Mortgagee Letters 2019-2010

Access Housing Notices superseded in full by Single Family Housing Policy Handbook (HUD Handbook 4000.1)

Mortgagee Letters Current-2020

Mortgagee Letters 2009-2000

Mortgagee Letters 1999-1990

Mortgagee Letters 1989-1976

2019

Document Number	Title
2019-19	2020 Nationwide Forward Mortgage Limits
2019-12	Rescission of Mortgagee Letters 2019-06, Downpayment Assistance and Operating in a Governmental Capacity; 2019-07, Extension of the Effective Date of Mortgagee Letter 2019-06, Downpayment Assistance and Operating in a Governmental Capacity; and 2019-10, Suspension of the Effective Date of Mortgagee Letter 2019-06, Downpayment Assistance and Operating in a Governmental Capacity.
2019-10	Suspension of the Effective Date of Mortgagee Letter 2019-06, Downpayment Assistance and Operating in a Government Capacity
2019-09	Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold for 2019
2019-07	Extension of the Effective Date of Mortgagee Letter 2019-06, Downpayment Assistance and Operating in a Governmental Capacity
2019-06	Downpayment Assistance and Operating in a Governmental Capacity
2019-03	Section 221(d)(4) and Section 220 New Construction and Substantial Rehabilitation Multifamily Projects with Low Income Housing Tax Credits (“LIHTC” or “Tax Credit”) Pilot Program
2019-02	New Guidance for Foreign National Participation in FHA-Insured Multifamily Programs

2018

Document Number	Title
2018-10	Guest Suites in Multifamily Housing Under the National Housing Act
2018-09	Revised Concentration of Principal Risk Criteria
2018-07	Revision to Mortgage Letter 2004-21 Revised Procedures of the Submission of Form HUD-9807, Insurance Termination Request for Multifamily Mortgage (OMB Approval Number 2502-0416) for Prepayment Approval
2018-05	Updated Loss Mitigation for mortgagees servicing mortgage loans for borrowers with FHA-insured mortgages whose property and/or place of employment is located in the Presidentially-Declared Major Disaster Areas (PDMDAs) of Puerto Rico Hurricane Maria DR-4339 or Virgin Islands Hurricane Maria DR-4340 and Disaster Foreclosure Moratorium for certain FHA-insured mortgages secured by properties located in areas of Puerto Rico and the U.S. Virgin Islands that the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) has declared to be eligible for Individual Assistance (Affected Counties) as a result of Hurricane Maria (Puerto Rico Hurricane Maria DR-4339 and Virgin Islands Hurricane Maria DR-4340).
2018-04	Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold for 2018
2018-03	Extension of Disaster Foreclosure Moratoriums for Specified Areas Impacted by Hurricane Maria in Puerto Rico and the U.S. Virgin Islands
2018-02	Extension of Disaster Foreclosure Moratoriums for Specified Areas Impacted by Hurricane Maria
2018-01	Loss Mitigation for borrowers with FHA-insured mortgages whose property and/or place of employment is located in Presidentially-Declared Major Disaster Areas, adversely affected by Hurricanes Harvey, Irma, Maria, certain California wildfires that occurred in October 2017 (FEMA-DR-4344) or certain California Wildfires, Flooding, Mudflows, and Debris Flows that occurred in December 2017 (FEMA-DR-4353)

2017

Document Number	Title
2017-15	Extension of Initial Disaster Foreclosure Moratorium for Properties in Specified Areas Impacted by Hurricanes Harvey, Irma, and Maria
2017-14	Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold for 2017
2017-09	Implementation of the CNA e Tool -- Delayed Implementation
2017-04	Section 232 Program - 232 Healthcare Portal

2016

Document Number	Title
2016-26	Implementation of the CNA e Tool: Automating Capital Needs Assessments, and Related Policy Changes
2016-23	Lender Responsibilities in Servicing Section 242 Loans
2016-17	National Servicing Center Address Change for the Tulsa, Oklahoma Office
2016-16	Home Equity Conversion Mortgage Program: Source for 10-Year LIBOR Swap Rate
2016-06	Revised HUD 92900-A HUD/VA Addendum to Uniform Residential Loan Application

2015

Document Number	Title
15-25	Implementation of Electronic Submission of Davis-Bacon Wage Rate Certifications
15-16	Underwriter Approval Delegation
15-14	Implementation of Pay.gov for Hospital Facilities Program Fees
15-13	Implementation of Pay.gov for Multifamily Program Fees
15-12	Mortgagee Optional Election Assignment for Home Equity Conversion Mortgages (HECMs) with FHA Case Numbers assigned prior to August 4, 2014
15-05	Notice of Program Eligibility for HUD Insured Housing Programs for All People Regardless of Sexual Orientation, Gender Identity or Marital Status as Required by HUD’s Equal Access Rule
15-03	Mortgagee Optional Election Assignment for Home Equity Conversion Mortgages (HECMs) with FHA Case Numbers assigned prior to August 4, 2014

2014

Document Number	Title
14-20	Section 232 Program - Implementation of Pay.gov for Program Fees
14-18	Revisions to Large Loan Risk Mitigation Policies
14-13	Voluntary Termination of FHA Mortgage Insurance
14-05	Standardized Multifamily FHA Mortgage Insurance Applications
14-04	Revisions to Large Loan Risk Mitigation Policies

