Mortgagee Letters 1989-1976Access Housing Notices superseded in full by Single Family Housing Policy Handbook (HUD Handbook 4000.1) Mortgagee Letters Current-2020Mortgagee Letters 2019-2010Mortgagee Letters 2009-2000Mortgagee Letters 1999-19901989Document NumberTitle89-31Single Family Loan Production - Implementation of Certain Provisions of the "Department of Housing and Urban Development Reform Act of 1989"89-30Single Family Default Monitoring System (SFDMS) Reporting Errors and Problems89-29Single Family Default Monitoring System (SFDMS) - Addition of Status Codes89-28Servicing FHA-Insured Mortgages Affected by the Earthquake (October 17, 1989)89-27Mortgagee Requirements to Process and Execute A Release From Personal Liability on a Mortgage Note for ANY HUD-Insured One-to-Four Family Mortgage89-26Servicing FHA-Insured Loans Affected by Hurricane Hugo (September 1989)89-25Single Family Loan Production - Use of Effective Gross Income To Calculate Borrower Qualifying Ratios and Changes to Underwriting Investor Applications89-24Insurance of Adjustable Rate Mortgages on Single Family Properties Section 251 of the National Housing Act89-23Single Family Loan Production -Requirements for Single Family Mortgage Instruments89-22Debenture Interest Rates89-21Change in Maximum Interest Rates89-20Single Family Loan Production - Modifications to Mortgage Credit underwriting89-19Transfer of Loan Management and Property Disposition Responsibilities89-18Pre-Foreclosure Reviews and Mortgagee Servicing89-17Change in Maximum Interest Rates89-16Providing Housing Through Local Government Participation89-15Title Insurance Coverage for Single Family Conveyed Properties89-14Implementation of Deficiency Judgment Activities89-13Clarification of Residential Mortgage Credit Report Standards89-12Investment of Replacement Reserves and Residual Receipts in Tax-Exempt Securities89-11HUD Initiatives to Counter Mortgagor Abuse89-10Debenture Interest Rates89-9Revised Single Family Subdivision Processing Requirements - VA/CRVs and MCRVs89-8Claims Without Conveyance of Title (CWCOT) - First Year End Concerns89-7Growing Equity Mortgage Program89-6Revision to Mortgagee Letter 88-2, Assumption Policy89-5Revised Requirements - Implementation of the Housing and Community Development Act of 1987 - Single Family Provisions - (ML 88-2); Assumption Processing - Time Frame89-4AAttachment to Mortgagee Letter 89-489-4HUD-Approved Housing Counseling Agencies89-3Additional Requirements of Section 143 of the Internal Revenue Code of 1986 Which Affect FHA Assumption Policy89-2Checklist of Housing Mortgagee Letters89-1Single Family Subdivision Processing Requirements - VA/CRVs and MCRVs1988Document NumberTitle88-39Change in Maximum Interest Rates88-37Single Family Production - Recap of HUD's Temporary Interest Buydown Policy88-36Obtaining Duplicate Mortgage Insurance Certificates (MICs)88-35Purchase of Mortgages Prior to Issuance of MICs88-34Purchase of HUD Forms from the U.S. Government Printing Office88-33Change in Maximum Interest Rates88-32Lender Foreclosure Delays88-31Single Family Loan Production - Revised Form HUD 92900, Application for HUD/FHA Insured Mortgage88-29FHA Debentures88-28Credit Alert Interactive Voice Response (CAIVR) System Additional Processing Instructions88-27Debenture Interest Rates88-26Disclosure Requirements Concerning the Origination of Adjustable Rate Mortgages (ARMs)88-25Administration of the Section 235 Program: Common Servicing Errors, Clarification of Policies and Procedures and Recent Legislative Changes88-24Shared Equity Program Purchase Transactions88-23Purchase of HUD Forms from the U.S. Government Printing Office88-22Annual Inspection of Insured Projects88-21Deeds-in-lieu of Foreclosure88-17Change in Maximum Interest Rates88-16Single Family Production - Including Home Inspection Fees in Closing Costs88-15All Approved Mortgagees Streamline Refinance, Allowable Fees88-14Single Family Production--Requests to Increase the Single Family Maximum Mortgage Limits88-13Sarabond Testing88-12Occupied Conveyance of One-to Four-Family Properties: Final Rule88-11Mortgage Insurance on Indian Reservations and other Restricted Lands88-10Change in Maximum Interest Rates88-9Establishment of Allowable Fees for Assumptions (All Single Family Programs)88-8Standards for Residential Mortgage Credit Reports88-7Clarification of Correct Index to Use for Interest Rate Adjustments of FHA-Insured Adjustable Rate Mortgages (ARMS)88-6Claims Without Conveyance of Title (CWCOT) Implementation Corrections, Additions and Clarifications88-5Single Family Development - Certifications of Mechanical Equipment, Roofing or Structural Components by Qualified Home Inspectors (Existing Properties)88-4Revised Credit Alert Interactive Voice Response System (CAIVRS) -- Combining Title I and Title II Records Additional Processing Instructions88-3Prepayment of a HUD-Insured Mortgage by an Owner of Low- Income Housing88-2Implementation of the Housing and Community Development Act of 1987 - Single Family Provisions88-1Change in Maximum Interest Rates1987Document NumberTitle87-40Debenture Interest Rates87-39Changes to the Term of Conditional Commitments Issued for Proposed Construction87-38Change in Maximum Interest Rates87-37Single Family