Cost Percentage and High Cost Area Revisions for 2013
2013-29	Application of Unused Borrower Funds from an Escrow Account on an Existing Mortgage in FHA-Insured Refinance Transactions
2013-28	Home Equity Conversion Mortgage (HECM) Financial Assessment and Property Charge Guide Attachment
2013-27	Changes to the Home Equity Conversion Mortgage Program Requirements
2013-26	Back to Work - Extenuating Circumstances
2013-25	Collections and Disputed Accounts -- TOTAL Mortgage Scorecard User Guide
2013-24	Handling of Collections and Disputed Accounts
2013-23	Updated Pre-Foreclosure Sale (PFS) and Deed in Lieu (DIL) of Foreclosure Requirements
2013-22	Extension of Unemployment Special Forbearance
2013-21	FHA's Proposed Tier Ranking System II; Request for Comments
2013-20	Good Neighbor Next Door Sales Program
2013-19	Partial Claim Documentation and Delivery Requirements
2013-18	Updated Clarification Regarding Title Approval at Conveyance
2013-17	Interest Rates for Loss Mitigation Home Retention Options
2013-16	Subordination of Partial Claim Liens Associated with Federal Housing Administration (FHA) Streamlined Refinances
2013-15	Updated Delinquency/Default Status Codes for the Single Family Default Monitoring System; Special Forbearances and Trial Payment Plans; New Reporting Requirement for Non-Incentivized Loan Modifications
2013-14	Minimum Cash Investment and Secondary Financing Requirements -- Acceptable Documentation for Funds Provided by Federal, State, or Local Governments, their Agencies or Instrumentalities
2013-12	Lender Insurance Program -- Attachment - Lender Insurance Guide
2013-11	Additional Guidance for the Origination and Servicing of FHA-insured Loans in Presidentially-Declared Major Disaster Areas and Specific Requirement for Hurricane Sandy Affected Communities
2013-06	Extension of Disaster Moratorium and Suspension of Evictions for Specified Properties Impacted by Hurricane Sandy
2013-05	Manual Underwriting for Loans with Decision Credit Score Below 620 and Total Fixed Payments to Effective Income Ratio Exceeding 43.00%
2013-04	Revision of Federal Housing Administration (FHA) policies concerning cancellation of the annual Mortgage Insurance Premium (MIP) and increase to the annual MIP
2013-03	Extension of Implementation Date for Mortgagee Letter 2012-22, Revisions to FHA's Loss Mitigation Home Retention Options
2013-02	Home Equity Conversion Mortgage (HECM) Program - Amended Late Request for Endorsement Procedures
2013-01	Home Equity Conversion Mortgage Program - Consolidation of Pricing Options and Principal Limit Factors for Fixed Interest Rate Mortgages Mortgagee Letters
2012 Mortgagee Letters
2012-29	Interim Reporting Requirements for Small Supervised Lenders and Mortgagees
2012-28	Restatement and Update of Flood Zone Requirements for Federal Housing Administration (FHA) Insured Mortgages
2012-27	Revised Recertification Fee Calculation for FHA-Approved Branch Offices
2012-24	Secondary Financing Eligibility Requirements for Internal Revenue Code (IRC) Section 115 Entities
2012-23	Guidance for FHA-Approved Mortgagees Originating and Servicing Mortgages in Presidentially-Declared Major Disaster Areas
2012-22	Revisions to FHA’s Loss Mitigation Home Retention Options
2012-19	Hazard and Flood Insurance Requirement Reminder
2012-18	Temporary Approval Provisions for the Federal Housing Administration (FHA) Condominium Project Approval Process
2012-17	Home Equity Reverse Mortgage Information Technology (HERMIT) System for the Home Equity Conversion Mortgage (HECM)
2012-15	Documentation Requirements for Income from the Social Security Administration (SSA)
2012-14	Extension of Implementation Date for Mortgagee Letter 2012-11, Clarification Regarding Title Approval at Conveyance
2012-12	Responsibilities of Mortgagees in Regard to State and Local Laws
2012-11	Clarification Regarding Title Approval at Conveyance
2012-10	Miscellaneous Underwriting Issues- Rescission of Disputed Accounts and Collection Accounts Guidance (Mortgagee Letter 2012-3)
2012-09	Annual Base City High Cost Percentage and High Cost Area Revisions for 2012
2012-07	New Single Family Loan Servicing Contractor
2012-06	Changes to FHA's Occupied Conveyance Procedures
2012-05	FHA Refinance of Borrowers in Negative Equity Positions: Program Enhancements
2012-04	Single Family Mortgage Insurance: Annual and Up-Front Mortgage Insurance Premium -- Changes
2012-03	Miscellaneous Underwriting Issues
2012-02	Closing a Loan in the Name of an FHA-Approved Mortgagee Acting as a Sponsored Third-Party Originator (TPO)
2011 Mortgagee Letters
2011-38	Secondary Financing Eligibility Requirements for IRC Section 115 Nonprofits
2011-37	Extension of Implementation and Reporting Dates Regarding Trial Payment Plan for Loan Modifications and Partial Claims under Federal Housing Administration’s Loss Mitigation Program
2011-34	Revised Lender Approval Requirements
2011-33	Mortgage Record Changes and Data Reconciliation
2011-30	The Uniform Appraisal Dataset (UAD) and appraisal reporting forms
2011-29	Federal Housing Administration's (FHA) Maximum Loan Limits Effective October 1, 2011 through December 31, 2011 -- Attachment 1 - Areas at Ceiling and Above -- Attachment 2 - Areas Between Floor and Ceiling
2011-28	Trial Payment Plan for Loan Modifications and Partial Claims under Federal Housing Administration’s Loss Mitigation Program
2011-25	Alternative Reporting Requirements for Small Supervised Lenders and Clarification of Requirements for Supervised Lenders in Parent-Subsidiary Relationships
2011-24	Annual Base City High Cost Percentage and High Cost Area Revisions for 2011
2011-23	Unemployment Special Forbearance: Temporary Program Changes and Clarifications
2011-20	Termination of the HOPE for Homeowners (H4H) Program
2011-19	Financing of Transaction Costs for Real Estate Owned Properties (REO) Purchased under FHA $100 Down Sales Incentive
2011-18	Elimination of FHA's origination fee cap for the 203(k) Rehabilitation Mortgage Insurance Program
2011-17	Use of HUD/FHA Logo, Name and Acronym in Advertising
2011-12	Tier Ranking Scores - Incentive Round 42
2011-11	FHA Refinance Transactions
2011-08	FHA Single Family Insurance Claims Accounts Receivable Subsystem (ARS) Remittances: Pay.gov Implementation
2011-07	Elimination of the Master Appraisal Report (MAR)
2011-06	Claim Process for FHA Refinances of Borrowers in Negative Equity Positions (ADP Codes 821, 822, 831, or 832)
2011-05	Revised Audited Financial Statement Reporting Requirements for Supervised Lenders in Parent-Subsidiary Structures and New Financial Reporting Requirements for Multifamily Mortgagees
2011-04	FHA Capture of Nationwide Mortgage Licensing System and Registry (NMLS) Information
2011-02	Quality Control Requirements for Direct Endorsement Lenders
2011-01	Home Equity Conversion Mortgage Property Charge Loss Mitigation Attachments: -- Model Letter -- Corporate Advance Procedures
2010 Mortgagee Letters
2010-43	Flood Zone Requirements -- Appendix
2010-42	Federal Home Loan Bank - Affordable Housing Program, Homeownership Set-Aside Grant Program
2010-39	Home Equity Conversion Mortgage (HECM) – HUD-1 Settlement Statement Closing Certification -- Attachment - ADDENDUM TO HUD-1 SETTLEMENT STATEMENT
2010-38	Mortgagee Eligibility Requirements and Clarification of FHA's Electronic Annual Certification Requirements and Procedures
2010-37	Home Equity Conversion Mortgage (HECM) Program: Clarification of Policies Regarding the Requirement that HECM Lenders Provide Prospective HECM Borrowers a List of HECM Counseling Agencies
2010-36	Requirements for Combined Loan Amounts
2010-35	Borrower Certification for FHA Refinance of Borrowers in Negative Equity Positions -- Attachment
2010-34	Home Equity Conversion Mortgage Program – Introducing HECM Saver; Mortgage Insurance Premiums and Principal Limit Factor Changes for HECM Standard
2010-33	FHA Connection Enhancements to Support Sponsored Third Party Originations (Sponsored Originations)
2010-31	Annual Base City High Cost Percentage and High Cost Area Revisions for 2010
2010-29	Minimum Credit Scores and Loan-to-Value Ratios
2010-23	FHA Refinance of Borrowers in Negative Equity Positions
2010-22	Home Equity Conversion Mortgage (HECM) Program Submission of Case Binder Documents -- Attachment - Home Equity Conversion Mortgage Required Documents for Endorsement
2010-20	Implementation of Final Rule FR 5356-F-02, "Federal Housing Administration: Continuation of FHA Reform--Strengthening Risk Management through Responsible FHA-Approved Lenders"
2010-19	Streamline Refinance Transactions and FHA TOTAL Scorecard
2010-18	Update of Property and Preservation (P&P) Requirements and Cost Reimbursement Procedures
2010-17	Updated HUD REO Lead-Based Paint Appraisal Reporting Requirements
2010-16	Introduction of the M&M III Mortgagee Compliance Manager (MCM) and the P260 Internet Portal
2010-15	FHA Case Number and FHA Roster Appraiser Assignments
2010-14	Electronic Signatures On Third Party Documents
2010-13	Appraisal Update and/or Completion Report (Fannie Mae Form 1004D/Freddie Mac Form 442/March 2005)
2010-12	Use of pay.gov for Lender Approval Application Fees
2010-09	Tier Ranking Scores – Incentive Round 38 - Attachment
2010-08	HUD REO Appraisal Validity Period and Second Appraisals
2010-07	Revisions to Model Home Equity Conversion Mortgage (HECM) Loan Agreement (Loan Agreement) and Fannie Mae Form 1009, Residential Application for Reverse Mortgages (Fannie Mae Form 1009) Attachments FannieMae Form 1009 Home Equity Conversion Mortgage Loan Agreement Exhibit 1 - Payment Plan Exhibit 2 - Schedule of Closing Costs Exhibit 3 - Repair Rider
2010-04	Loss Mitigation for Imminent Default
2010-03	Mortgagee Approval for Single Family Programs - Extended Procedures for Terminating Underwriting Authority
2009 Mortgagee Letters
2009-53	Real Estate Settlement Procedures Act (RESPA) and FHA Related Policies
2009-52	Short Sales and Short Pay Offs
2009-51	Adoption of the Appraisal Update and/or Completion Report (Fannie Mae Form 1004D/Freddie Mac Form 442/March 2005)
2009-50	2010 FHA Maximum Loan Limits -- Attachment I - At Ceiling and Above -- Attachment II - Between the Floor and Ceiling
2009-49	Home Equity Conversion Mortgage Program: Subordinate Liens
2009-48	Second Appraisal Reporting Requirements
2009-42	Sub-Servicing of FHA-insured Mortgages
2009-41	Appraisal performance standards and sanctions
2009-39	Updated Claim Filing and Delinquency/Default Reporting Requirements For FHA's Making Home Affordable Modification Program (FHA-HAMP) Appendix 1 - Delinquency/Default Status Codes Appendix 2 - Delinquency/Default Reason Codes Appendix 3 - Claim Filing Assistance for Loss Mitigation Claims
2009-37	Flood Zone Requirements and Responsibilities of FHA Mortgagees and Appraisers
2009-36	Revised Eligibility
2009-35	Loan Modification
2009-34	Home Equity Conversion Mortgage (HECM) - Principal Limit Factors
2009-33	Annual Base City High Cost Percentage Revisions effective January 1, 2009
2009-32	Revised Streamline Refinance Transactions
2009-31	Strengthening Counterparty Risk Management
2009-30	Appraisal Validity Periods
2009-29	Appraisal Portability
2009-28	Appraiser Independence
2009-25	Electronic Annual Certification to Replace Title II Yearly Verification Report -- Attachment
2009-23	Making Home Affordable Program: FHA's Home Affordable Modification Loss Mitigation Option Attachment - Guidelines for FHA-HAMP
2009-21	Home Equity Conversion Mortgage Refinancing of Existing Loans
2009-18	Energy Efficient Mortgages - Increase in the Dollar Amount of Energy Efficient Improvements
2009-17	Accuracy of Lender Data for FHA-approved Mortgagees
2009-16	Manufactured Housing Policy Guidance - Property and Underwriting Eligibility
2009-13	Guidance on FHA Model Mortgage Form for New Mexico
2009-12	Mortgagee Monitoring
2009-11	Final HECM for Purchase Program Attachment
2009-09	Adoption of Market Conditions Addendum (Fannie Mae Form 1004MC/Freddie Mac Form 71) and Appraisal Reporting Requirements for Properties located in Declining Markets (PDF) (Word)
2009-08	Limits on Cash-Out Refinances
2009-05	Project Lifeline Initiative's Impact on FHA's Foreclosure Time Frames
2009-04	Tier Ranking Scores - Incentive Round 34
2009-03	HOPE for Homeowners Origination and Servicing Guidance Supplement (superseded by 09-43) Attachment 1 - Shared Appreciation Note Attachment 2 - Model H4H Pre-Endorsement Attachment 3 - Shared Equity Note Attachment 4 - FHA HOPE for Homeowners Attachment to FHA Loan Underwriting and Transmittal Summary Attachment 5 - HOPE for Homeowners Consumer Disclosure and Certification Form Attachment 6 - HOPE for Homeowners Certification Attachment 7 - Appreciation Worksheet
2009-02	Co-branded Outreach Materials
2009-01	Annual Renewal of FHA Approval
2008 Mortgagee Letters
2008-43	Pre-Foreclosure Sale (PFS) Program - Utilizing the PFS Loss Mitigation Option to Assist Families Facing Foreclosure Appendix A Attachment 1 Attachment 2 Attachment 3 Attachment 4 Attachment 5 Attachment 6
2008-41	Termination of FHASecure
2008-40	Refinance Transactions: New Maximum Mortgage Calculation (Word) (PDF) -- Attachment -- Loan-to-Value and Combined Loan-to-Value Mortgage Amount Calculation Comparison
2008-39	Revised Eligibility Requirements for FHA Roster Appraisers
2008-36	2009 FHA Maximum Mortgage Limits -- Attachment I -- FHA Loan Limits for Areas AT CEILING AND ABOVE -- Attachment II -- FHA Loan Limits for Areas BETWEEN CEILING AND FLOOR
2008-35	HECM Mortgage Limits - Effective Immediately
2008-34	HECM Origination Fee - New Limits
2008-33	Home Equity Conversion Mortgage (HECM) for Purchase Program
2008-32	Use of FHA Loss Mitigation During Bankruptcy
2008-31	2008 Update of Preservation and Protection Guidelines, and Cost Reimbursements Attachment -- Properties Securing FHA Insured Mortgages
2008-28	Prohibition on Mortgagee Funded Home Equity Conversion Mortgage (HECM) Counseling
2008-27	Treble Damages for Failure to Engage in Loss Mitigation
2008-24	Home Equity Conversion Mortgage (HECM) Program - Requirements on Mortgage Originators
2008-23	Revised Downpayment and Maximum Mortgage Requirements
2008-21	FHA Loss Mitigation Program Updates
2008-20	Management and Marketing (M&M) Change for the Philadelphia Homeownership Center (Philadelphia HOC)
2008-17	Non FHA-approved Mortgage Brokers - Forward Mortgages
2008-15	FHA Loan Underwriting and Transmittal Summary, Form HUD-92900-LT and Addendum to Uniform Residential Loan Application, form HUD-92900-A
2008-14	Home Equity Conversion Mortgage Program - Non FHA-Approved Mortgage Brokers
2008-11	Nontraditional Credit Verification and Evaluation
2008-10	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2008-08	Home Equity Conversion Mortgages - Fixed Interest Rate
2008-07	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2008-06	Temporary Loan Limit Increase for FHA -- Attachment 1 - FHA mortgage limits are at the ceiling -- Attachment 2 - FHA mortgage limits are in between the ceiling and the floor
2008-05	Tier Ranking Scores - Incentive Round 30 Attachment - Tier 1 Lenders for Round 30
2008-04	FHA Multifamily Statutory Loan Limit Adjustments and Changes in Annual Base City High Cost Percentage for FHA-Insured Multifamily Housing in High-Cost Areas
2008-02	2008 FHA Maximum Mortgage Limits -- Attachment I -- Attachment II
2008-01	New Single Family Loan Servicing Contractor
2007 Mortgagee Letters
2007-13	Adjustable Rate Mortgages-Addition of LIBOR Index
2007-12	Management and Marketing (M&M) Change for Philadelphia Homeownership Center (Philadelphia HOC)
2007-11	The FHASecure Initiative and Guidance on Appraisal Practices in Declining Markets
2007-10	Single Family Mortgage Insurance Premiums: Pay.gov Implementation
2007-09	Truncated Social Security Numbers on Credit Reports
2007-08	Home Equity Conversion Mortgage (HECM) Face-to-Face Interviews
