1. Program Offices
  2. Housing
  3. Housing Comp
  4. HSG
  5. Batch File Format - Upfront MIP Penalty Payment

Batch File Format - Upfront MIP Penalty Payment
The batch file format described below is used to transmit to HUD (CPU to CPU) a payment for late and/or interest charges (penalties) incurred for late or missing Single Family upfront mortgage insurance premium (MIP). This format is used for all case types and different types of cases can be included in the same file. Collection processing of the transmitted payment is performed by U.S. Department of the Treasury's automated collection service.

The batch file must include the following records, in this order:

The file can have only one Header Record, Deposit Control Record, and Deposit Total Record. The file can contain multiple Detail and Supplemental Overflow Records. For each Detail Record, there must be a Supplemental Overflow Record. These two records contain information for one case transaction.

For information on batch file naming conventions, see Upfront Mortgage Insurance Premium Batch Payment Processing Instructions for CPU to CPU Transmissions.

Header Record

Field Name Position Length Type Format Description
Record Type 1 1 Numeric 9(1) This field must always have the value 1.
Filler 2-3 2 Numeric 9(2) Zero (0) fill.
Filler 4-13 10 Alphanumeric X(10) Blank fill.
Filler 14-18 5 Numeric 9(5) Zero (0) fill.
Company Number 19-23 5 Numeric 9(5) Number identifying the file format. This field must always have the value 00027.
Transmission Date  24-29 6 Numeric YYMMDD Estimated date the file is transmitted.
Transmission Time  30-33 4 Numeric HHMM Estimated time the file is transmitted (Eastern Time).
Override Duplicate Unit Deposit 34 1 Alphanumeric X(1)  Options for handling duplicate case payments per day:
• Blank space: System rejects duplicate dollar amounts for a Mortgagee ID within the same day and duplicate files within the past 10 days.
• U: System permits duplicate dollar amounts for a Mortgagee ID within the same day but rejects duplicate files within the past 10 days.
• C: System rejects duplicate dollar amounts for a Mortgagee ID within the same day but permits duplicate files within the past 10 days.
• B: System permits duplicate payment.
Filler 35-80 46 Alphanumeric X(46) Blank fill.
Up Button Back to top

Detail Record

Field Name Position Length Type Format Description
Record Type 1 1 Numeric 9(1) This field must always have the value 6.
Filler 2-4 3 Numeric 9(3) Zero (0) fill.
Mortgagee / Lender ID Number 5-14 10 Numeric 9(10)

 

 Ten-digit FHA Title II identifier assigned to the lending institution making the payment.

Right justify and zero (0) fill.
Filler 15-17 3 Numeric 9(3) Zero (0) fill.
Total Transaction Amount 18-24 7 Numeric 9(5)V99
 		 Sum of the Late Charge Amount and Interest Charge Amount for the specified FHA Case Number. Must equal the Total Amount in the Supplemental Record.

Right justify and zero (0) fill.
Supplemental Indicator   25 1 Alphanumeric X(1) This field must always have the value S.
Filler 26-30 5 Numeric 9(5) Zero (0) fill.
FHA Case Number 31-40 10 Numeric 9(10)
 		 Unique 10-digit identifier assigned by the FHA to the new mortgage loan for which FHA insurance is being requested.

Right justify and zero (0) fill.
Filler 41-50 10 Numeric 9(10) Zero (0) fill.
Late Charge Amount 51-55 5 Numeric 9(3)V99 Late charge payment amount for the specified FHA Case Number.

Right justify and zero (0) fill.
Filler 56-63 8 Numeric 9(8) Zero (0) fill.
Interest Charge Amount 64-70 7 Numeric 9(5)V99 Interest charge payment amount for the specified FHA Case Number.

Right justify and zero (0) fill.
Effective Date 71-76 6 Numeric MMDDYY This field is not currently applicable and can be zero (0) filled.
Filler 77-80 4 Alphanumeric X(4) Blank fill.
Up Button Back to top

Supplemental Overflow Record

Field Name Position Length Type Format Description
Record Type 1 1 Numeric 9(1) This field must always have the value 4.
Sequence Number of Overflow 2-3 2 Numeric 9(2) This field must always have the value 01.
Last Record Indicator 4 1 Numeric 9(1) This field must always have the value 9.
Filler 5-12 8 Numeric 9(8) Zero (0) fill.
Total Amount 13-19 7 Numeric 9(5)V99 Sum of the Late Charge Amount and Interest Charge Amount for the specified FHA Case Number. Must equal the Total Transaction Amount in the Detail Record.

Right justify and zero (0) fill.
Filler 20-80 61 Alphanumeric X(61) Blank fill.
Up Button Back to top

Deposit Control Record

Field Name Position Length Type Format Description
Record Type 1 1 Numeric 9(1) This field must always have the value 8.
Company Number 2-6 5 Numeric 9(5) This field must always have the value 00027.
Total Deposit Reports 7-11 5 Numeric 9(5) Count of all the Detail Records in the file.

Right justify and zero (0) fill.
Total Deposits 12-22 11 Numeric 9(9)V99 Sum of the Total Transaction Amount for all Detail Records. Total amount paid for all cases specified in the file.

Right justify and zero (0) fill.
Filler 23-80 58 Alphanumeric X(58) Blank fill.
Up Button Back to top

Deposit Total Record

Field Name Position Length Type Format Description
Record Type 1 1 Numeric 9(1) This field must always have the value 9.
Total Record Count 2-7 6 Numeric 9(6) Total number of records in the file, including the Header Record (Record Type 1) and Deposit Total Record (Record Type 9).

Right justify and zero (0) fill.
Filler 8-80 73 Alphanumeric X(73) Blank fill.
Up Button Back to top

See also Upfront MIP batch file formats for: