How can we help?
Homelessness
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please dial 2 -1-1 and contact a homeless service provider in your area.
For direct assistance, please refer to the following resources:
Dial 2-1-1. Press 6 for homeless services.
- If you are unable to get a response from 2-1-1 or receive a message that the service is not available from your location, you may go to: https://www.211.org/about-us/your-local-211 and enter your zip code to find the number for your local office.
Contact a homeless service provider in Utah
- HUD Resource Locator - search for HUD offices, public housing authorities, multifamily and public housing locations and homeless coordinated entry system points of contacts
Need immediate assistance help? Call 1-877-424-3838) for 24/7 assistance.
For Veterans who needs temporary housing shelter outside of normal business hours, please call Volunteers of America (available 24/7) at (213) 563-7979.
- If you do not receive a response within 30 minutes of your call, please text “Unhoused Veteran in Need of Transitional Housing” to (213) 563-7979 or (213) 500-7889.
- Contact the VA medical center near you and mention your interest in Veterans Affairs Supportive Housing (VASH) or find instructions for contacting the National Homeless Veteran Call Center here. You may also call the Veterans Affairs Emergency Housing Hotline for assistance at (310) 268-3350
- Check the resources available from the national Coalition for Homeless veterans
- If you are in danger, please call 911 or a national hotline. HUD is not a direct Service Provider and does not provide individual counseling, crisis response, or legal services to individuals who have experienced domestic violence, dating violence, sexual assault, stalking, and/or human trafficking.
- National Hotline: Call 1-800-799- SAFE (7233) or TYY: 1-800-787-3224
- For more information and to connect to a local service provider in your area, please see Help for Survivors
Affordable Places to Live
HUD is not a direct service provider. For direct assistance, please refer to the following resources or speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569- 4287.
Public Housing and Housing Choice Vouchers (Section 8)- The Low-rent housing units under this program are owned and administered by a local housing authority (HA).The program is available to families, elderly and qualified singles whose income is below certain limits. You will pay 30 percent of your income.
- To apply for rental assistance, visit your local Public Housing Agencies (PHA) in Utah. Some PHAs have long waiting lists, so you may want to apply at more than one PHA. For more information on rental assistance programs.
- Contact our Public and Indian Housing (PIH) Information Resource Center at (800) 955 -2232 or Email us.
Subsidized Apartments- HUD provides assistance to apartment owners in order to offer reduced rents to low-income tenants. To apply, contact or visit the management office of each apartment building that interests you.
- Search for a subsidized apartment
- View Utah’s Affordable Housing Guide
Low-Income Housing Tax Credit Properties- To be eligible for an affordable unit in a property, you must make no more than the income limit for that unit. Rents are based on a particular unit and not your income.
- Search for Federal tax credit rental housing
- To apply, contact the property directly. You can find a list of LIHTC properties Utah Federal tax credit rental housing.
USDA Rural Development Multifamily Housing- U.S. Department of Agriculture (USDA) Rural Development (RD) Multifamily Housing programs helps property owners through loans and grants to rehabilitate properties for low-income, elderly, and disabled individuals and families as well as domestic farm laborers. USDA RD Multifamily Rental Assistance Program provides payments to owners of USDA - financed projects on behalf of low-income tenants unable to pay their full rent.
Find Rural Development multifamily housing in Utah.
HUD Resource Locator - search for HUD offices, public housing authorities, multifamily and public housing locations and homeless coordinated entry system points of contacts
**Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.
- HUD does not have applications for these properties.
- HUD does not have information about the vacancies in these properties.
- HUD does not maintain waiting lists.
Having convictions on your record can make finding a place to live more difficult. If you can have convictions removed from y our record it will make you housing search easier. Learn about or take steps to remove convictions from your record.
Expunge or Seal Your Record
- If enough time has passed without more offenses, some states will allow you to seal or expunge your record. Information for expunging a record in Utah is listed here.
- Information for sealing or expunging a record
- The Utah Bureau of Criminal Investigation also has a lot of helpful information
- Forms for applying to expunge a record
Utah’s Clean Slate Law
- Convictions you thought might be on your record may have already been expunged. For some convictions Utah will automatically expunge conviction records. This law was implemented in the summer of 2021.
- Read details of the clean slate law.
- Check your own record and find out if convictions have been expunged.
Need More Help finding housing? Contact us.
Call the Utah HUD Office at (801) 524-6070 or click on the “Need More Help?” button.
HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs.
Public Housing: Public Housing provides decent and safe rental housing for eligible low -income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHA) that manage public housing for low-income residents at rents they can afford.
- Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
- To apply, contact your local Public Housing Authority in Utah.
Housing Choice Voucher (commonly known as Section 8): The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
- Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship and specified categories of non-citizens who have eligible immigration status.
- To apply, contact your local Public Housing Authority in Utah.
Looking for housing options for yourself, an aging parent, relative, or friend?
- View the Information for Senior Citizens Guide for guidance surrounding Reverse Mortgages, housing discrimination and affordable places to live specific to seniors.
Speak with a HUD Approved Housing Counselor.
- A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
Homeownership
For customized support, speak with a HUD Approved Housing Counselor about becoming a homeowner: Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287 or (202) 708-1455 (TTY).
- Check out HUD's guide to buying a home.
- Some housing agencies can help Housing Choice Voucher holders buy a home. Contact your local housing agency to find out if they are participating in a homeownership program.
- Learn financial management tools and strategies through the FDIC's Money Smart program.
- Avoid homeowner scams and frauds. Need more help?
Need help buying a home? You may qualify for one of these programs.
- Assistance programs - resources and programs to help you buy and maintain your home
- Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program. Please contact your local Housing Authority directly for more information.
- Federal Home Loan Bank - Home$tart and other programs - help for homebuyers
First time and low-income homebuyer assistance programs:
- Community Development Corporation of Utah - (801) 994-7222
- Federal Home Loan Bank - (800) 544-3452
- Utah Housing Corporation - (801) 902-8200
- Habitat for Humanity - (800) 422-4828
Whether you're buying your first home or already own your home, homeownership education is for you.
- Community Action Services
815 South 200 West, Suite 100
Provo, UT 84601
Phone: (801) 373-8200 - Community Development Corporation of Utah
501 East 1700 South
Salt Lake City, UT 84105
Phone: (801) 994-7222 - NeighborWorks Salt Lake
622 West 500 North
Salt Lake City, UT 84116-3417
Phone: (801) 539-1590 - Utah Community Action Program
764 S 200 W
Salt Lake City, UT 84101-2710
Phone: (801) 359-2444
- Find the answer online
- Email us
- Call toll-free (800) CALL-FHA (800-225-5342)
TTY: Dial 7-1-1 (Not available in all areas)
- Use the HUD Home Store to find HUD homes for sale
- Find Information on my FHA loan
- Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources)
- Contact a Secretary-Held Mortgage Servicing Contractor
There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs
USDA Rural Development local office - housing repair and rehabilitation loans
If you have more questions, contact the FHA Resource Center
Email: answers@hud.gov
Call: (800) 225-5342
Want to save money on your utility bills? Find advice and get help here:
- Cool Keeper from Utah Power - save energy, stay cool, and pay less for your electricity
- Help with your utility bills
- Local home repair programs - many local home repair programs can be used for energy improvements
- Utah Division of Water Resources - Free service to help you save money and water by not over watering. Also get rebates for certain water saving improvements to your residential landscape/garden watering system.
- Utah Energy Office has information and incentives to help you upgrade your homes energy efficiency
- Weatherization Assistance Program - free and reduced-cost weatherization services
There are steps you can take now to prevent foreclosure. There is help available and things you should do even if you are only 1 month late on your mortgage. Don't wait until the last minute and it is too late to save your home.
Visit the Utah State Courts- Foreclosure for more information.
Housing counseling agencies - counseling on buying, renting, defaults, foreclosures, credit issues and reverse mortgages. For customized support, speak with a HUD Approved Housing Counselor about becoming a homeowner:
Search online for a HUD Approved Housing Counselor ne ar you or call (800) 569-4287 or (202) 708-1455 (TTY)
Predatory lending is a term used to describe a wide range of unfair financial practices. Here are some resources that can help you avoid being a victim.
- Housing counseling agencies - be an informed borrower, know all the terms and conditions before you sign a loan document
- Utah Division of Real Estate - learn about the complaint process and how to file a complaint
- Get Help from the Task Force on Property Appraisal and Valuation Equity.
Veterans Affairs (VA) properties for sale
- If you are a veteran, learn more about VA Home Loans
Utah Department of Human Services, Division of Aging and Adult Services - offers a wide variety of home and community-based services for Utah residents who are 60 or older
- If you are a senior, check HUD's resources for senior citizens
- U.S. Department of Agriculture Rural Housing - housing programs for people living in rural communities
Report Housing Discrimination
* The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
- Please visit the Fair Housing and Equal Opportunity Page
- File a complaint with HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office:
- Online
- Call: (800) 347-3739
- Read HUD’s information on Assistance Animals and Fair Housing
- Contact the HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office:
1. Call (800) 877-7353
Rent Relief & Eviction Resources
HUD is not a direct service provider, but HUD supports many organizations that provide housing assistance and/or supportive services to people. For direct assistance, please refer to the following resources:
- Steps you can take now to prevent eviction – Take steps as soon as you receive a 3-day notice. Do not wait until the last minute and it is too late to save your home.