2007-07	Management and Marketing (M&M) Contractor Change Philadelphia Homeownership Center (Philadelphia HOC) Contract Area PB (Michigan and Ohio
2007-06	Home Equity Conversion Mortgage Program Existing Property Eligibility Requirements
2007-04	Extension of Special Authority for Use of Partial Claims and Loan Modifications to Assist Victims of Hurricanes Katrina, Rita and Wilma in Presidentially-Declared Major Disaster Areas in Alabama, Florida, Louisiana, Mississippi and Texas
2007-03	Revision of Preservation and Protection Requirements and Cost Reimbursements -- (Attachment)
2007-02	Updated Post Endorsement Technical Review Process (PETR)
2006 Mortgagee Letters
2006-33	New Construction - Architectural Exhibits Requirements for Single Family Properties
2006-32	Management and Marketing (M&M) Contractor Change for the State of Georgia
2006-31	Tier Ranking Scores Attachment
2006-30	Guidance on Handbook 4060.1 REV-2, FHA Title II Mortgagee Approval Handbook
2006-29	Louisiana Road Home Program
2006-28	Mortgage and Foreclosure Rights of Servicemembers under the Servicemembers Civil Relief Act (SCRA)
2006-27	Enhancements to the Neighborhood Watch Early Warning System
2006-26	Updates to the FHA Appraiser Roster: Streamlined Appraiser Examination, Roster Renewal Procedures, and Contact Information
2006-24	Revision to form HUD-92564-CN, For Your Protection: Get a Home Inspection -- (Flyer)
2006-23	Home Equity Conversion Mortgage (HECM) Program: Elimination of Photo Identification Evidence
2006-22	Home Equity Conversion Mortgage (HECM) Program: Extension of Principal Limit Rate Lock
2006-20	Home Equity Conversion Mortgage Program: Subordinate Liens and State and Local Court-Ordered Judgments and Judgment Liens
2006-19	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2006-18	Foreclosure Moratorium Extensions to Assist Borrowers Eligible for Hurricane Grant Funds
2006-17	National Servicing Center (Tulsa, OK office) Address Change
2006-15	Future Delinquency Reporting Requirement -- (Appendix 1 & 2)
2006-14	Property Flipping Prohibition Amendment
2006-13	Charitable Organizations Making Downpayment Gifts
2006-12	Foreclosure Moratorium Extensions to Assist Victims of Hurricanes Katrina, Rita and Wilma
2006-10	Special Authority for use of Deed-in-Lieu of Foreclosure to Assist Victims of Hurricanes Katrina, Rita and Wilma in Presidentially-Declared Major Disaster Areas approved for individual assistance in Alabama, Florida, Louisiana, Mississippi and Texas
2006-09	Revisions to Appendices A and C to Handbook 4150.2 Change 1, Valuation Analysis for Home Mortgage Insurance for Single Family One- to Four- Unit Dwellings Table of Contents Appendix A Appendix C
2006-07	Clarification of Mortgagee Letter 2006-04 - Closing Costs for Home Equity Conversion Mortgages
2006-06	Home Equity Conversion Mortgage Program ? Line of Credit Payment Option for Texas- Single Family
2006-05	Foreclosure Moratorium Extensions to Assist Victims of Hurricanes Katrina, Rita and Wilma
2006-04	Revised Borrower's Closing Costs Guidelines
2006-02	Update to Mortgagee Letter 2004-40 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2006-01	Underwriting Guidance to Accommodate Disaster Victims
2005 Mortgagee Letters
2005-50	Enhancements to "Streamlined (k)" Limited Repair Program
2005-49	2006 FHA Maximum Mortgage Limits -- Attachment 1 -- Attachment 2
2005-48	FHA Repair and Inspection Requirements for existing properties and revisions to FHA Appraisal Protocol -- Attachment
2005-47	Tier Ranking Scores Attachment
2005-46	Special Authority for Use of Partial Claims and Loan Modifications to Assist Victims of Hurricanes Katrina, Rita and Wilma in Presidentially-Declared Major Disaster Areas in Alabama, Florida, Louisiana, Mississippi and Texas Attachment 1 1 Cont'd Attachment 2
2005-45	Foreclosure Moratorium Extensions to Assist Victims of Hurricanes Katrina and Rita in Presidentially-Declared Disaster Areas that have counties in Alabama, Louisiana, Mississippi and Texas eligible to receive Individual Assistance
2005-44	Home Equity Conversion Mortgage (HECM) Program - Expanded National HECM Counseling Network
2005-43	Revised Refinance Transactions
2005-42	Update To Mortgagee Letter 2003-17; Submission of Mortgage Record Changes and Data Integrity Issues
2005-41	Update to General Servicing and Preservation and Protection Requirements for Presidentially-Declared Major Disaster Areas in Alabama, Louisiana, Mississippi and Texas
2005-40	Revisions to Single Family Origination Lending Areas and Nationwide Lending
2005-39	Revised Uniform Residential Loan Application (URLA)
2005-37	Flexibility in the Origination of Single Family Loans Using the Principal-Authorized Agent Relationship
2005-36	Lender Insurance Program
2005-34	Adoption of Revised Appraisal Reporting Forms and Update to FHA Appraisal Protocol -- Attachment
2005-33	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
2005-32	Underwriting Section 8 Homeownership Vouchers-Updated Instructions
2005-31	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
2005-30	Single Family Foreclosure Policy and Procedural Changes: Reasonable Diligence Requirements; Update to HUD's Schedule of Allowable Attorney Fees; and Update to HUD's Foreclosure Time Frames Attachment 1 Attachment 2 Attachment 3 Attachment 4
2005-29	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2005-26	Reporting Feature Added to the Neighborhood Watch Early Warning System
2005-25	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2005-24	Electronic Payment of the Annual Recertification Fee and Downloading of the Yearly Verification Report via the FHA Connection
2005-23	Amended Late Request for Endorsement Procedures
2005-22	Preservation and Protection Procedural Update Attachment
2005-21	HUD's Energy Action Plan and Energy Efficient Mortgages
2005-19	"Streamline (K)" Limited Repair Program
2005-18	Success of Loss Mitigation and Increase in Incentive Payments
2005-17	Transfer of HMDA Data Collection to Federal Reserve Board
2005-16	Revised Qualifying Ratios and Treatment of Child Support
2005-15	Total Mortgage Scorecard Update: Tolerance Levels and Documentation Relief
2005-14	Five-Year Hybrid Adjustable Rate Mortgages (ARMs)
2005-13	Correction to Servicing Guidance for Victims of Presidentially-Declared Major Disaster Areas
2005-12	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2005-11	Update To Mortgagee Letter 2003-17; Claim Filing Changes and Data Integrity Issues
2005-09	Single Family Loan Production - Requirements for retention of Architectural Exhibits in cases of new construction of single family properties
2005-08	Revised Post Endorsement Technical Review Process
2005-07	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2005-06	Lender Accountability for Appraisals
2005-04	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
2005-03	Elimination of Refunds of Upfront Mortgage Insurance Premiums
2005-02	Seller Concessions and Verification of Sales
2004 Mortgagee Letters
2004-48	Home Equity Conversion Mortgage (HECM) Counseling Requirements Simplified
2004-47	Total Mortgage Scorecard User Guide Update
2004-46	2005 FHA Maximum Mortgage Limits -- Attachment 1 -- Attachment 2
?2004-45	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2004-44	Total Mortgage Scorecard Update
2004-42	Delinquent Loan Reporting for Mortgages on Leaseholds of Hawaiian Home Lands Insured Pursuant to Section 247 of the National Housing Act
2004-40	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2004-39	Home Equity Conversion Mortgages (HECM); Signature Reduction, Clarification of Required FHA Documents and Revised Instruction to "Residential Loan Application for Reverse Mortgages" - Single Family Attachment
2004-33	Debenture Interest Changes
2004-30	Loss Mitigation Performance Scores Attachment
2004-28	Credit Policy Issues
?2004-27	Home Equity Conversion Mortgage (HECM) Program - Delayed Effective Date for Mortgagee Letter 2004-25 Instructions
2004-26	Filing Conveyance AND Pre-Foreclosure Sale Claims via the FHA Connection Attachment A Attachment B Attachment C Attachment D --(Attachments .exe file)
2004-25	Home Equity Conversion Mortgage (HECM) Program -- Clarification of HECM Counseling Requirements Attachment
2004-23	Enhancements to the Neighborhood Watch Early Warning System
2004-22	Elimination of Paper Mortgage Insurance Certificates for Home Equity Conversion Mortgage (HECM) Claims
2004-20	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2004-19	Mandatory Electronic Submission of Annual Audited Financial Statements
20?04-18	Refinancing Existing Home Equity Conversion Mortgages (HECM) and Revision to the HECM Calculation Software- Single Family Attachment
2004-16	A New Interactive Website for Preservation and Protection Cost Allowables
2004-15	The purpose of this Mortgagee Letter is to notify mortgagees that the Office of Single Family Asset Management's National Servicing Center (NSC) has relocated to a new address
2004-12	Revised "Residential Loan Application for Reverse Mortgages" Required for Home Equity Conversion Mortgage (HECM) Attachment
2004-09	Update of Preservation and Protection Mortgagee Letter 2003-05
2004-07	Update to Preservation and Protection Mortgagee Letters 2002-10, 2002-19, and 2003-05
2004-06	Revision to Chapter 6 (Quality Control Plan) of HUD Handbook 4060.1 REV-1 CHG-1, Mortgagee Approval Handbook
?2004-05	Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor
2003 Mortgagee Letters
2003-22	Home Equity Conversion Mortgages (HECMs) -Procedural Guidance
2003-19	Partial Claims: Program Changes and Updates
2003-17	Elimination of Paper Mortgage Insurance Certificates and Data Integrity Improvement
2003-16	Home Equity Conversion Mortgage (HECM)-Interest Rate Lock-Ins
2003-15	Enhancements to the Neighborhood Watch Early Warning System
2003-11	Single Family Loan Production - Renumbered Form NPCA-99a, Subterranean Termite Soil Treatment Builder's Guarantee and Form NPCA-99b, New Construction Subterranean Termite Soil Treatment Record -- (NPCA-99a) -- (NPCA-99b)
?2003-10	Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor
2003-09	Update of Appraiser Qualifications for Placement on FHA Single Family Appraiser Roster and Appraisal Reporting Requirements
2003-06	Loss Mitigation Performance Scores -- (Attachment)
2003-05	Update of Mortgagee Letter 2002-10, 2002 Preservation and Protection Cost Schedule and Policy Updates/2002 Post Endorsement Guidelines, Fees and Schedules -- (Attachments)
2003-04	Soldiers' and Sailors' Civil Relief Act
2003-03	Mandatory Electronic Submission of Financial Statement Package for Annual Mortgagee Recertification
2002 Mortgagee Letters
2002-26	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2002-25	Minimum Distance Requirements Between Private Wells and Sources of Pollution for Existing Properties
2002-20	Credit Watch Termination Initiative - Implementation of a Reduction in Threshold
20?02-19	Clarification Regarding Title Approval issues, Property Condition at Conveyance, Administrative Offsets and a New Process for Lender Appeal of Conveyance Issues
2002-17	Special Forbearance: Program Changes and Updates
2002-16	Credit Watch Termination Initiative Threshold
2002-15	Enhancements to the Neighborhood Watch Early Warning System -- Attachment
2002-14	HUD-PA-426 How To Avoid Foreclosure (May 2001)
2002-13	Deed-in-Lieu of Foreclosure Consideration Increase and the Authorization to Pay Cash to Occupants for Keys Prior to Eviction
2002-12	Reinstatement of the Housing Counseling Notification Requirement
2002-11	Loss Mitigation Performance Scores -- (Attachment)
2002-10	2002 Preservation and Protection Cost Schedule and Policy Updates/2002 Post Endorsement Guidelines, Fees and Charges -- (Attachments .zip)
2002-09	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2002-08	Proper Use of Direct Conveyance
2002-07	Credit Watch Termination Initiative Threshold
2002-05	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2002-01	Nonprofit Participation in Single Family FHA Activities - New Requirements and Restrictions -- (Attachments .zip)
2001 Mortgagee Letters
2001-30	All Approved Mortgagees All Approved Nonprofit Organizations All Participating Government Entities Net Development Cost Land User Restriction Addendum Definitions List of Reference Documents
2001-28	Single Family Foreclosure Policy and Procedural Changes: Extension of Time to Initiate Foreclosure in the District of Columbia
2001-27	Pre-approval Requirements for New Construction and an Alternative to the Inspection Requirements - Single Family Loan Production
2001-25	Credit Watch/Termination Thresholds
2001-24	Consideration For Mail Delays Following the Terrorist Attacks
2001-23	Mortgagee Approval for Single Family Programs - Elimination of Placement on Credit Watch Status - Superseding the references to Credit Watch in Mortgagee Letter 99-15
2001-22	The Effect of the Soldiers' and Sailors' Civil Relief Act of 1940 on FHA-insured Mortgages
2001-21	Relief Options for Borrowers Affected by the Events of September 11, 2001
2001-20	Underwriting Section 8 Homeownership Vouchers on FHA Insured Mortgages
2001-19	Single Family Foreclosure Policy and Procedural Changes: Non-Judicial Foreclosure in Hawaii; First Legal Action to Commence Foreclosure in GU, IA, SD, & VI; Reasonable Diligence for Acquiring Possession; Update to HUD's Schedule of Allowable Attorney Fees; and Update to HUD's Foreclosure Time Frames -- (Attachments)
2001-18	CHUMS Programming Changes for HECM Processing
2001-16	Home Equity Conversion Mortgage Program (HECM) Servicing and Claim Issues -- (Attachment)
2001-14	FHA Loss Mitigation Clarification of Time Frames
2001-13	Credit Watch/Termination Thresholds
2001-08	Loss Mitigation Performance Scores -- (Attachment A) -- (Attachment B)
2001-06	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2001-04	Protection Against Subterranean Termites in New Construction - Single Family Loan Production
?2001-03	Debenture Interest Rates
2001-02	Filing Loss Mitigation Incentive Claims via the FHA Connection -- (Attachments)
2000 Mortgagee Letters
2000-47	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2000-43	Credit Watch/Termination Thresholds
2000-40	FHA Mortgagee Starter Kit Web Page
20?00-39	HECM Loans in Texas--Additional Instructions -- (Letter & Attachments Zip file)
2000-37	Address Change for PEMCO Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractor
2000-34	Home Equity Conversion Mortgages (HECMs) in Texas (Supplement to Mortgagee Letter 00-09 dated March 8, 2000) and instructions on using HECM Mortgage Calculation Software (Supplement to Mortgagee Letter 99-36, dated December 10, 1999)
2000-33	Credit Watch/Termination Thresholds
2000-27	Appraising and Financing HUD Real Estate Owned (REO) Properties With FHA-Insured Financing - Single Family Loan Production
2000-26	Preservation and Protection Cost Update for Debris Removal and Property Inspections; Clarifications on Boarding, Delayed Evictions and Lender Appeals Appendices .zip
2000-25	203(K) Rehabilitation Mortgage Program- Single Family Loan Production -- Appendices .zip
2000-22	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
2000-21	Credit Watch/Termination Thresholds
2000-20	Neighborhood Watch provides loan performance data via the FHA Connection
20?00-19	New Address for Single Family Claims Branch and Submission of Single Family Application for Insurance Benefits (Form HUD-27011) - Paper Claims and Mortgage Insurance Certificates for Electronic Part A Claims
2000-17	Mortgagee Approval - Applications for New Origination Approval Agreements - Credit Watch/Termination Initiative
2000-15	Prohibited Branch Arrangements
2000-13	Single Family Loan Production - Implementation of Address Validation in the FHA Connection
2000-12	Credit Watch/Termination Thresholds
