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Mortgagee Letters

Access Mortgagee Letters superseded in full by Single Family Housing Policy Handbook (HUD Handbook 4000.1)

 

Mortgagee Letters 2019-2010
Mortgagee Letters 2009-2000
Mortgagee Letters 1999-1990
Mortgagee Letters 1989-1976
Document NumberTitle
2024-25Extension of the Foreclosure Moratoriums in Connection with Hurricanes Helene and Milton
2024-24Modernization of Engagement with Borrowers in Default
2024-23Revised Cyber Incident Reporting Requirements
2024-222025 Home Equity Conversion Mortgage (HECM) Limits
2024-212025 Nationwide Forward Mortgage Loan Limits
2024-20Adoption of Federal Flood Risk Management Standard (FFRMS) for Minimum Property Standards (MPS) in Special Flood Hazard Areas (SFHA)
2024-19Electronic Submission of Section 247 Hawaiian Home Lands Assignment Packages
2024-18

Debenture Interest Rates for Home Equity Conversion Mortgages (HECM)

2024-17Interim Procedures for Nonjudicial Foreclosures with Secretary-Held Liens
2024-15Third Extension of the Foreclosure Moratorium in Connection with the Presidentially-Declared Major Disaster Area in Maui County, Hawaii
2024-14Fraud or Misrepresentation Involving Sponsored Third-Party Originators
2024-13Revisions to the 203(k) Rehabilitation Mortgage Insurance Program including updates to the 203(k) Consultant Requirements and Fees
2024-12Expansion of Government-Sponsored Enterprises (GSEs) Definition and Clarification of Investing Mortgagee Definition
2024-11Utilizing Section 223(f) for Manufactured Home Community Program
2024-10Significant Cybersecurity Incident (Cyber Incident) Reporting Requirements
2024-09Updating FHA's Unique Identifier (UEI) Requirements for FHA Eligibility
2024-08Second Extension of the Foreclosure Moratorium in Connection with the Presidentially-Declared Major Disaster Area in Maui County Hawaii
2024-05Wind or Named Storm Insurance Coverage - Maximum Insurance Deductibles
2024-03Revised Criteria for Section 232 Portfolio Corporate Credit Reviews
2024-01Annual Revisions to Base City High Cost Percentage and High Cost Areas
Annual Indexing of MAP Guide's Substantial Rehabilitation and Large Loan Risk Mitigation Thresholds
Document NumberTitle
2021-26FHA Catalyst: Multifamily Applications Module - Electronic Submission of Multifamily Mortgage Insurance Applications
2021-25Federal Housing Administration's Financial Requirements for Mortgagee Eligibility - Update to Unacceptable Assets
2021-24Extension for COVID-19 Forbearance and COVID-19 Home Equity Conversion Mortgage (HECM) Extensions (Superseded in part by HUD Handbook 4000.1)
2021-23Mandatory Transition to the Federal Housing Administration (FHA) Catalyst: Electronic Appraisal Delivery (EAD) Module for FHA Single Family Appraisals (Superseded in part by HUD Handbook 4000.1)
2021-22Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold for 2021
2021-20Re-Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2021-19Extension of the Foreclosure-Related Eviction Moratorium and Expiration of the Foreclosure Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2021-16Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2021-15Extension of the Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency, Further Expansion of the COVID-19 Forbearance and the COVID-19 Home Equity Conversion Mortgage (HECM) Extensions, and Establishment of the COVID-19 Advance Loan Modification (COVID-19 ALM) (Superseded in part by HUD Handbook 4000.1)
2021-10Re-Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2021-09Announcement of Revised Form HUD-9991, FHA Condominium Loan Level/Single-Unit Approval Questionnaire and Revised Form HUD-9992, FHA Condominium Project Approval Questionnaire
2021-07Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2021-06Extension of Re-verification of Employment and Exterior-Only Appraisal scope of work (SOW) option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2021-05Extensions of Single Family Foreclosure and Eviction Moratorium, Start Date of COVID-19 Initial Forbearance, and HECM Extension Period; Expansion of COVID-19 Loss Mitigation Options
2021-04Update to the COVID-19 Forbearance Start Date and the COVID-19 Home Equity Conversion Mortgage (HECM) Extension Period
2021-03Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2021-02FHA Catalyst: Single Family Origination Module - Uniform Closing Dataset