2013

Document Number	Title
13-37	Revised Instructions - Hurricane Sandy/Superstorm Response Expedited Processing for FHA Multifamily Mortgage Insurance Applications
13-36	Eligible Properties in Presidentially Declared Major Disaster Area Super Storm Sandy for 203(k) insured mortgages
13-31	Extension of Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the 3-Year Rule for Section 223(f) Refinancing or Acquisition of Affordable Multifamily Rental Housing¹
13-13	Lender Delegation of Non-Critical Repair Administration
13-09	Concentration of Principal Risk; Principals with Insured Assets Greater than $250 Million
13-08	Hurricane Sandy/Superstorm Response - Expedited Processing for FHA Multifamily Mortgage Insurance Applications
13-07	HUD Office of Multifamily Development Radon Policy

2012

Document Number	Title
12-26	Federal Housing Administration Maximum Loan Limits, Effective Period: January 1, 2013, through December 31, 2013
12-25	Revised Requirements for Project Capital Needs Assessments, Estimated Reserves for Replacements and Remedies for Accessibility Deficiencies
12-21	Extension of Implementation Date for Mortgagee Letter 2012-11, Clarification Regarding Title Approval at Conveyance
12-20	Underwriting Instructions for Projects Converting Assistance as part of the Rental Assistance Demonstration (RAD) Program
12-16	Multifamily Housing and Healthcare Facilities Implementation of Pay.gov for Annual Mortgage Insurance Premiums
12-13	Extension of Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the Three-Year Rule for Section 223(f) Refinancing or Acquisition of Affordable Multifamily Rental Housing¹
12-01	Multifamily Low Income Housing Tax Credit Pilot Program

2011

Document Number	Title
11-40	Large Loan Risk Mitigation Policies
11-36	Elimination of HUD Headquarters concurrence of affordable housing programs with borrowers whose household income exceeds 115 percent of the area median income (AMI)
11-32	Underwriting Policies and Procedures for Commercial Space and Income in HUD-Insured Multifamily Projects
11-31	Home Equity Conversion Mortgage (HECM): Revised Form HUD 92902, Certificate of HECM Counseling and Clarification of Counseling Guidance
11-27	HUD Amendment to the American Institute of Architects (AIA) Document B108 (formerly B181-1994), Standard Form Agreement Between Owner and Architect for a Federally Funded or Federally Insured Project (Amendment) -- Attachment
11-26	Home Equity Conversion Mortgage (HECM) Counseling: Intermediaries Included on the HECM Counselor List
11-22	Condominium Approval Process for Single Family Housing – Consolidation and Update of Approval Requirements (Superseded in part by HUD Handbook 4000.1) -- Attachment -- Guide
11-21	Revised Instructions for Preparing American Land Title Association (ALTA)/American Congress on Surveying and Mapping (ACSM) Land Title Survey for HUD Multifamily Housing Programs -- Attachment 1 - HUD Survey Instructions and Report (HUD-92457A-M) -- Attachment 2 - Surveyor's Report (HUD-92457M)
11-16	Home Equity Conversion Mortgage —Rescission of Mortgagee Letter 2008-38— Borrower’s recourse for repayment of HECM debt
11-14	Subordination, Non-Disturbance and Attornment Agreements
11-13	Revision of Mortgagee Letter ML 10-30, Extension of Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the Three-Year Rule for Section 223(f)¹
11-10	Annual Mortgage Insurance Premium Changes and Guidance on Case Numbers
11-09	Home Equity Conversion Mortgage (HECM) Counseling: Waiver of HECM Counseling Fees and Activities Included in the Time Recorded Portion of the HECM Counseling Certificate
11-05	Revised Audited Financial Statement Reporting Requirements for Supervised Lenders in Parent-Subsidiary Structures and New Financial Reporting Requirements for Multifamily Mortgagees
11-03	Extension of Temporary Guidance for Condominium Policy

2010

Document Number	Title
10-41	Construction Specifications Institute (CSI), MasterFormat Editions
10-40	2011 FHA Maximum Loan Limits -- Attachment 1 (Areas at Ceiling and Above) -- Attachment 2 (Areas Between Floor and Ceiling)
10-32	Revision to Policy for Partial Payment of Claims and Mortgage Modifications
10-30	Revised Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the Three-Year Rule for Section 223(f) to Allow for Acquisitions.¹
10-28	Changes to FHA Mortgage Insurance Premiums
10-27	Renewal of Special Authority for Eligibility of Projects for Mortgage Insurance where Construction has Started Originally Established by Mortgagee Letter 2009-26 and Housing Notice 2009-12
10-26	Further Policy Guidance to Defer Submission of Final Architectural Plans and Specifications Introduced by Mortgagee Letter 2008-19, Streamlined Processing of Multifamily Mortgage Insurance Applications Involving Low Income Housing Tax Credits
10-25	Processing Instructions for Refinancing Cooperative Housing Projects under Section 207 pursuant to Section 223(f)
10-21	HUD Multifamily Risk Mitigation Attachment A - Sample Schedule of Real Estate Owned Attachment B - Sample Schedule of Mortgage Debt
10-11	Availability of Treasury Success Payments for FHA-HAMP Modifications
10-10	Revision to Criterion 4 of the Form HUD 92264-A, “Supplement to Project Analysis”
10-06	Extension of Mortgagee Letter 2009-22 Revised Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the Three-Year Rule for Section 223(f)
10-05	Announcement of the FHA Nonprofit Data Management System
10-02	Increase in Upfront Premiums for FHA Mortgage Insurance
10-01	Extension of Authority for Processing Pre-application Firm Invitation and Firm Commitment Extension Requests