2000-11	Loss Mitigation Performance Scores Attachment
2000-10	Revisions to the Home Equity Conversion Mortgages (HECMs) Program
2000-09	Home Equity Conversion Mortgages (HECMs) in Texas
2000-08	Nonprofit Agency Participation in Single Family FHA Activities -- Attachments .zip
2000-07	Debenture Interest Rates
2000-05	Loss Mitigation Program - Comprehensive Clarification of Policy and Notice of Procedural Changes
2000-04	Single Family Loan Production - FHA Mortgage Insured Financing for the Construction of Storm Shelters
2000-03	Credit Watch/Termination Thresholds
2000-01	Single Family Loan Production - Impact of New EPA Lead Hazard Regulations on 203(k) Rehabilitation Mortgage Insurance -- Attachment
1999 Mortgagee Letters
99-36	Home Equity Conversion Mortgage Calculation Software
99-35	Single Family Loan Production - FHA Appraisal Reform and the National Appraiser Examination
99-34	Single Family Loan Production - Revised Regulations on Single Family Housing, New Construction in Floodplains
99-31	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
99-30	Credit Watch/Termination Thresholds
99-27	New Procedures For Filing Loss Mitigation Claims -- (Attachments .zip)
99-23	Single Family Loan Production - Informed Consumer Choice Notice
99-21	Debenture Interest Rates
99-19	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
99-18	Single Family Loan Production: Handbook 4150.2 - Valuation Analysis for Home Mortgage Insurance for Single Family One- to Four- Unit Dwellings, Comprehensive Valuation Package and the updated "Importance of Home Inspections" Form
99-17	FHA Connection Lender Approval Functions: Adding Branches, Maintaining Institution Data, and Determining Recertification Fees
99-15	Mortgagee Approval for Single Family Programs - Clarification of Procedures for Terminating Origination Approval Agreements and Placement in Credit Watch Status - Superceding Mortgagee Letter 95-37
99-14	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
99-10	Submission of Mortgagee Insurance Certificates for Electronic Part A Claims -- (Attachments)
99-09	Single Family Default Monitoring System (SFDMS): Electronic Reporting via the FHA Connection
99-08	Clarification of Mortgagee Letter 98-26
99-06	Loss Mitigation Performance Scores -- (Attachments)
99-05	Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contracts
99-04	Title Approval Status via the FHA Connection
99-03	Single Family Loan Production - Revised Subterranean Termite Treatment Builder's Certification and Guarantee -- (Attachments: NPCA-99a & NPCA-99b)
?99-02	Implementation of the Final Rule - HECM Consumer Protection Measures -- (Attachment)
99-01	Debenture Interest Rates
1998 Mortgagee Letters
98-27	Debenture Interest Rates
98-26	Single Family Default and Foreclosure Servicing Policy and Procedural Changes Including HUD Schedule of Allowable Attorney Fees -- (Attachment)
98-25	Home Equity Conversion Mortgage (HECM) Insurance Program - Optional New Loan Application Form -- (Attachment)
98-20	Single Family Loan Production and Servicing-Modified Procedure for Notifying Mortgagees of Presidentially-Declared Federal Disasters
98-19	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Minnesota, North Carolina, Georgia, New Jersey, Alabama, and Kentucky
98-18	Risk Assessment for Defaulted Loans
98-16	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Delaware, Florida and Additional Counties Added to the Previous California Declaration
98-12	Oklahoma City Central Servicing Office
98-11	Single Family Loan Production - Concerns about 203(k) Underwriting, Loan Processing and Administration
?98-10	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - California, New Mexico and Additional Counties Added to the Previous North Carolina, Tennessee and New York Declarations
98-09	Loss Mitigation Performance Scores -- (Attachment)
98-08	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially
98-07	FHA Loss Mitigation Program Policy and Procedural Updates
98-06	Lender List on the World Wide Web
98-04	Debenture Interest Rates
98-03	Home Equity Conversion Mortgage (HECM) Insurance Program - Servicing Fee Cap Monthly Adjustable Loans
98-02	Single Family Production - Applying the HUD Rehabilitation Energy Guidelines to the Section 203(k) Rehabilitation Mortgage Insurance Program
1997 Mortgagee Letters
97-48	Mortgage Electronic Registration Systems, Inc. (MERS) as nominee for original mortgagee on FHA-insured loans
97-47	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Area - Nebraska
97-45	Single Family Loan Production: Lender Selection of Appraisers, Opportunities for Female and Minority Appraisers, Accuracy of Appraisals
97-44	Revised HUD-PA-426, How To Avoid Foreclosure (May 1997) Attachment
97-43	FHA Loss Mitigation - Mortgage Modification Clarifications
97-42	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Areas - Minnesota
97-39	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Areas - Colorado
97-38	Home Equity Conversion mortgage (HECM) case Processing: System Issues, Coming Enhancements, and Solving Roadblocks Attachment
97-34	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Areas - Declarations for Alabama, Vermont, Washington State and Michigan; Additional counties added to the Idaho and Texas Declarations
97-33	Single Family Loan Servicing - Internet Access to Single Family Portfolio through FHA Connection
97-32	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Mississippi
97-30	Registering FHA-insured Loans with Mortgage Electronic Registration System, Inc. (MERS)
97-29	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Texas and Wisconsin
97-28	Debenture Interest Rates
97-25	Submission of Single Family Claims via Electronic Data Interchange (EDI)
97-24	Single Family Quality Control - FHA Quality Assurance Agreement
97-21	Loss Mitigation Performance Scores Attachment
97-19	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Area - Additional Counties added to the Previous Disaster: Declaration for Minnesota
97-18	Procedural Changes for Single Family Servicing and Single Family Claims
97-17	FHA Loss Mitigation - Clarification of Procedures Attachment
97-16	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas - Arkansas
97-15	Home Equity Conversion Mortgage (HECM) Insurance Program - Implementation of Final Rule and Other Information Attachment
97-13	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - declared Major Disaster Areas - Minnesota, North Dakota, South Dakota, Washington State and Tennessee
97-12	Referral Fees Charged for Reverse Mortgages
97-11	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Areas-Illinois
97-08	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Indiana, Tennessee, West Virginia and additional counties added to Previous Disaster Declarations for Arkansas, Kentucky and Ohio
97-07	Ending Referral Fees Charged by Companies for HUD Reverse Mortgages
97-06	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas-Arkansas, Kentucky and Ohio
97-05	Single Family Loan Production-Revised Escrow Commitment Procedure-Section 203(k) Rehabilitation Mortgage Insurance Program
?97-04	Debenture Interest Rates
97-03	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas, Minnesota and Washington
97-01	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
1996 Mortgagee Letters
96-69	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
96-68	Disposition of Assignment Requests
96-65	Procedural Changes for Single Family Servicing and Single Family Claims
96-64	Recent Changes in Lender Approval for Title I and Title II
96-61	FHA Loss Mitigation Procedures - Special Instructions
96-60	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
96-54	Single Family Real Estate Owned (Property Disposition) Pilot Contracts for Management and Marketing Louisiana State Office, Maryland State Office,, Sacramento Area Office
96-53	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas
96-52	Single Family Loan Production - Nonprofit Agencies as Mortgagors
96-51	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
96-50	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas
96-49	Single Family Default Monitoring System (SFDMS) Status Code Changes
96-46	Single Family Miscellaneous Amendments to the FHA Regulations
96-45	Doing Business through Electronic Data Interchange (EDI)
96-43	Mandate for Electronic Funds Transfer (EFT) for Single Family Claims
96-39	Submission of Timely and Accurate HMDA Reports
96-38	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially- Declared Major Disaster Areas
96-37	Single Family Loan Production - Amendatory Clause
96-35	Debenture Interest Rates
96-32	Loss Mitigation - Mortgage Modification
96-31	Mandate for Electronic Data Interchange (EDI) for Single Family Claims
96-30	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially- Declared Major Disaster Areas
96-29	Single Family Loan Production - Reduction in Documentation/Paperwork for FHA-Insured Mortgages: The HUD Case Binder and the Lead-Based Paint Disclosure
96-28	Housing Counseling Toll Free Referral Service and Agency List Revision to Mortgagee Letter 96-9
96-25	Existing Alternatives to Foreclosure - Loss Mitigation
96-24	Termination of the Mortgage Assignment Program
96-23	Single Family Loan Production - Seven-Unit Limitation
96-22	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
96-18	Single Family Loan Production - Refinance Transactions, Property - Inspections and Other Credit Policy Issues
96-16	1996 Preservation and Protection/Post Endorsement Guidelines and Fee Schedules
96-15	Home Equity Conversion Mortgage (HECM) Insurance Program - Changes in Program Requirements
96-14	Mandate for Electronic Data Interchange (EDI)
96-12	Changes in Mortgagee Requirements -- (Attachment)
96-11	Early Intervention For Curing Defaulted Mortgages
96-10A	Rev LBP Disclosure Form-Downloadable (*.wp5)
96-10	Single Family Loan Production - Underwriter Approval Issues and the Revised Lead-Based Paint Disclosure Form
96-09	Housing Counseling Toll Free Referral Service
96-08	Debenture Interest Rates
96-07	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially- Declared Major Disaster Areas
96-04	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
96-01	Mortgagors Affected by the Federal Budget Impasse
1995 Mortgagee Letters
95-56	Single Family Property Disposition Insured Sales with Repair Escrow
95-54	Home Equity Conversion Mortgage (HECM) Insurance Program - Implementation of Direct Endorsement Program and New Disclosure Requirements on Reverse Mortgages to Consumers
95-53	Refinancing Section 235 Mortgages - SUPERSEDING MORTGAGEE LETTER
95-52	Improved Assignment Program - Teleconsumer Hotline Toll-free Telephone Number
95-45	Home Equity Conversion Mortgage (HECM) Insurance Program - Lapse of Insuring Authority
95-44	Handbook 4330.2 Rev- 2, "Mortgage Assignment Processing," paragraph 9-8, Assignment processing and Bankruptcy
95-41	Electronic Commerce Program for Mortgage Record Change and Mortgage Insurance Termination Reporting
95-40	Single Family Loan Production - Revisions to the 203(k) Rehabilitation Mortgage Insurance Program
95-38	Single Family Servicing/Claims -- Correction of Erroneous ZIP Code in Handbook 4330.4 REV-1: "FHA Single Family Insurance Claims"
95-37	Mortgagee Approval -- Implementation of Origination Approval Agreement and Credit Watch Status Procedures
95-36	Mortgagee Approval -- Single Family Loan Production -- Revised Mortgagee/Program Requirements
95-35	Improved Assignment Program Application Process Videotapes And Instructional Guide
95-30	Electronic Commerce Program for Single Family Default Monitoring System (SFDMS) Reporting
95-29	Foreclosure and Acquisition of Property Notice to Occupants of Pending Acquisition
95-25	1995 Preservation and Protection/Post Endorsement Guidelines and Fee Schedules
95-23	Issuance of Handbook 4330.2 Rev-2, Mortgage Assignment Processing
95-20	Single Family Loan Production - Revision to Model Mortgage Form Single Family Loan Servicing - Escrow Account Issues
95-17	Late Charges and Interest Assessed on Single Family Mortgage Insurance Premiums (MIP) Not Collected at Closing
95-16	Expedited Homeowner Mortgage Insurance Premium (MIP) Refund Process and Revised FHA Homeowners Fact Sheet
95-15	Termination of Assistance Payments Contracts - Revised Recapture/10 Program
95-12	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-11	Single Family Loan Production - Reduction in Documentation/Paperwork on New and Proposed Construction Cases
95-06	Annual Lender Recertification Requirements
95-03	Home Mortgage Disclosure Act (HMDA) Update -- (Attachment)
1994 Mortgagee Letters
94-59	Mortgagee Review Board - Referral of Lenders for violations of Fair Lending Laws
94-58	Change in Error Processing for Single Family Mortgage Record Changes and Terminations
94-56	Loan Processing Requirements for HUD/FHA Approved Loan Correspondent Mortgagees
94-47	Changes to the Lender Approval Process
94-45	HUD'S Nationwide Pre-Foreclosure Sale (PFS) Procedure
94-43	Overages, Fair Lending, Tiered Pricing
94-39	Clarification of HUD Handbook 4060.1 REV-1, Mortgagee Approval Handbook
94-11	Single Family Loan Production - Revisions To The 203(k) Rehabilitation Mortgage Insurance Program
94-06	Single Family Loan Production - Section 248 Mortgage Insurance Program for properties located on Indian Reservations and other restricted lands
94-02	Secondary Financing Provided by Nonprofit Agencies and Transferability Restrictions Permitted for Property with a HUD Insured Mortgage
1993 Mortgagee Letters
93-22	Home Equity Conversion Mortgage (HECM) Insurance Program Changes and Clarifications to HUD Handbook 4235.1
93-14	Quality Control for Origination and Servicing Revisions to Mortgagee Letter 89-32
93-07	Implementation of Mandatory Direct Endorsement processing
93-02	New Regulations for Mortgagee Approval and the Direct Endorsement Program - Single Family Loan Production
1992 Mortgagee Letters
92-33	Single Family Loan Production - Clarifications and Modifications to the 203(k) Rehabilitation Program Procedures
92-06	Home Mortgage Disclosure Act (HMDA) Update
92-05	Mortgage Monitoring - Significant, Reoccurring Findings
1991 Mortgagee Letters
91-37	Civil Money Penalties Against Mortgagees -- Implementation of the HUD Reform Act
91-09	Single Family Loan Production - Providing Closing Instructions to Settlement Agents and Revised HUD-1 Certifications
91-01	Single Family Loan Production - Implementation of Certain Provisions of the 1990 Housing Legislation
1990 Mortgagee Letters
90-25	Home Mortgage Disclosure Reporting Requirements
90-17	Home Equity Conversion Mortgage (HECM) Insurance Program Changes and Amendments to HUD Handbook 4235.1
90-05	Standards for Audits of All HUD-Approved Nonsupervised Mortgagees and Loan Correspondents
1989 Mortgagee Letters
89-32	Quality Control Plan for Approved Mortgagees
1988 Mortgagee Letters
88-38	Home Equity Conversion Mortgage Insurance Demonstration-Procedures for Applying for Reservations of Insurance Authority
88-19	Employment of Individuals That Have Been Debarred, Suspended or the Subject of a Limited Denial of Participation
1997 Mortgagee Letters
87-02	Changes in Reporting Requirements for the Single Family Default Monitoring System (SFDMS)
1984 Mortgagee Letters
84-25	Review by Direct Endorsement Mortgagees for Ineligible Program Participants
1983 Mortgagee Letters
83-02	Quality Control Plan
1981 Mortgagee Letters
81-06	Consolidated List of Debarred, Suspended and Ineligible Contractors and Grantees
1980 Mortgagee Letters
80-33	Housing and Community Development Amendments of 1979 - Section 245
1979 Mortgagee Letters
79-15	Single Family Coinsurance
1978 Mortgagee Letters
78-08	Amendatory Clause for Sales Contracts

Notices

The Single Family Housing policy documents on this page should be used for reference purposes only.

