1. Program Offices
  2. Public And Indian Housing
  3. Indian Housing - HUD's Office Of Native American Programs (ONAP)
  4. Homeownership - Indian Housing - HUD
  5. Title VI Loan Guarantee Program
  6. Title VI Success Stories
ONAP logoTitle VI Success Stories

Alaska Region

TNHA homes in 6 rural villagesTaguiugmiullu Nunamiullu Housing Authority (TNHA)
https://tnha.info/
Alaska

The TNHA initiated a project to develop 24 “next generation,” Sustainable Northern Shelter (SNS) affordable single family homes in 6 villages throughout the North Slope region of Alaska. The goal of the project was to address the need for sustainable rural housing for northern climates utilizing a simply constructed home that uses very little water or energy.

These units have a total budget of $9,821,818. The bulk of those funds come from a Title VI Guaranteed Commercial Bank Loan for $6,672,170, combined with $1,478,468 from State Supplemental Housing Grant Funds. The remaining funds for this project are from an Indian Housing Block Grant. For a complete project summary click here.

Eastern/Woodlands Region

Choctaw Housing AuthorityCatawba Indian nation, Iswa Development Corporation
https://www.catawba.com/housing-services
South Carolina

Green Earth, a master-planned community located in York County, South Carolina, was developed with respect for wildlife habitat and wetlands preservation for the Catawba Indian Nation by the ISWA Development Corporation. The 120 units in Phase I include 90 single family rentals (lease with an option to purchase) and 30 multifamily units. Project funding included Indian Health Service water and sewer grants, Rural Housing Grant funds, the IHBG, and a Title VI guaranteed loan. The First Union Title VI loan includes a 2-1/2 year construction period based on the LIBOR floating rate plus margin. Monthly payments with a 20 year amortization begin with the conversion to the permanent fixed rate loan.

Mowa Choctaw Housing AuthorityMowa Choctaw Housing Authority
http://mowachoctaw.com
Alabama

The Tribally Designated Housing Entity (TDHE) built twelve single family four-bedroom homes in Mobile and Washington counties in Alabama on fee simple land owned by tribal members or the TDHE, including five homes built in a subdivision previously developed by the housing authority. Whitney National Bank originated the Title VI loan. With a 78 month maturity, repayment with IHBG funds was structured as quarterly interest payments for 18 months, and then interest quarterly and principal annually based on a 5-year amortization.

Northern Plains Region

Northern Arapaho Tribal HousingNorthern Arapaho Tribal Housing
http://www.northernarapaho.com
Wyoming

The TDHE secured a Title VI loan for water and sewer infrastructure for ten duplexes (ten 2-bedroom units and ten 3-bedroom units), funded with Low Income Housing Tax Credits and IHBG funds, located on the Wind River Reservation just north of Riverton, Wyoming.  Wells Fargo Bank in Wyoming was the lender for the 5 year Title VI loan.  The annual debt service payment will be made with IHBG funds.

Northwest Region

Yakama Nation Housing AuthorityYakama Nation Housing Authority
http://www.ynha.org/
Washington

In total a $15.8 million Title VI loan provided $4.4 million for infrastructure expansion at the Adams View Development, and $11.4 million to build 68 single family homes.

 

Siletz TribeSiletz Tribe
http://ctsi.nsn.us/
Oregon

With an investment of $69,917 of their Indian Housing Block Grant funds the Siletz Tribe of Oregon utilized a $1.4 million dollar Title VI loan to construct seven new, energy efficient 3, 4, and 5 bedrooms single family homes to be sold to tribal members.  Under a three year lease purchase program families will address credit issues, manage their budget, and prepare to qualify for a home loan to purchase the unit.  For complete project summary, click here.

Southern Plains Region

Sac & Fox of Oklahoma Housing AuthoritySac & Fox of Oklahoma Housing Authority
http://sacandfoxnation-nsn.gov/departments/housing/
Oklahoma

The $2.5 million dollar apartment complex will address 46 percent of SFHA’s immediate need for new housing. The $1.5 million dollar Title VI loan was guaranteed on September 8, 2015 and supplemented by $1 million from SFHA’s annual Indian Housing Block Grant. For complete project summary, click here.

Southwest Region

Tohono O'adham Ki-Ki AssociationTohono O’odham Ki:Ki Association
http://tokahousing.org/
Arizona

Tohono O’odham Ki:Ki Association TOKA was awarded $2.5 million Title VI Loan Guarantee to renovate 20-units vacant rental units.

Over half of the units will be modernized to provide accessibility for the disabled and elderly. All units were upgraded for energy efficiency.  For complete project summary, click here.