2021-01COVID-Related Supplemental Loans Pursuant to Fiscal Year 2021 Consolidated Appropriations Act
Document NumberTitle
2020-50Re-Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2020-49Revised Form HUD-92900-A, HUD Addendum to Uniform Residential Loan Application
2020-47Extension of Re-verification of Employment and Exterior only Appraisal scope of work option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-46Extension of Temporary Guidance for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-45Extension of Temporary Guidance for Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-44Second Update to the COVID-19 Forbearance Start Date and the COVID-19 Home Equity Conversion Mortgage (HECM) Extension Period
2020-43Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-412021 Nationwide Forward Mortgage Limits
2020-40Extension of the End Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-39Extension of Temporary Guidance for Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-38FHA Catalyst: Claims Module - Expanded Functionality for Conveyance, Single Family Loan Sales, Claims Without Conveyance of Title, and Pre-Foreclosure Sale Claims - and Phased Removal of Social Security Number Collection for Claim Submissions (Superseded in part by HUD Handbook 4000.1)
2020-37Extension of Re-verification of Employment guidance and Updated Appraisal Scope of Work Option for Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-35FHA Catalyst: Single Family Origination Module - Automated Underwriting System
2020-34Update to the Date for Approving a COVID-19 Forbearance or COVID-19 Home Equity Conversion Mortgage (HECM) Extension (Superseded in part by Handbook 4000.1)
2020-33Re-Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2020-28Re-Extension of the Effective Date of Mortgagee Letter (ML) 2020-05, Reverification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for the Federal Housing Administration (FHA) Single Family programs impacted by the Coronavirus Disease of 2019 (COVID-19)
2020-27Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-26FHA Catalyst: Electronic Appraisal Delivery (EAD) Module
2020-25Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2020-24Revision of Effective Date for COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-23COVID-19 Multisubject: Updated Temporary Guidance for Verification of Self-Employment; Rental Income; 203(k) Rehabilitation Escrow Account
2020-20Re-Extension of the Effective Date of Mortgagee Letter 2020-05, Re-verification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted By COVID-19
2020-19Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency
2020-17Annual Revisions to Base City High Cost Percentage, High Cost Area and Per Unit Substantial Rehabilitation Threshold 2020
2020-16Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security (CARES) Act
2020-15Extension of Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During COVID-19 Pandemic
2020-14Extension of the Effective Date of Mortgagee Letter 2020-05, Reverification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted By COVID-19
2020-13Extension of Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency and New Reporting Requirements Related to FHA Single Family’s CARES Act Loss Mitigation Options
2020-12Updated Guidance for Home Equity Conversion Mortgage (HECM) Claim Type 22 (CT-22) Assignment Claims during the COVID-19 National Emergency
2020-11Section 223(f) Underwriting Mitigants for Multifamily Housing Projects Due to Economic Impact of COVID-19 Emergency
2020-10Interim Procedures to Address Site Access Issues Related to Section 232 Mortgage Insurance Applications During the COVID-19 Pandemic
2020-09Implementation of the Coronavirus Aid, Relief, and Economic Security (CARES) Act Forbearance
2020-08FHA Catalyst: Claims Module - Single Family Forward Supplemental Claims Digital Submission
2020-06FHA’s Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act (Superseded in part by Handbook 4000.1)
2020-05Re-verification of Employment and Exterior-Only and Desktop-Only Appraisal Scope of Work Options for FHA Single Family Programs Impacted by COVID-19
2020-04Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency
2020-03Revision of the Section 223(f) Policy Requiring Three Years of Post-Construction Sustained Occupancy
2020-01Green Mortgage Insurance Premium (MIP) Compliance Reporting Guidance