Document Number	TITLE
2017-06	Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold for 2017
2017-02	Annual Base City High Cost Percentage and High Cost Area Revisions for 2016
2016-07	Funding Availability for Tenant-Protection Vouchers for Certain at Risk Households in Low-Vacancy Areas - FY16
2015-11	Annual Base City High Cost Percentage and High Cost Area Revisions for 2015
2015-07	Funding Availability for Tenant-Protection Vouchers for Certain At-Risk Households in Low-Vacancy Areas - Fiscal Year 2015
2014-15	Passbook Savings Rate Effective February 1, 2015 and Establishing Future Passbook Savings Rates
2014-14	Transferring Budget Authority of a Project-Based Section 8 Housing Assistance Payments Contract under Section 8(bb)(1) of the United States Housing Act of 1937 (THIS TITLE HAS BEEN REVISED)
2014-08	Annual Base City High Cost Percentage and High Cost Area Revisions for 2014
2014-07	Funding for Tenant-Protection Vouchers for Certain At-Risk Households in Low-Vacancy Areas - 2014 Appropriations Act
2014-06	Guidance on Nonprofits Assisting Government Entities in Providing Secondary Financing in Conjunction with FHA-Insured Mortgages
2014-04	Funding for Tenant-Protection Vouchers for Certain At-Risk Households in Low-Vacancy Areas - Revision
2013-29	Exclusive Listing Period for HUD Real Estate Owned (REO) Properties Marketed as "Insured" or "Insured with Escrow"
2013-27	Annual Base City High Cost Percentage and High Cost Area Revisions for 2013
2013-18	Purchaser Financing and Closing Costs Payable by HUD in Connection with Competitive Sales of HUD-owned Single Family Properties
2013-10	Housing Notice Reinstatement - Disallowance of Discounts during Competitive Bid Periods
2013-09	Housing Notice Reinstatement - Dollar Home Sales to Local Governments Program
2013-04	Fiscal Year 2013 Interest Rate for Section 202 and Section 811 Capital Advance Projects
2012-15	Funding for Tenant-Protection Vouchers for Certain At-Risk Households in Low-Vacancy Areas – Request for Comments
2012-07	Annual Base City High Cost Percentage and High Cost Area Revisions for 2012
2011-33	Purchaser Financing and Closing Costs Payable by HUD in Connection with Competitive Sales of HUD-owned Single Family Properties
2011-28	Fiscal Year 2010 Annual Operating Cost Standards – Section 202 Supportive Housing for the Elderly and Section 811 Supportive Housing for Persons with Disabilities Programs
2011-19	HUD Employee Purchases of HUD-Owned Single Family Properties -- Attachment
2011-18	Updated Processing Guidance for the Section 202 Supportive Housing for the Elderly and Section 811 Supportive Housing for Persons with Disabilities Programs
2011-16	Extension of the Dollar Home Sales to Local Governments Program
2011-15	Disallowance of Discounts during Competitive Bid Periods
2011-13	Annual Base City High Cost Percentage and High Cost Area Revisions for 2011
2010-24	HUD Single Family Non-Judicial Foreclosure Statute Attachment 1 - Referral of Single Family Mortgage Foreclosure(s) Attachment 2 - Notice of Default and Foreclosure Sale Attachment 3 - Deed Attachment 4 - Instructions to Foreclosure Commissioner Title II
2010-23	Extension of Housing Notice H 09-15, Implementation of the Violence Against Women and Justice Department Reauthorization Act of 2005 for the Multifamily Project-Based Section 8 Housing Assistance Payments Program
2010-22	Guidelines for Assumption, Subordination, or Assignment of Mark-to-Market (M2M) Program Loans in Transfer of Physical Assets (TPA) and Refinance Transactions
2010-20	Annual Base City High Cost Percentage and High Cost Area Revisions for 2010
2010-03	Fiscal Year 2009 Annual Operating Cost Standards - Section 202 Supportive Housing for the Elderly and Section 811 Supportive Housing for Persons with Disabilities Programs
2009-19	Fiscal Year 2009 Policy for Capital Advance Authority Assignments, Instructions and Program Requirements for the Section 202 and Section 811 Capital Advance Programs, Application Processing and Selection Instructions, and Processing Schedule.
2009-17	Closing Costs Paid by the U.S. Department of Housing and Urban Development
2009-15	Implementation of the Violence Against Women and Justice Department Reauthorization Act of 2005 for the Multifamily Project-Based Section 8 Housing Assistance Payments Program
2009-14	Multifamily Housing Accelerated Processing Guide: Chapter 9, Environmental Review
2009-04	Closing Costs Paid by the U.S. Department of Housing and Urban Development
2008-08	Fiscal Year 2008 Annual Operating Cost Standards - Section 202 Supportive Housing for the Elderly and Section 811 Supportive Housing for Persons with Disabilities Programs
2008-07	Implementation of the Violence Against Women and Justice Department Reauthorization Act of 2005 for the Multifamily Project-Based Section 8 Housing Assistance Payments Program
2008-06	Fiscal Year 2008 Policy for Capital Advance Authority Assignments, Instructions and Program Requirements for the Section 202 and Section 811 Capital Advance Programs, Application Processing and Selection Instructions, and Processing Schedule
2008-02	FY 2008 Grant Extension Procedures for Service Coordinator and Congregate Housing Services Program Grantees
2008-01	Fiscal Year 2008 Interest Rate for Section 202 and Section 811 Capital Advance Projects
2007-07	Good Neighbor Next Door Sales Program-Adoption of Contents for Subordinate Note and Mortgage; Referral of Customers for Servicing Information Attachment 1 Attachment 2
2006-12	Closing Costs Paid by the U.S. Department of Housing and Urban Development
2006-02	Extension of Housing Notice H-2005-11, $1 Home Sales Local Government Program
2006-01	Extension of Housing Notice H 2005-10, Employee Purchases of HUD-Owned Single-Family Properties
2005-17	Update to FHA Appraisal Protocol for Fannie Mae Appraisal Forms
2005-14	Lead Disclosure Requirements and Addendum Format
2005-12	Allowable Closing Costs Paid by HUD Single Family Property Disposition
2005-11	Reinstatement and Extension of Housing Notice H-2004-07, $1 Home Sales Local Government Program
2005-10	Employee Purchases of HUD-Owned Single-Family Properties
2005-07	HUD Single Family Non-Judicial Foreclosure Statute Attachment 1 Attachment 2 Attachment 3 Attachment 4
2004-26	Officer Next Door and Teacher Next Door (OND/TND) Sales Programs - Waiver of Occupancy Requirement for Active Duty Military Service - Replaced by FR-4712-F-03 regarding Good Neighbor Next Door Sales Program, Final Rule
2004-23	Officer Next Door and Teacher Next Door Sales Programs-Clarifications of Policies - Replaced by FR-4712-F-03 regarding Good Neighbor Next Door Sales Program, Final Rule
2004-19	Extension of the Teacher Next Door (TND) Initiative
2004-07	Extension of Housing Notice H-00-7, $1 Home Sales to local Governments Program
2004-06	Housing Notice 2002-20, Clarification Regarding Title Approval Issues, Property Condition at Conveyance, Administrative Offsets and a New Process for Lender Appeal of Conveyance Issues
2004-05	Extension of Allowable Closing Cost Paid by HUD Single Family Property Disposition
2004-04	Reinstatement and Extension of Notice H 2003-1, Owner-Occupant Purchaser Certifications
2003-25	FHA TOTAL Mortgage Scorecard User Guide
2003-19	Lead Disclosure Requirements and Addendum Format -- (Attachment)
2003-09	Extension of Notice H 00-07 - $1 Home Sales to Local Governments Program
2003-3	Reinstatement and Extension of Notice H 00-27, Single Family Property Disposition Sales Program for Public Safety Employees
2003-02	Allowable Closing Costs Paid by HUD Single Family Property Disposition
2003-1	Owner-Occupant Purchaser Certifications
2002-20	Clarification Regarding Title Approval Issues, Property Condition at Conveyance, Administrative Offsets and a New Process for Lender Appeal of Conveyance Issues
2002-13	Reinstatement and Extension of Notice 96-3, Repayment Under the Nehemiah Housing Opportunity Grants Program (NHOP)
2002-02	Reinstatement/Extension of Notice H 00-07 Extension of "$1 Home Sales to Local Governments Program"
2001-13	Allowable Closing Costs Paid by HUD Single Family Property Disposition
2000-22	Disciplinary Actions Against HUD-Qualified Real Estate Brokers
2000-20	Reinstatement and Extension of Notice H 96-78 (HUD), Single Family Property Disposition Program - New Lead-Based Paint Disclosure Procedures; Revised Sales Contract, Form HUD-9548 (previously extended by Notices H 97-58 and H 98-33)
2000-7	Implementation of "$1 Home Sales to Local Governments Program"
2000-6	Discounts to Non-Profit Organizations
2000-3	Designation of FY 2000 Revitalization Areas -- (Attachment)
1999-4	Revisions to SFPD Sales Procedures
1998-33	Extension of Notice H 96-78 (HUD), Single Family Property Disposition Program New Lead-Based Paint Disclosure Procedures; Revised Sales Contract, Form HUD-9548 (previously extended by notice H 97-58)
1998-32	Single Family Property Disposition Program Insured Sales - Offers Exceeding Listing Prices
1998-15	Extension of Notice H 97-10 and Notice H 91-12 (HUD), Solicitation and Requirements for Single Family Real Estate Asset Management (REAM) Services and Notice H 92-8 (HUD), Clarification of Solicitation Document for Real Estate Asset Management (REAM) Contracts
1998-14	Extension of Notice H 97-9 and H 94-72 (HUD), Single Family Property Disposition Sales Program for Public Safety Employees
1998-7	Owner-Occupant Purchaser Certifications Single Family Property Disposition
1998-2	CORRECTION: Designation of FY 198 Revitalization Areas
1997-71	Extension of Notice H 96-103, Streamline Refinance of Section 235 Mortgages and Subordination of the Recapture Lien
1997-69	Extension of Notice H 96-94 (HUD), Closing Agent Services Request for Proposal (RFP) Format Single Family Property Disposition
1997-67	Designation of FY '98 Revitalization Areas
1997-64	Pre-foreclosure Sale Exceptions to Occupancy Requirement
1997-62	Extension of Notice H 96-81, Revisions to Single Family Property disposition Sales Procedures
1997-58	Extension of Notice H 96-78, Single Family Property Disposition Program - New Lead-Based Paint Disclosure Procedures; Revised Sales Contract, Form HUD-9548
1997-47	Reinstatement and Extension of Notice H 96-56 (HUD), 1992 Amendments to the Single Family Regulations
1997-9	Reinstatement and Extension of Notice H 96-6 (HUD), Single Family Property Disposition Sales Program for Public Safety Employees
1996-103	Streamline Refinance of Section 235 Mortgages and Subordination of the Recapture Lien
1996-94	Extension of Notice H 90-31, Closing Agent Services Request for Proposal (RFP) Format Single Family Property Disposition
1996-90	Designation of FY '97 Revitalization Areas
1996-81	Extension of Notice H 94-74 (HUD), Revisions to Single Family Property Disposition Sales Procedures
1996-78	Single Family Property Disposition Program - New Lead-Based Paint Disclosure Procedures; Revised Sales Contract, Form HUD-9548
1996-56	Extension of Notice H 94-49 (HUD), 1992 Amendments to the Single Family Regulations
1996-31	Termination of the Mortgage Assignment Program
1996-6	Reinstatement and Extension of Notice 94-72 (HUD), Single Family Property Disposition Sales Program for Public Safety Employees
1995-91	Designation of FY '96 Revitalization Areas
1995-79	Single Family Property Disposition/Real Estate Owned Preservation and Protection - Debris Removal
1995-37	Extension of Notice H 91-23 (HUD), Claims Without Conveyance of Title (CWCOT) - Deficiency Judgement Bidding and Reimbursement Procedures
1995-29	Nationwide Pre-Foreclosure Sale Procedure Explained
1994-89	Reiteration of Department's Policies and Procedures Regarding Single Family Deficiency Judgments
1994-74	Revisions to SFPD Sales Procedures
1994-49	1992 Amendments to the Single Family Regulations

Handbooks

Document Number	Title
4905.1	Requirements for Existing Housing One to Four Family Units
4710.1	Title I Mobile Home Loan Operating
4700.2	Lender approval requirements specified in 24 CFR Part 202
4700.1	Title I Property Improvement Loan Operating
4330.4	FHA Single Family Insurance Claims
4310.5	Property Disposition Handbook - One to Four Family Properties
4260.1	Miscellaneous Type Home Mortgage Insurance, Sec. 223(a), (e), and (d)
4240.4	203K, Rehabilitation Home Mortgage Insurance
4240.3	Application Through Insurance (Single Family) Section 203(n)
4240.2	The Graduated Payment Mortgage Program
4235.1	Home Equity Conversion Mortgages
4155.2	Lender's Guide to the Single Family Mortgage Insurance Process
4155.1	Mortgage Credit Analysis for Mortgage Insurance on One- to Four-Unit Mortgage Loans
4150.2	Valuation Analysis for Single Family One- to Four- Unit Dwellings
4150.1	Valuation Analysis for Home Mortgage Insurance
4075.12	Central Water and Sewage Systems (Ownership and Organization)
4060.2	Mortgagee Review Board
4060.1	Mortgagee Approval
1060.2	Title I Property Improvement and Manufactured Home Loan Regulations, 24 CFR Parts 201 and 202

Title I

Document Number	Title
TI-486	FHA Consolidation of Title I and Title II Lender Identification Numbers
TI-485	Modifications to the Home Energy Retrofit Loan Pilot Program (FHA PowerSaver Pilot Program)
TI-483	Change to Periodic (Annual) Insurance Premium Collection and Billing Process Implementation of Pay.gov
TI-480	Increased Maximum Loan Limits for Title I Manufactured Home Loans
TI-479	Transfer of HMDA Data Collection to Federal Reserve Board
TI-478	Electronic Payment of the Annual Recertification Fee and Downloading of the Yearly Verification Report via the FHA Connection
TI-477	FHA Connection for Title I Loan Reporting
TI-476	Changed text for the Notice to Borrower of HUD's Role in Title I Loans and Notice of Default and Acceleration
TI-475	Temporary Suspension of Authority to Insure Under Title I of the National Housing Act
TI-474	Temporary Suspension of Authority to Insure Under Title I of the National Housing Act
TI-03-1	Mandatory Electronic Submission of Financial Statement Package for Annual Lender Recertification
TI-473	Publication of Final Rule on November 7, 2001 Regarding: Strengthening the Title I Property Improvement and Manufactured Home Loan