Development - The Use of a Real Estate Schedule in Investor Transactions87-36Homeowner's Fact Sheet-One-time Mortgage Insurance Premium (MIP) Refunds and Distributive Shares87-35Single Family Production--Revisions to Interest Buydown Policy87-33Change in Maximum Interest Rates87-32Single Family Processing Procedures -- Shared Equity Identity of Interest Uniform Residential Appraisal Report (URAR) Sales Data Prohibited Kickback Payments Mortgagor Borrowing Funds for the Required Investment87-26Change in Maximum Interest Rates87-25Fraud Alert - Fictitious Notices of Mortgage Transfer or Sale87-24Refinance Transactions -- Additional Instructions and Clarifications87-23Replacement Mortgage Insurance Certificates87-22Use of Project Reserve/Residual Receipt Accounts to Cure A Potential Mortgage Default87-21Debenture Interest Rates87-20Claims without Conveyance of Title (CWCOT); Bidding Requirements for Foreclosure Sales87-16Change in Maximum Interest Rates87-14Operational Jurisdiction for Multifamily Projects87-9Mortgage Prepayment Provisions For HUD-Insured and Coinsured Multifamily Projects87-6Single Family Development - Streamlined Refund Process for Refinance Transactions87-5Additional Processing instructions for Determining Creditworthiness of Assuming Mortgagors- Mortgagee Letter 86-1587-2SCorrections Needed for Errors in Reporting on the 90 or More Days Delinquent Loan Report, Single Family Default Monitoring System (SFDMS)87-2Changes in Reporting Requirements for the Single Family Default Monitoring System (SFDMS)1986Document NumberTitle86-19Automatic assignment of mortgages pursuant to Section 221(g)(4) of the National Housing Act Single Family86-15Changes to Single Family Programs86-14Tax Bills on Single Family Properties and Mortgages Assigned to the Department86-10Mortgagee Letter 86-10, Single Family Production, Requiring Signatures on HUD-1 Settlement Statement86-9Single Family Development - Streamlined Refund Process for Refinance Transactions86-8Insurance Requirements - Multifamily Housing Projects86-5Single Family Production - Investor Transactions86-4Single Family Production Processing of Refinance Transactions1985Document NumberTitle85-25Implementing wire transfers of multifamily claims payable in cash of $5,000 or more85-21Equity Skimming85-20Ferrell v. Pierce, 73 C 334, N.D. ILL. Assignment Reprocessing85-19New Single Family Claims Payment System Form HUD-27011, Single Family Application for Insurance Benefits - Title II Mortgages85-12High Risk Mortgages - Investor Refinances85-10Single Family Origination: Lower Down Payment for Properties Under $50,00085-3Growing Equity Mortgages (GEMs)85-2Implementation of New Single Family Claims Payment System (Title II mortgages)1984Document NumberTitle84-28Adjustable Rate Mortgages (ARM) Mortgage Servicing Procedures84-19Inducements to Purchase Offered by Sellers84-18Post Office Box Number for Submission of Claims for Single Family Mortgage Insurance Benefits84-14Optional use of Private Courier Services for Remittance of Mortgage Insurance Premiums (MIP)84-12Reporting Defaulted Mortgagors to Credit Bureaus84-10Single Family Claims for Insurance Benefits84-6Single Family Condominium Provisions of the Housing and Urban-Rural Recovery Act of 198384-2Termination of Assignment Option Under Section 221(g)(4) of the National Housing Act84-1Capitalization Accounting1983Document NumberTitle83-28One-Time Mortgage Insurance Premium - Mortgage Modifications83-24Requirements for Multifamily Insured Projects83-9Computorized Processing of Mortgage Credit Data - Reimbursement of Real Estate Brokers83-8Withholding of Interest on HUD Debentures83-1Assignment of Multifamily Mortgages1982Document NumberTitle82-23Refinancing existing HUD-insured mortgages for minimal risk applications82-13Surplus Escrow Payments for Multifamily Project Mortgages82-12Microfilming, Retention, and Disposition of Documents of Single Family HUD-Insured Mortgage82-10Initiatives Designed to Provide Economic Stimulus to the Housing Industry82-8Escrow Deposits for Change Orders82-7Mortgagee Letter 81-23, Escrows Established to Reduce Monthly Interest Charges to the Buyer82-6Revision to Mortgagee Remittance Requirements for Single Family Mortgage Insurance Premiums1981Document NumberTitle81-40Redemption of Debentures in Exchange for the Payment of Mortgage Insurance Premiums81-28The Proper Utilization of Escrow Accounts - Clarifications81-26Property Inspection Fees81-25HUD-Approved Forms81-14Microfilming, Retention, and Disposition of Documents in Single Family HUD-Insured Mortgage Files81-7Mortgage Record Change Key Punch Instructions1980Document NumberTitle80-49Change in Method of Payment of Mortgage Insurance Premiums With HUD Debentures80-46Payment of Claims - Mortgages Insured Under Title X80-33Housing and Community Development Amendments of 1979 - Section 24580-2Centralization of Fee and Premium Billing1979-1976Document NumberTitle1979 79-15Single Family Coinsurance1978 78-13Amendment to Mortgagee's Certificate, Form FHA-243478-10Payment of Claims - Loans Insured Under Section 24178-8Amendatory Clause for Sales Contracts1976 76-14Project Mortgage Insurance Claims, Revised Election Filing Instruction76-7Application of Mortgage Payments Prior to Final Endorsement