TI-472	Reinstatement of General Insurance Endorsement Authority
TI-471	Temporary Suspension of Authority to Insure Under Title I of the National Housing Act
TI-470	Clarifications to the Title I Property Improvement Program (Attachment)
TI-469	FHA Connection Lender Approval Functions: Adding Branches, Maintaining Institution Data, and Determining Recertification Fees
TI-468	Consolidation of Title I Activities in the Financial Operations Center
TI-467	Change in Procedure to Notify Lenders About Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas
TI-466	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas
TI-465	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas
TI-464	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - California, New Mexico and Additional Counties Added
TI-463	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - North Carolina, Vermont, New Hampshire and an Additional County
TI-462	Lender List on the World Wide Web
TI-461	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - ME, TN, NY, FL, GU, & Northern Mariana Island
TI-460	Appraisals on Repossessed Manufactured Homes Classified as Personal Property
TI-459	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Nebraska
TI-458	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Minnesota
TI-457	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Area - Colorado
TI-456	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Alabama, Vermont, Washington State and Michigan
TI-455	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Mississippi
TI-454	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Texas and Wisconsin
TI-453	Planned Reform of the Property Improvement Loan Program
TI-452	Mandate for Electronic Funds Transfer (EFT) for Title I Claims
TI-451	Major Disaster Areas - Additional Counties added to the Previous Disaster Declarations for Minnesota
TI-450	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Arkansas
TI-449	Declared Major Disaster Areas - Minnesota, North Dakota, South Dakota, Washington State and Tennessee
TI-448	Deceptive Advertising By Dealer/Contractors And Lenders
TI-447	Reporting Noncompliance Activities
TI-446	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Illinois
TI-445	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas-Indiana, Tennessee, West Virginia and additional counties
TI-444	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Arkansas, Kentucky and Ohio
TI-443	Special Title I Assistance to Victims in Presidentially Declared Major Disaster Areas - Nevada, Idaho, California, South Dakota, North Dakota, Minnesota, Washington, and Oregon
TI-442	Recent Changes in Lender Approval for Title I and Title II
TI-441	Lockbox Closes For Title Insurance Premiums
TI-440-S2	Inspection Fees
TI-440-S	Revised Fees And Charges For Title I Property Improvement
TI-440	Eligible Fees And Charges For Title I Property Improvement And Manufactured Home Loans
TI-439	Extensive Changes To The Property Improvement And Manufactured Home Loan Regulations
TI-438	First Title I Showcase Award Made To The Philadelphia Home Improvement Loan Program
TI-437	Appraisals Of Manufactured Homes And Lots
TI-436	Waiver Of The Title I Regulations To Assist Victims Of Hurricanes Marilyn And Opal
TI-435	Revised Title I Lender Approval Handbook
TI-434	Deceive Advertising By Lenders And Dealers
TI-433	Title I Showcase Program
TI-432	Automated Clearing House (Ach) Program For Paying Title I Insurance Charges
TI-431	Changes To Encourage Greater Lender Participation In The Title I Loan Insurance Programs
TI-430	Home Mortgage Disclosure Act (HMDA) Update
TI-429	Changes in the Property Improvement Loan Program and Title I Lender Approval Requirements
TI-428	Major Changes in the Title I Property Improvement and Manufactured Home Loan Programs
TI-427-S	Extension of Equity Waiver to Multifamily Properties Affected by the California Earthquake
TI-427	Waiver of Selected Title I Regulations to Benefit the Victims of the California Earthquake
TI-426	Termination of Toll-Free Telephone Service for Title I Lenders
TI-425	Expansion of Credit Alert Interactive Voice Response System (CAIVRS)
TI-424	Increased Maximum Loan Amounts for Title I Manufactured Home Loans
TI-423	Relocation of the Title I Accounting and Servicing Division
TI-422	Relocation of the Title I Insurance Division
TI-421	Revised Title I Regulations Handbook
TI-420	Waiver of the Title I Regulations to Benefit Victims of Hurricanes Andrew and Iniki
TI-419	Increased Maximum Loan Amounts and Loan Terms for Title I Property Improvement Loans
TI-418	Change of Notification of Annual Recertification Procedures
TI-417	Reprocessing Fees for Supplemental Claims
TI-416	Revised Forms Available from Government Printing Office
TI-415	Equity Requirement for Property Improvement Loans In Excess of $15,000
TI-414	Verification of Borrower's Social Security Number
TI-413	Notice to the Borrower of HUD's Role in Title I Loans
TI-412	Implementation of Title I Program Reforms
TI-411	Clarification of Requirements for Payment of Title I Loan Insurance Charges
TI-410	Procedures for Appeal of a Claim Denial or Request for a Waiver of Noncompliance
TI-409	Imposition of Civil Money Penalties Against Title I Lenders, Dealers and Loan Correspondents Under the Department of HUD Reform Act of 1989
TI-408	Required Statement to be Included in Notices of Default and Acceleration
TI-407	Title I Express Telephone Service
TI-406	Proposed Reform of the Title I Program
TI-405	Prohibition on the Use of Loan Brokers in the Title I Program
TI-404	Home Mortgage Disclosure Act Reporting Requirements
TI-402	Request for Comments and Suggestions for Possible Changes to the Title I Program
TI-401	Major Changes to Title I Regulations That Become Effective October 9, 1989
TI-400	New Title I Regulations Handbook
TI-399	Additional Forms Available from Government Printing Office
TI-398	Third Regional Service Center Established
TI-394	Credit Alert Interactive Voice Response System
TI-392	Obtaining Appraisal Services on Manufactured Homes
TI-387	Unilateral Reduction of Interest Rates for Loans that are not Delinquent or in Default
TI-379	Pre-Claim Collection Assistance
TI-376	Subordination of Security
TI-369	Program Integrity Bulletin
TI-360	Notice to Borrower of HUD's Role in Title I Loans

Inactive Mortgagee Letters

Document Number	Title
2024 Mortgagee Letters
2024-21	2025 Nationwide Forward Mortgage Loan Limits
2024-20	Adoption of Federal Flood Risk Management Standard (FFRMS) for Minimum Property Standards (MPS) in Special Flood Hazard Areas (SFHA)
2024-19	Electronic Submission of Section 247 Hawaiian Home Lands Assignment Packages
2024-15	Third Extension of the Foreclosure Moratorium in Connection with the Presidentially-Declared Major Disaster Area in Maui County, Hawaii
2024-13	Revisions to the 203(k) Rehabilitation Mortgage Insurance Program including updates to the 203(k) Consultant Requirements and Fees
2024-08	Second Extension of the Foreclosure Moratorium in Connection with the Presidentially-Declared Major Disaster Area in Maui County Hawaii
2023 Mortgagee Letters
2023-17	Revisions to Rental Income Policies, Property Eligibility, and Appraisal Protocols for Accessory Dwelling Units
2023-08	Extension for COVID-19 Forbearance and COVID-19 Home Equity Conversion Mortgage (HECM) Extensions Through May 31, 2023
2023-01	Updated Instructions for Single Family Forward Model Documents for Government Sponsored Enterprises Security Instrument and Note Updates
2022 Mortgagee Letters
2022-20	2023 Nationwide Forward Mortgage Loan Limits
2022-19	Rescinding the Mandatory Use of Date for the Federal Housing Administration (FHA) Catalyst: Electronic Appraisal Delivery (EAD) Module
2022-04	Update to the Mandatory Use Date for the Federal Housing Administration (FHA) Catalyst: Electronic Appraisal Delivery (EAD) Module
2021 Mortgagee Letters
2021-29	2022 Home Equity Conversion Mortgage (HECM) Limits
2021-28	2022 Nationwide Forward Mortgage Limits
2021-24	Extension for COVID-19 Forbearance and COVID-19 Home Equity Conversion Mortgage (HECM) Extensions
2021-23	Mandatory Transition to the Federal Housing Administration (FHA) Catalyst: Electronic Appraisal Delivery (EAD) Module for FHA Single Family Appraisals
2021-19	Extension of the Foreclosure-Related Eviction Moratorium and Expiration of the Foreclosure Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2021-16	Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2021-07	Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2021-06	Extension of Re-verification of Employment and Exterior-Only Appraisal scope of work (SOW) option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2021-05	Extensions of Single Family Foreclosure and Eviction Moratorium, Start Date of COVID-19 Initial Forbearance, and HECM Extension Period; Expansion of COVID-19 Loss Mitigation Options
2021-04	Update to the COVID-19 Forbearance Start Date and the COVID-19 Home Equity Conversion Mortgage (HECM) Extension Period
2021-03	Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2021-02	FHA Catalyst: Single Family Origination Module - Uniform Closing Dataset
2020 Mortgagee Letters
2020-47	Extension of Re-verification of Employment and Exterior only Appraisal scope of work option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-46	Extension of Temporary Guidance for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-45	Extension of Temporary Guidance for Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-44	Second Update to the COVID-19 Forbearance Start Date and the COVID-19 Home Equity Conversion Mortgage (HECM) Extension Period
2020-43	Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-41	2021 Nationwide Forward Mortgage Limits
2020-40	Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-39	Extension of Temporary Guidance for Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-37	Extension of Re-verification of Employment guidance and Updated Appraisal Scope of Work Option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-35	FHA Catalyst: Single Family Origination Module - Automated Underwriting System
2020-34	Update to the Date for Approving a COVID-19 Forbearance or COVID-19 Home Equity Conversion Mortgage (HECM) Extension
2020-28	Re-Extension of the Effective Date of Mortgagee Letter (ML) 2020-05, Reverification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for the Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-27	Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-26	FHA Catalyst: Electronic Appraisal Delivery (EAD) Module
2020-24	Revision of Effective Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-23	COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-20	Re-Extension of the Effective Date of Mortgagee Letter 2020-05, Re-verification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted By COVID-19
2020-19	Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-16	Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-14	Extension of the Effective Date of Mortgagee Letter 2020-05, Reverification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted By COVID-19
2020-12	Updated Guidance for Home Equity Conversion Mortgage (HECM) Claim Type 22 (CT-22) Assignment Claims during the COVID-19 National Emergency
2020-05	Re-verification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted by COVID-19
2020-04	Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency
2011 Mortgagee Letters
11-39	Federal Housing Administration Maximum Loan Limits Effective October 1, 2011 through December 31, 2012 -- Attachment 1 - Areas at Ceiling and Above -- Attachment 2 - Areas Between Floor and Ceiling
11-35	Annual Mortgage Insurance Premium for Loans With Terms of 15 Years or Less and a Loan to Value (LTV) ratio of 78 Percent or Less at Origination
11-20	Termination of the HOPE for Homeowners (H4H) Program
2010 Mortgagee Letters
10-24	Combined Loan-to-Value Requirements for Refinance Transactions (Superseded by 10-36)
2009 Mortgagee Letters
09-47	Home Equity Conversion Mortgage (HECM) Counseling Standardization and Roster Final Rule
09-46a	Temporary Guidance for Condominium Policy
09-45	Introduction of HUD's Web-Based Training Application: Electronic Class (EClass) on Loss Mitigation and Servicing System
09-44	Home Equity Conversion Mortgage (HECM) Program -- Clarification of Debenture Interest Calculation for HECM Claim Type 21; Claim Filing Instructions for HECM Claim Types 21 and 24 Claim Type 21 - Filing Instructions Claim Type 24 - Filing Instructions
09-43	HOPE for Homeowners Program - Comprehensive Guidance Exhibit A Exhibit B Exhibit C Exhibit D
09-38	Update on Eligibility Requirements for Nonprofit Instrumentalities (115 Waiver)
09-15	Using First-Time Homebuyer Tax Credits for the Downpayment IRS Form 5405 IRS Tax Credit Summary
09-14	Online Versions of Handbooks 4155.1, Mortgage Credit Analysis for Mortgage Insurance; and 4155.2, Lenders' Guide to Single Family Mortgage Insurance Processing
09-10	Home Equity Conversion Mortgage Program: Clarification of Home Equity Conversion Mortgage Counseling Issues
2008 Mortgagee Letters
08-38	Home Equity Conversion Mortgages (HECMs) - Clarification regarding borrower's recourse for repayment of HECM loan debt and termination of a HECM mortgage
08-37	Property Flipping Prohibition Exemption in Presidentially-declared Major Disaster Areas in Midwestern States
08-30	HOPE for Homeowners Servicing Guidance (superseded by 09-43)
08-29	HOPE for Homeowners Origination Guidance (superseded by 09-43) -- Attachments .zip
08-26	New York State Consolidation, Extension, and Modification Agreement (CEMA)
08-25	Converting Existing Homes to Rentals-Underwriting Instructions
08-22	Moratorium on Risk-Based Premiums for FHA Mortgage Insurance
08-18	Termination of Telephone Access to Credit Alert Interactive Voice Response System (CAIVRS)
08-16	Risk-Based Premiums for FHA Mortgage Insurance
08-13	Expansion of FHASecure -- Attachment - FHA Refinance Programs Comparison Matrix
08-12	Home Equity Conversion Mortgage (HECM) Program: Counseling Fee
08-09	Second Appraisal Requirements/Limits on Cash-Out Refinances - Superseded by 09-48
2007 Mortgagee Letters
07-01	2007 FHA Maximum Mortgage Limits -- (Attachment)
2006 Mortgagee Letters
06-25	Home Equity Conversion Mortgage Program: Home Equity Conversion Mortgage Counseling Requirements
06-21	Extension of Time for Disaster Victims of Hurricanes Katrina, Rita and Wilma to apply for Section 203(h) Mortgage Insurance
06-16	Mississippi Homeowner Grant Assistance Program
06-08	Announcement of the FHA Resource Center
2005 Mortgagee Letters
05-35	Update to Mortgagee Letter 2004-45 Single Family Real Estate Owned (Property Disposition) National Management and Marketing Contractors
05-28	Change in Remittance Period for Up-Front Mortgage Insurance Premiums (MIP)
05-27	Social Security Number Validation
05-05	Property Flipping Prohibition Technical Amendments
05-01	Revised Procedures for Form HUD-92564-CN, "For Your Protection: Get a Home Inspection"
2004 Mortgagee Letters
04-43	Eligibility of Mortgages on Hawaiian Home Lands Insured Under Section 247 Attachment
04-37	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-36	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-34	Clarification of Mortgagee Letter 2003-17; Elimination of Paper Mortgage Insurance Certificates and data Integrity Improvement
04-32	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-31	FHA Connection Business-to-Government (FHAC B2G) Specification
04-29	Establishment of the Federal Housing Administration (FHA) Inspector Roster Attachment
04-24	Federal Housing Administration (FHA) Mortgages to United States Veterans
04-17	Social Security Number Validation
04-14	Late Request for Endorsement Procedures
04-13	Credit Bureau Score Requirements for FHA-Insured Mortgages
04-10	Adjustable Rate Mortgages - (Superseded in part by HUD Handbook 4000.1)
04-04	Revised Form HUD-92564-CN, "For Your Protection: Get a Home Inspection"
04-03	Temporary Suspension of General Insurance and Special Risk Insurance Commitment Authority
04-02	Temporary Suspension of General Insurance and Special Risk Insurance Endorsement Authority
04-01	FHA's Total Mortgage Scorecard Deployment
2003 Mortgagee Letters
03-23	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- (Attachment 1) -- (Attachment 2)
03-20	Revised Uniform Residential Loan Application (URLA)
03-18	Revised Forms: "Notice To The Lender" and "Notice to the Homebuyer" and Revised Computerized Homes Underwriting Management System (CHUMS) Data Entry Requirements
03-14	Temporary Suspension of General Insurance and Special Risk Insurance Endorsement Authority
03-12	Revisions to FHA Maximum Mortgage Areas and Limits -- (Attachment)
03-07	Prohibition of Property Flipping
03-02	Elimination of Planned Unit Development (PUD) Approval Requirements
03-01	Downpayment Simplification Update
2002 Mortgagee Letters
02-27	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- (Attachment I) -- (Attachment II)
02-23	Expiration of FEMA's National Flood Insurance Program
02-22	Downpayment Assistance Programs Operated by Governmental Agencies and Nonprofits Using Subordinate Financing
02-21	Due Diligence in Acquiring Loans
02-6	Single Family Loan Production - Systems Security - Password Expiration/Account Lockout on The FHA Connection
02-3	Mortgage Forms
02-2	Credit Policy Issues-Payment of Borrower Obligations by Nonprofits
2001 Mortgagee Letters
01-31	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- (Attachment 1) -- (Attachment 2)
01-26	Disclosure of Yield Spread Premiums Under RESPA
01-15	Debenture Interest Rates Modified Notification Procedures
01-12	Streamline Refinances-Revised Mortgage Amount Calculations
01-09	Affirmative Fair Housing Marketing Plans for Single Family Home Builders - Single Family Loan Production
01-07	Special Program, Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas-Single Family Loan Production and Servicing
01-01	Case Binder Stacking Order and Documentation Issues -- (Attachment)
2000 Mortgagee Letters
00-46	Additional Details about the Further Reduction in Upfront Mortgage Insurance Premiums and Other Mortgage Insurance Premium Changes Attachment
00-45	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits Attachment 1 Attachment 2
00-44	Downpayment Simplification Update
00-41	Single Family Loan Production-Extension of Time for Disaster Victims of Hurricane Floyd to Apply for Section 203(h) Mortgage Insurance
00-38	Single Family Loan Production - Further Reduction in Upfront Mortgage Insurance Premiums and Other Mortgage Insurance Premium Changes
00-36	Reinstatement of General Insurance and Special Risk Insurance Endorsement Authority
00-35	Downpayment Simplification Update
00-31	Single Family Loan Production-Extension of Time for Disaster Victims of Hurricane Floyd to Apply for Section 203(h) Mortgage Insurance
00-30	Appraiser Performance and Sanctions Matrix -- Attachment
00-28	Gift Documentation, Mortgage Forms and other Credit Policy and Appraisal Issues
00-24	Single Family Loan Production - Increasing Homeownership Rates for Persons with Disabilities
00-23	Temporary Suspension of General Insurance and Special Risk Insurance Endorsement Authority Attachment
00-18	Physical Inspections
00-06	Single Family Loan Production - Expanded CHUMS Data Entry Requirements from New Comprehensive Valuation Package
1999 Mortgagee Letters
99-38	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- (Attachments)
99-37	Single Family Loan Production - Year 2000 Guidelines for processing Mortgage Insurance under FHA's Contingency Plans
99-32	Single Family Loan Production: FHA Homebuyer Protection Plan, Questions and Answers Attachments Frequently Asked Questions
99-29	Single Family Loan Production: Clarifications Regarding the Homebuyer Protection Plan
99-28	Single Family Loan Production - Termination of the CHUMS Generated Appraiser Letter
99-26	Single Family Loan Production - FHA Approves Fannie Mae's Desktop Underwriter®and PMI Mortgage Services' pmiAURAsm Automated Underwriting Systems
99-25	Implementation of the Single Family Premium Collection Subsystem-Periodic (SFPCS-P)
99-24	Single Family Loan Production - Guidance on Definition of "Public Charge" in Immigration Laws - Relevance to FRA Single Family Mortgage Insurance Programs
99-22	Single Family Loan Production: Delayed Effective Date for Use of the new Comprehensive Valuation Package, Forms HUD-92564-HS and HUD-92564-VC
99-20	Single Family Loan Production-Extension of Mortgagee Letter 94-6: Section 248 Mortgage Insurance Program for properties located on Indian Reservations and other restricted lands
99-16	Requirements for Year 2000 compliant electronic data submissions
99-13	Single Family Loan Production - Termination of the CHUMS Lender Access System (CLAS)
99-11	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially -Declared Major Disaster Areas -- Attachments
99-7	Single Family Loan Production - Change in Case Transfer (FHA Connection)
1998 Mortgagee Letters
98-32	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- Download Entire Document
98-31	Single Family Loan Production - Mortgage Calculation Simplification Extension of Use of form HUD-92900-WS, Mortgage Credit Analysis Worksheet (MCAW) -- (Attachment)
98-30	Single Family Loan Production - Clarification Regarding FHA Mortgage Limits
98-29	Single Family Loan Production - Mortgage Calculation Simplification -- Closing Cost Statistics -- Spreadsheet Attachment
98-28	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- (Attachment)
98-24	New Implementation Date for the Single Family Premium Collection Subsystem-Periodic (SFPCS-P)
98-23	Single Family Loan Production - Insurance of Adjustable Rate Mortgages on Single Family Properties, Section 25 of the National Housing Act
98-22	Implementation of Single Family Premium Collection Subsystem-Periodic (SFPCS-P) and changes in Single Family Monthly Risk-Based and Section 530 Mortgage Insurance -- (Attachment)
98-21	Single Family Loan Production-Extension of Time for Disaster Victims of Severe Flooding in North Dakota to Apply for Section 203(h) Mortgage Insurance
98-17	Single Family Loan Production - Insurance of Adjustable. Rate Mortgages on Single Family Properties, Section 251 of the National Housing Act
98-15	Single Family Loan Production: Elimination of Face-to-Face Interview Requirement
98-14	Single Family Loan Production - Interim Procedures for Using Freddie Mac's Loan Prospector Automated Underwriting System -- (Attachment)
98-13	Single Family Loan Production - The FHA Connection and New Processing Procedures
98-5	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas - Maine, Tennessee, New York, Florida, Guam, and the Commonwealth of the Northern Mariana Islands
98-1	Single Family Loan Production - Underwriting Adjustable Rate Mortgages, Interest Buydowns, Homeownership Counseling and Other Credit Policy Issues
1997 Mortgagee Letters
97-50	Single Family Loan Production - Mortgage Calculations in Alaska and Hawaii
97-49	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits
97-46	Single Family Loan Production: Appraisal Management Firms
97-41	Single Family Loan Production - Clarification of Mortgagee Letter 97-22 Regarding New Construction in Floodplains
97-40	Single Family Loan Production - Implementation of Form NPCA-99a, Subterranean Termite Soil Treatment Builder's Guarantee and Form NPCA-99b, New Construction Subterranean Termite Soil Treatment Record
97-37	Single Family Production - Further Reduction in Up-Front Mortgage Insurance Premiums (UFMIP) for First-Time Homebuyers Who Receive Housing Counseling Attachment
97-36	Permanent Foundations Guide for Manufactured Housing
97-35	Single Family Loan Production - Insurance of Adjustable Rate Mortgages on Single Family Properties, Section 251 of the National Housing Act
97-31	1997 Preservation and Protection/Post Endorsement Guidelines and Fee Schedules
97-27	Single Family Loan Production - Condominiums Added to Disaster Relief and Other Policy Issues Attachment
97-26	Single Family Loan Production - Credit Policy Issues Attachment
97-23	Single Family Loan Production and Servicing - Special Program Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas
97-20	Single Family Production - Homeownership Bridal Registry Accounts
97-14	Single Family Loan Production - The FHA Connection, access via the Internet
97-10	Single Family Loan Production - Energy Efficient Mortgages on Section 203(h Mortgages for Disaster Victims Areas
97-9	Temporary Restraining Order (TRO) Regarding Mortgagee Letter 97-7 Regarding Referral Fees Charged by Companies for HUD Reverse Mortgages
97-2	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially - Declared Major Disaster Areas
1996 Mortgagee Letters
96-67	Single Family Loan Production - Importance of Home Inspections
96-66	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits
96-63	Single Family Loan Production - Mortgage Calculation in Alaska and Hawaii
96-62	Suspension of Reserve for Replacement Releases by Mortgagees
96-59	Single Family Production - Moratorium on Investor Loans in Conjunction with the 203(k) Rehabilitation Mortgage Insurance Program
96-58	Single Family Loan Production - Secondary Financing from Family Members
96-57	"Reinventing" FHA - Opening of Single Family Homeownership Centers
96-56	Single Family Production - Homeownership Bridal Registry Accounts
96-48	Single Family Production - Reduction in Up-Front Mortgage Insurance Premiums (UFMIP) for First-Time Homebuyers Who Receive Housing Counseling -- (Attachment)
96-47	Single Family Mortgage Insurance Premium (MIP) -- Section 530 and Section 325 Risk-Based
96-42	Single Family - Public Housing Homeownership Strategy
96-41	Single Family Loan Production - Condominium Units in Non-FHA Approved Projects; Mortgage Insurance
96-36	Lender Selection of FHA Appraisers - Opportunities for Female and Minority Appraisers
96-34	Single Family Loan Production - Automated Underwriting Systems
96-33	Implementation of Single Family Premium Collection Subsystem (SFPCS) Upfront
96-27	Updates via CLAS
96-26	Single Family Loan Production: Appraisal and Appraiser Standards; Lender
96-22	Single Family Production - Homeownership Bridal Registry Accounts
96-21	Single Family Loan Production - Using 203(k) Rehabilitation Mortgage Insurance with Participation by State and Local Housing Agencies and Non-Profit Organizations
96-20	Reopening of the Oklahoma State Office
96-19	Lockbox Closes for Section 530 and Risk-Based Monthly-- Premiums
96-17	Single Family Loan Production - Implementation of FEMA Form 81-93, Standard Flood Hazard Determination
96-13B	Amending Provisions to Mortgagee Letter 95-53, Refinancing Section 235 Mortgages
96-13	Amending Provisions to Mortgagee Letter 95-53, Refinancing Section 235 Mortgages
96-6	Single Family Loan Production - Extension of Implementation Date for Mandatory Usage of Model Mortgage and Note Forms Provided in HUD Handbook 4165.1 REV-1 CHG-3
96-5	Elimination of the "Fee Panel" and "Mortgagee Staff" Appraiser Designations
96-2	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits
1995 Mortgagee Letters
95-58	Destruction of Malden Mills (Massachusetts)
95-57	Single Family Loan Production: Builder Approval Process Eliminated
95-55	Single Family Loan Production - FHA Insured Mortgages Originated and/or Closed During the Government Shutdown
95-51	Single Family Loan Production and Servicing - Disaster Aid
95-50	Electronic Signatures on Appraisal Reports
95-49	New Procedure for Obtaining Case Numbers and Refinance (REFI) - Authorization Numbers for FHA-to-FHA Refinance Transactions
95-48	Closing of Four Military Bases: 1. Fort Ord Army Base, Monterey, California 2. Castle Air Force Base, Merced, California 3. Plattsburgh Air Force Base, Plattsburgh, New York 4. Williams Air Force Base, Mesa, Arizona
95-47	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-46	Single Family Loan Production - Expansion of the Energy Efficient Mortgage Program
95-43	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-42	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-39	Single Family Loan Production - Extension of Time for Disaster Victims of Hurricane Andrew in South Florida to Apply for Section 203(h) Mortgage Insurance
95-34	1. Testing of Individual Wells -- Rescission of Mortgagee Letter 94-36, -- Clarification to Mortgagee Letter 92-18 -- (Attachment)
95-33	Single Family Loan Production - Implementation of Form NPCA-1, Wood Destroying Insect Infestation Inspection Report
95-32	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-31	Single Family Loan Production - Reduction in Documentation/Paperwork
95-28	Single Family Loan Production - Additional Aid to Victims of the Los Angeles Earthquake
95-27	Single Family Production--Revised Procedures for Requesting Increases in the FHA Single Family Maximum Mortgage Limits
95-24	Single Family Loan Production - Release of CHUMS Additions
95-21	Single Family Loan Production - Compliance with the Handicapped Accessibility Requirements of the Fair Housing Act
95-19	Comprehensive Update to the FHA Single Family Maximum Mortgage Limits
95-18	Single Family Loan Production-Requirements for Affirmative Fair Housing Marketing Plan and Revised Builder Certification Form
95-14	Single Family Loan Production - Changes to Section 518(a) of the National Housing Act
95-13	FHAnet Electronic Conferencing
95-10	HUD-Single Family Claims Collections via Lockbox
95-9	Implementation of Book Entry for Federal Housing Administration (FHA) Debentures
95-8	Closing of Two Air Force Bases: 1. Loring Air Force Base, Limestone, Maine 2. Richards-Gebaur Air Force Base, Belton, Missouri
95-7	Single Family Loan Production - Revised Underwriting Guidelines and Other Policy Issues
95-5	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
95-4	Single Family Loan Production - Release of CHUMS Additions
95-2	Consolidation of 1995 Preservation and Protection Guidelines and Cost Schedules and Post-Endorsement Fees and Charges
95-1	Single Family Loan Production - Revised Flood Insurance - Requirements
1994 Mortgagee Letters
94-61	Closing of Three Air Force Bases: 1. Grissom Air Force Base, Peru, Indiana 2. Lowry Air Force Base, Denver, Colorado 3. Rickenbacker Air Force Base, Columbus, Ohio
94-60	Mortgagee Letters 94-27 and 94-41
94-57	Single Family Loan Production - HOW Insurance Company 10-Year Warranty Plan
94-55	Single Family Loan Production - Reduction in Documentation/Paperwork for FHA-Insured Mortgages
94-54	Single Family Loan Production: Procedures for Lenders to use to Select their own Appraisers
94-52	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits
94-51	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
94-50	Single Family Mortgage Insurance Claims Submissions
94-49	Electronic Commerce With FHA - A New Business Paradigm
94-48	Single Family Loan Production - Risk-Based Mortgage Insurance Premium
94-44	Claims Instructions for FHA-Insured Home Equity Conversion Mortgages (HECMs)
94-42	Single Family Loan Production - Termination of the Single Family Coinsurance Program
94-41	Mortgagee Letter 94-27
94-40	Single Family Claims for Insurance Benefits: Procedural Changes Resulting from Implementation of Electronic Data Interchange - Title Approval Letters and Default Reason Codes
94-37	Single Family Loan Production - Release of CHUMS Enhancements
94-36	Clarification to Mortgagee Letter 92-18, Testing of Individual Wells
94-35	Single Family Loan Production - Extension of Time for Disaster Victims of Flooding in the Midwest and Hurricane Andrew in South Florida to Apply for Section 203(h) Mortgage Insurance
94-33	Debenture Interest Rates
94-32	Addendum to the Single Family Insurance Premium Payment Information Package
94-31	Single Family Up-Front Mortgage Insurance Premium (UFMIP) Processing Problems
94-30	Refinances of Delinquent Mortgages---Special Instructions
94-28	Single Family Up-Front Mortgage Insurance Premiums Lender Assistance Representatives
94-27	Single Family Loan Production-Requirements for Affirmative Fair Housing Marketing Plan and Revised Builder Certification Form
94-26	Single Family Loan Production: HUD Reorganization
94-25	Single Family Up Front Mortgage Insurance Premium (UFMIP) Fact Sheet
94-24	Supplemental Claims
94-23	Implementation of Book Entry for Federal Housing Administration (FHA) Debentures
94-21	Deeds-in-lieu of Foreclosure
94-20	Closing of Two Air Force Bases: 1. Norton Air Force Base, San Bernardino, California 2. Homestead Air Force Base, Homestead, Florida
94-19	Single Family Default Monitoring System: Introduction of Monthly Error Reports and Policy Clarifications
94-16	Tiered Pricing Final Rule
94-15	Single Family Production--Requests to Increase the Single Family Maximum Mortgage Limits
94-13	Providing Prompt Responses to Inquiries
94-12	Single Family Loan Production and Servicing - Special program, underwriting, and servicing policies to assist victims of Presidentially-declared major disaster areas
94-10	Single Family Loan Production - Additional Aid to Assist Victims of the Los Angeles Area Earthquake
94-9	Revisions to Single Family Insurance Premium Payment Information Package
94-8	Revised FHA Homeowners Fact Sheet
94-7	Single Family Loan Production - Premium Rate Mortgages, Streamline Refinances, and Other Policy Issues
94-5	Debenture Interest Rates
94-4	Single Family Loan Production and Servicing - Special program, underwriting, and servicing policies to assist victims of the Los Angeles earthquake
94-3	Revised Appraisal Report Forms
94-1	Revision to form HUD-27001, Transmittal for Payment of One-Time Mortgage Insurance Premium (OTMIP)
1993 Mortgagee Letters
93-43	The New Toll-free Number for the Housing Counseling Voice Response System (HCVRS)
93-42	Single Family Production--Requests to Increase the Single Family Maximum Mortgage Limits
93-41	Single Family Loan Production - Guidance for underwriting insured mortgages in areas affected by the closing of a military installation or major manufacturing facility
93-40	Prepurchase and Foreclosure-Prevention Counseling Demonstration
93-38	Closings of Four Air Force Bases: 1. Mather Air Force Base, Sacramento, California 2. Carswell Air Force Base, Fort Worth, Texas 3. Chanute Air Force Base, Rantoul, Illinois 4. Bergstrom Air Force Base, Austin, Texas
93-37	Single Family Loan Servicing Fees and Charges After Endorsement - Charges to mortgagors
93-35	Single Family Loan Production - Compliance with the 1992 Model Energy Code - Additional Instructions and Follow-Up to Mortgagee Letter 93-26
93-34	First Legal Action to Commence Foreclosure in the State of Connecticut
93-33	Waiver of Prepurchase Housing Counseling Requirement under Section 506 of the Housing and Community Development Act of 1992
93-32	Credit Alert Interactive Voice Response System (CAIVRS) Change in Telephone Number
93-31	Military Base Closings
93-30	Allowable Attorney's and Trustee's Fees Mortgagees May Charge to Mortgagors
93-29	Single Family Loan Production - Miscellaneous Policy Issues
93-28	Prepurchase and Foreclosure Prevention Counseling Demonstration
93-27	Single Family Loan Production - Termination of Subdivision Processing and Implementation of New Builder Certification Procedure
93-25	Single Family Loan Production - Extension of time for Disaster Victims of Hurricane Iniki and Hurricane Andrew to apply for Section 203(h) Mortgage Insurance
93-24	Single Family Default Monitoring System: Introduction of Revised Form HUD-92068A; and Recent Policy Changes
93-23	Debenture Interest Rates
93-21	Checklist of Current Housing Mortgagee Letters
93-20	Servicing FHA-Insured Mortgages Affected by the Flood of 1993
93-19	Refinance Transactions - Clarification to Mortgagee Letter 93-3
93-18	Single Family Claim Reviews
93-17	Credit Alert Interactive Voice Response System (CAIVRS) Updated Expansion Information
93-16	1992 Miscellaneous Amendments to the Single Family Servicing Regulations
93-13	Single Family Loan Production-Energy Efficient Mortgage Pilot Program
93-11	FHA Single Family Insurance Claims HUD Handbook 4330.4 Clarifications and Corrections
93-10	Single Family Claims for Insurance Benefits: Electronic Data Interchange Pilot Implementation
93-9	Revised Application to Participate in the Automated Clearing House
93-8	Factors for Computing Formula Two Assistance Payments Under Section 235(r) - Section 235(r) Factor Tables
93-6	Advisory Regarding the Filing of Form HUD-27050A, "Mortgage Insurance Termination," in the Context of the Pre-foreclosure Sale Program
93-4	Debenture Interest Rates
93-3	Refinancing Section 235 Mortgages - SUPERSEDING MORTGAGEE LETTER
93-1	Expansion Of HUD's Pre-Foreclosure Sale (PFS) Program Demons
1992 Mortgagee Letters
92-43	Single Family Loan Production - Provisions of Recent Housing Legislation and Mortgage Insurance Premiums on 15-Year Mortgages
92-42	Servicing FHA-Insured Mortgages Affected by Typhoon Omar
92-40	Assistance to Mortgagors Adversely Affected by Hurricane Andrew
92-39	Single Family Loan Production - Elimination of Limit on Financing Closing Costs
92-38	Servicing FHA-Insured Mortgages Affected by Hurricane Iniki
92-37	Single Family Claims for Insurance Benefits: New Initiatives, System Enhancements and Policy Clarifications
92-36	New Remittance Form HUD-2752,"Risk-Based Annual Premiums: Monthly Remittance Summary"
92-35	Single Family Loan Production - Miscellaneous Policy Issues
92-34	Single Family Loan Production - Program and underwriting changes to assist disaster victims of recent hurricanes
92-32	Single Family Loan Production - The Revised Lead-Based Paint Notice
92-31	Expansion of the Credit Alert Interactive Voice Response System (CAIVRS)
92-29	Single Family Mortgage Insurance Claim Submissions and Inquiries
92-28	Prepayment Disclosure Statements -- Extension for First Mailing of the Annual Disclosure Statement
92-27	Servicing FHA-Insured Mortgages Affected by Hurricane Andrew
92-26	Prompt Remittance of Mortgage Insurance Premiums (MIPs)
92-25	Single Family Loan Production - Construction/Permanent Mortgages Pilot Program
92-24	Single Family Loan Production - Revised Lead-Based Paint Notification to Prospective Homebuyers
92-23	Debenture Interest Rates
92-22	Announcement of Automated Clearing House Payments (ACH) for Monthly Risk-Based Mortgage Insurance Premiums
92-21	Additional Extension of Time to Initiate Foreclosure to Permit Compliance with Assignment Letter or State Notice Requirements After Release from Bankruptcy Stay
92-20	First Legal Action to Commence Foreclosure -- Texas, Colorado and Massachusetts
92-19	Prepayment Disclosure Statements - Correction to the Federal Register Notice, Correction dated April 13, 1992
92-18	Single Family Loan Production - Acceptance of Individual Residential Water Purification Equipment
92-17	Servicing FHA-Insured Mortgages Affected by the Los Angeles Riots (April 30, 1992)
92-16	Mortgage Insurance on Indian Reservations and Other Restricted Lands (Section 248)
92-15	Single Family Loan Production : Miscellaneous Changes to Underwriting Guidelines and Documentation Requirements
92-14	Single Family Loan Production - Exemption from Annual MIP for Streamline Refinance Mortgages
92-13	Automatic Clearing House (ACH) Information Package
92-12	Sale of Revised HUD-426-H, Avoiding Foreclosure, by the U.S. Government Printing Office (GPO)
92-11	Pre-Foreclosure Sale Program - Claims Instructions
92-10	Single Family Loan Production - Enhancements to CLAS
92-9	Use of the Credit Alert Interactive Response System(CAIVRS) in Deeds-in-Lieu of foreclosure
92-8	Change in Instructions for Filing Claims for Single Family Insurance Benefits (Deed-in-Lieu of Foreclosure)
92-7	Single Family Loan Production - Implementation of the Uniform Residential Loan Application (URLA), HUD/VA Addendum to URLA (Form HUD 92900-A) and Request for Endorsement (Form HUD-54111)
92-4	Effect of Agent Orange Compensation Exclusion Act on Section 235 Mortgages
92-3	Debenture Interest Rates
92-2	Debenture Interest on Single Family Insurance Claims (Part B) as Calculated on Parts C and D, and Debenture Interest on Part A when Reasonable Diligence in Completing Foreclosure is not Exercised
92-1	Checklist of Housing Mortgagee Letters
1991 Mortgagee Letters
91-51	Single Family Loan Production Underwriting Clarifications and Modifications
91-50	Single Family Loan Production - Revised Interest Rate Disclosure Statement
91-49	Single Family Claims for Insurance Benefits: Changes in the Requirements for the Preservation and Protection of Insured Properties
91-47	Occupied Conveyance of One-to-Four-Family Properties
91-46	Change in Maximum Interest Rates
91-45	Announcement Of HUD's Pre-Foreclosure Sale Program Demonstration
91-44	Single Family Loan Production - Clarification to Mortgagee Letter 91-24 on Lender Paid Closing Costs
91-43	Single Family Loan Production - State Licensing Requirements for Appraisers and its Impact on the Direct Endorsement Program
91-42	Availability of Flood Insurance Brochures
91-41	First Legal Action to Commence (Institute) Foreclosure
91-40	Prepayment Disclosure Statements
91-36	Collection of Interest of One-Time Mortgage Insurance Premium Payments that were made late INSURANCE
91-35	Announcement of Reconciliation Group for Risk-Based Premiums
91-33	Extension of Time Requirements for Single Family Claims for Insurance Benefits
91-32	Prepayment Disclosure Statements
91-31	Delinquent Federal Debt
91-30	Debenture Interest Rates
91-28	Participation in the Automated Clearing House Program for Paying Up-front Single Family Mortgage Insurance Premiums
91-27	Mortgage Cramdowns
91-26	Single Family Insurance Processing for Risk Based Mortgage Insurance Premiums
91-25	Prepayment of a HUD-Insured Mortgage by an Owner of Low Income Housing
91-24	Single Family Loan Production - Implementation of Limit on Financing Closing Costs
91-22	Refinancing Section 235 Mortgages
91-21	A. - Procedures for Reconveyance B. - Procedures for Reimbursement to Lenders on Uninsured Cases
91-20	Soldiers' and Sailors' Civil Relief Act of 1940 Section 235 Factor Tables
91-18	Home Mortgage Disclosure Reporting Requirements
91-16	Claims Without Conveyance of Title (CWCOT) - Deficiency Judgment Bidding and Reimbursement Procedures
91-15	Single Family Loan Production - Clarification to Mortgagee Letter 89-31 (Elimination of Private Investors)
91-14	Allowable Attorney Fees and Foreclosure and Acquisition Costs on FHA Single Family Claims
91-13	Time Limit for Filing Supplemental Claims
91-12	Single Family Loan Production - Use of the Department of Veterans Affairs (VA)/U.S. Department of Housing and Urban Development Wood Destroying Insect Information Report for Existing Construction, VA Form 26-8850/HUD Form 92053 dated April, 1983
91-10	Changes to HUD's Occupied Conveyance Procedures
91-8	Single Family Loan Production - Updated Requirements for Single Family Mortgage Instruments
91-7	Forms HUD-27050-A, Single Family Mortgage Insurance Termination, and HUD-27050-B, Application for Premium Refund or Distributive Shares Payment
91-6	Effect of Soldiers' and Sailors' Civil Relief Act of 1940 on FHA-insured Mortgages
91-5	Clarification of Mortgagee Letter 89-27, Mortgagee Requirements to Process and Execute A Release From Personal Liability on a Mortgage Note for ANY HUD-Insured One-to-Four Family Mortgage
91-4	Single Family Development - Acceptance of Individual Residential Water Purification Equipment
91-3	Reduction of Insurance Benefits for Failure to Meet HUD Claim Time Requirements (Single Family)
1990 Mortgagee Letters
90-43	Sale of Revised Form HUD-93101 (Recertification of Family Income and Composition - Section 235(b), and Form HUD-93101-A (Recertification of Family Income and Composition - Statistical Report - Section 235 (b), (j) and (i)) by the U. S. Government Printing Office (GPO)
90-42	Single Family Development - Acceptance of Individual Residential Water Purification and Treatment Equipment
90-41	Mortgagees' obligations in remitting late charges and interest payments for delinquent One-Time Mortgage Insurance Premium (OTMIP) remittances
90-39	Disclosure and Verification of Social Security Number (SSNs) for the Section 235 Program
90-38	Single Family Loan Production - Streamline Refinancing of FHA-Insured Adjustable Rate Mortgages Completion of Form HUD-92800
90-37	Recertification of Family Income and Composition Statistical Report Section 235(b), (j) and (i) (Form HUD-93101-A)
90-36	Single Family Loan Production - Direct Endorsement Processing of Section 203(k) Rehabilitation Mortgage Insurance
90-35	Acceleration of Mortgages Subject to the Housing and Community Development Act of 1987 and the Department of Housing and Urban Development Reform Act of 1989
90-34	Single Family Claims for Insurance Benefits: Requirements for the Preservation, Protection and Inspection of Insured Properties - Including Mortgagees' Responsibility for Damaged Properties
90-33	Single Family Default Monitoring System (SFDMS) Change to Instructions for Completing Form HUD-92068-A
90-30	Update of Foreclosure Time Frames
90-29	Supplemental Information to Mortgagee Letter 90-14, Use of Good Faith Estimates to Establish Closing Costs
90-28	Single Family Production - Field Review of Appraisals Involving Former HUD-Owned Properties
90-27	Single Family Default Monitoring System (SFDMS)
90-26	Single Family Production - Providing Property Condition Disclosure Statements to Appraisers
90-24	Debenture Interest Rates
90-23	Reprint of Form HUD-92210, "Request for Credit Approval of Substitute Mortgagor"
90-22	Change in the Application Criteria of the Claims Without Conveyance of Title (CWCOT) Procedure
90-21	Submission of Title Evidence for Conveyances
90-20	Single Family Loan Production - Refinance Transactions Involving Temporary Buydowns - "Live Free" Mortgage Programs - "Churning" Mortgages by Multiple Refinances - New Telephone Number for Credit Alert Interactive Voice Response System (CAIVRS)
90-19	Processing of Assumption Transactions by Authorized Agents
90-18	Clarification of Mortgagee Letter 90-7 Regarding Instructions for Filing Supplemental Claims for Underpayments Identified in the Claims Review Universe
90-16	Flood Insurance Requirements for FHA Insured Loans
90-15	Pursuing Collection of Funds from Mortgagors Whose Mortgages Have Been Foreclosed Upon to Offset Lender's Mortgage Losses
90-14	Use of Good Faith Estimates to Establish Closing Costs and Other Allowable Fees, and HUD-1 Disclosure of Third Party Participation
90-12	Reform Act of 1989
90-9	Disclosure Requirements of the HUD Reform Act of 1989: -- Notice to Homeowner Regarding Mortgage Assumptions -- Release from Personal Liability
90-8	Implementation of Deficiency Judgment Activities Department-Wide
90-7	Single Family Application for Insurance Benefits form HUD-27011 - Claims Issues Effective Date: April 1, 1990
90-4	Implementation of New Foreclosure Time Frames
90-3	Debenture Interest Rates
90-2	Prepayment of HUD-Insured Mortgage by an Owner of Low-Income Housing
90-1	Checklist of Housing Mortgagee Letters
1989 Mortgagee Letters
89-31	Single Family Loan Production - Implementation of Certain Provisions of the "Department of Housing and Urban Development Reform Act of 1989"
89-30	Single Family Default Monitoring System (SFDMS) Reporting Errors and Problems
89-29	Single Family Default Monitoring System (SFDMS) - Addition of Status Codes
89-28	Servicing FHA-Insured Mortgages Affected by the Earthquake (October 17, 1989)
89-27	Mortgagee Requirements to Process and Execute A Release From Personal Liability on a Mortgage Note for ANY HUD-Insured One-to-Four Family Mortgage
89-26	Servicing FHA-Insured Loans Affected by Hurricane Hugo (September 1989)
89-25	Single Family Loan Production - Use of Effective Gross Income To Calculate Borrower Qualifying Ratios and Changes to Underwriting Investor Applications
89-24	Insurance of Adjustable Rate Mortgages on Single Family Properties Section 251 of the National Housing Act
89-23	Single Family Loan Production -Requirements for Single Family Mortgage Instruments
89-22	Debenture Interest Rates
89-20	Single Family Loan Production - Modifications to Mortgage Credit underwriting
89-19	Transfer of Loan Management and Property Disposition Responsibilities
89-18	Pre-Foreclosure Reviews and Mortgagee Servicing
89-16	Providing Housing Through Local Government Participation
89-15	Title Insurance Coverage for Single Family Conveyed Properties
89-14	Implementation of Deficiency Judgment Activities
89-13	Clarification of Residential Mortgage Credit Report Standards
89-12	Investment of Replacement Reserves and Residual Receipts in Tax-Exempt Securities
89-11	HUD Initiatives to Counter Mortgagor Abuse
89-10	Debenture Interest Rates
89-9	Revised Single Family Subdivision Processing Requirements - VA/CRVs and MCRVs
89-8	Claims Without Conveyance of Title (CWCOT) - First Year End Concerns
89-7	Growing Equity Mortgage Program
89-6	Revision to Mortgagee Letter 88-2, Assumption Policy
89-5	Revised Requirements - Implementation of the Housing and Community Development Act of 1987 - Single Family Provisions - (ML 88-2); Assumption Processing - Time Frame
89-4A	Attachment to Mortgagee Letter 89-4
89-4	HUD-Approved Housing Counseling Agencies
89-3	Additional Requirements of Section 143 of the Internal Revenue Code of 1986 Which Affect FHA Assumption Policy
89-2	Checklist of Housing Mortgagee Letters
89-1	Single Family Subdivision Processing Requirements - VA/CRVs and MCRVs
1988 Mortgagee Letters
88-37	Single Family Production - Recap of HUD's Temporary Interest Buydown Policy
88-36	Obtaining Duplicate Mortgage Insurance Certificates (MICs)
88-35	Purchase of Mortgages Prior to Issuance of MICs
88-34	Purchase of HUD Forms from the U.S. Government Printing Office
88-32	Lender Foreclosure Delays
88-31	Single Family Loan Production - Revised Form HUD 92900, Application for HUD/FHA Insured Mortgage
88-30	Single Family Production - Clarifications and Changes to Processing Procedures
88-29	FHA Debentures
88-28	Credit Alert Interactive Voice Response (CAIVR) System Additional Processing Instructions
88-27	Debenture Interest Rates
88-26	Disclosure Requirements Concerning the Origination of Adjustable Rate Mortgages (ARMs)
88-25	Administration of the Section 235 Program: Common Servicing Errors, Clarification of Policies and Procedures and Recent Legislative Changes
88-24	Shared Equity Program Purchase Transactions
88-23	Purchase of HUD Forms from the U.S. Government Printing Office
88-21	Deeds-in-lieu of Foreclosure
88-16	Single Family Production - Including Home Inspection Fees in Closing Costs
88-15	All Approved Mortgagees Streamline Refinance, Allowable Fees
88-14	Single Family Production--Requests to Increase the Single Family Maximum Mortgage Limits
88-12	Occupied Conveyance of One-to Four-Family Properties: Final Rule
88-11	Mortgage Insurance on Indian Reservations and other Restricted Lands
88-9	Establishment of Allowable Fees for Assumptions (All Single Family Programs)
88-8	Standards for Residential Mortgage Credit Reports
88-7	Clarification of Correct Index to Use for Interest Rate Adjustments of FHA-Insured Adjustable Rate Mortgages (ARMS)
88-6	Claims Without Conveyance of Title (CWCOT) Implementation Corrections, Additions and Clarifications
88-5	Single Family Development - Certifications of Mechanical Equipment, Roofing or Structural Components by Qualified Home Inspectors (Existing Properties)
88-4	Revised Credit Alert Interactive Voice Response System (CAIVRS) -- Combining Title I and Title II Records Additional Processing Instructions
88-3	Prepayment of a HUD-Insured Mortgage by an Owner of Low- Income Housing
88-2	Implementation of the Housing and Community Development Act of 1987 - Single Family Provisions
1987 Mortgagee Letters
87-40	Debenture Interest Rates
87-39	Changes to the Term of Conditional Commitments Issued for Proposed Construction
87-37	Single Family Development - The Use of a Real Estate Schedule in Investor Transactions
87-36	Homeowner's Fact Sheet-One-time Mortgage Insurance Premium (MIP) Refunds and Distributive Shares
87-35	Single Family Production--Revisions to Interest Buydown Policy
87-32	Single Family Processing Procedures -- Shared Equity Identity of Interest Uniform Residential Appraisal Report (URAR) Sales Data Prohibited Kickback Payments Mortgagor Borrowing Funds for the Required Investment
87-25	Fraud Alert - Fictitious Notices of Mortgage Transfer or Sale
87-24	Refinance Transactions -- Additional Instructions and Clarifications
87-23	Replacement Mortgage Insurance Certificates
87-21	Debenture Interest Rates
87-20	Claims without Conveyance of Title (CWCOT); Bidding Requirements for Foreclosure Sales
87-6	Single Family Development - Streamlined Refund Process for Refinance Transactions
87-5	Additional Processing instructions for Determining Creditworthiness of Assuming Mortgagors- Mortgagee Letter 86-15
87-2S	Corrections Needed for Errors in Reporting on the 90 or More Days Delinquent Loan Report, Single Family Default Monitoring System (SFDMS)
87-2	Changes in Reporting Requirements for the Single Family Default Monitoring System (SFDMS)
1986 Mortgagee Letters
86-15	Changes to Single Family Programs
86-14	Tax Bills on Single Family Properties and Mortgages Assigned to the Department
86-10	Mortgagee Letter 86-10, Single Family Production, Requiring Signatures on HUD-1 Settlement Statement
86-9	Single Family Development - Streamlined Refund Process for Refinance Transactions
86-5	Single Family Production - Investor Transactions
86-4	Single Family Production Processing of Refinance Transactions
1985 Mortgagee Letters
85-21	Equity Skimming
85-20	Ferrell v. Pierce, 73 C 334, N.D. ILL. Assignment Reprocessing
85-19	New Single Family Claims Payment System Form HUD-27011, Single Family Application for Insurance Benefits - Title II Mortgages
85-12	High Risk Mortgages - Investor Refinances
85-10	Single Family Origination: Lower Down Payment for Properties Under $50,000
85-3	Growing Equity Mortgages (GEMs)
85-2	Implementation of New Single Family Claims Payment System (Title II mortgages)
1984 Mortgagee Letters
84-28	Adjustable Rate Mortgages (ARM) Mortgage Servicing Procedures
84-19	Inducements to Purchase Offered by Sellers
84-18	Post Office Box Number for Submission of Claims for Single Family Mortgage Insurance Benefits
84-14	Optional use of Private Courier Services for Remittance of Mortgage Insurance Premiums (MIP)
84-12	Reporting Defaulted Mortgagors to Credit Bureaus
84-10	Single Family Claims for Insurance Benefits
84-6	Single Family Condominium Provisions of the Housing and Urban-Rural Recovery Act of 1983
84-2	Termination of Assignment Option Under Section 221(g)(4) of the National Housing Act
84-1	Capitalization Accounting
1983 Mortgagee Letters
83-28	One-Time Mortgage Insurance Premium - Mortgage Modifications
83-9	Computorized Processing of Mortgage Credit Data - Reimbursement of Real Estate Brokers
83-8	Withholding of Interest on HUD Debentures
1982 Mortgagee Letters
82-23	Refinancing existing HUD-insured mortgages for minimal risk applications
82-12	Microfilming, Retention, and Disposition of Documents of Single Family HUD-Insured Mortgage
82-10	Initiatives Designed to Provide Economic Stimulus to the Housing Industry
82-7	Mortgagee Letter 81-23, Escrows Established to Reduce Monthly Interest Charges to the Buyer
82-6	Revision to Mortgagee Remittance Requirements for Single Family Mortgage Insurance Premiums
1981 Mortgagee Letters
81-40	Redemption of Debentures in Exchange for the Payment of Mortgage Insurance Premiums
81-28	The Proper Utilization of Escrow Accounts - Clarifications
81-26	Property Inspection Fees
81-25	HUD-Approved Forms
81-14	Microfilming, Retention, and Disposition of Documents in Single Family HUD-Insured Mortgage Files
81-7	Mortgage Record Change Key Punch Instructions
1980 Mortgagee Letters
80-46	Payment of Claims - Mortgages Insured Under Title X
80-33	Housing and Community Development Amendments of 1979 - Section 245
1979 Mortgagee Letters
79-15	Single Family Coinsurance
1978 Mortgagee Letters
78-13	Amendment to Mortgagee's Certificate, Form FHA-2434
78-8	Amendatory Clause for Sales Contracts
1976 Mortgagee Letters
76-7	Application of Mortgage Payments Prior to Final Endorsement