- The Utah Courts website has a lot of useful information you need to know if your landlord is petitioning the court to evict you.
- Utah Legal Services has information that is available to everyone:
Short term emergency assistance - If you need short term emergency assistance, contact your nearest Community Action Agency. Financial assistance isn’t always available, they run out sometimes. But you need to call to find out.
Landlord-Tenant mediation services - Some Community Action Agencies offer Landlord-Tenant mediation services, an alternative to legal action and sometimes eviction.
Find the Community Action Agency Near You
- Legal Assistance - If you are being evicted for a reason that is not justified (other than non-payment of rent or violation of the lease) you should get the assistance of an attorney to represent you in court.
- Utah Courts Online Court Assistance Program – Can assist with preparing some paperwork in preparing to go to court if you represent yourself.
Review HUD’s Step-by-Step guide for people at risk of eviction
Speak with a HUD Approved Housing Counselor to help avoid eviction:
- HUD Approved Housing Counseling Agency can offer advice customized to help you prevent eviction. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287
A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs.
If you need help paying your utility bills, contact one of these organizations:
- Energy Assistance
- Home Energy Assistance Target (HEAT) Program
- Make your home more energy efficient
- Salt Lake City - water bill
- Utah Energy Office - energy efficient home construction and weatherization of existing homes
- Weatherization Assistance Program
- Housing resources for seniors
- Independent living centers - seniors and people with disabilities
Speak to a Housing Counselor
- Becoming a homeowner
- Foreclosure assistance
- Reverse mortgages
- Home improvements/repairs to my home
- Renting
Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs.
- Search online for a HUD Approved housing counselor near you or call (800) 569-4287
Housing Quality & Improved Living Conditions
- Review HUD's Resident Information
- All HUD-assisted properties are inspected to make sure they are decent, safe, and sanitary. HUD’s Real Estate Assessment Center (REAC) sets the inspection standards and oversees inspections. These inspections are known as REAC physical inspections.
- As of 2023, all HUD-assisted rental housing is now subject to the National Standards for Physical Inspection of Real Estate (NSPIRE), though some programs have extensions to continue under prior inspection standards until October 1, 2024.
- Housing Choice Voucher (HCV) program regulations set forth basic housing quality standards (HQS) which all units must meet be fore assistance can be paid on behalf of a family and at least annually throughout the term of the assisted tenancy. More informat ion is available here: Housing Quality Standards.
- Lead Based Paint Information
- Review HUD's Healthy Homes Tips.
There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs.
USDA Rural Development local office - housing repair and rehabilitation loans
Utah Specific:
- Local home repair programs - many local home repair programs can be used for energy improvements
- Cool Keeper from Utah Power - save energy, stay cool, and pay less for your electricity
- Utah Division of Water Resources - Free service to help you save money and water by not over watering. Also get rebates for certain water saving improvements to your residential landscape/garden watering system.
- Utah Energy Office has information and incentives to help you upgrade your homes energy efficiency
- Weatherization Assistance Program - free and reduced-cost weatherization services
County specific:
- Ogden City - Emergency Home Repair Program
- Provo City - Housing Rehabilitation Program
- Salt Lake City - Handyman Program and Home Repair Program and the Targeted Repair Program
- West Valley City - Home Rehabilitation Loan
If you have more questions, contact the FHA Resource Center Email:
answers@hud.gov
Call: (800) 225-5342
Disaster Resources
Immediately after a disaster, FEMA, the U.S. Small Business Administration, and other government agencies offer initial assistance. HUD then provides additional support for ongoing recovery through programs and partnerships.
- Register with FEMA online
- Register through FEMA’s disaster app on your smartphone. If you haven’t downloaded the app yet, you can go to www.fema.gov/about/news-multimedia/mobile-products
- Call (800) 621-3362. Phone lines are open 7 a.m. to 7 p.m. local time, seven days a week until further notice. Multilingual operators are on duty.
- Reach out to your local Red Cross
- HUD Disaster Resources
- HUD Disaster Line: Call 1-800-304-9320 or email recovery@hud.gov
- Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287
My Local Office Information
For assistance at all times, we encourage you to utilize the self-help resources above.
If you are unable to have your questions answered from the resources above, please click on the Need More Help button below to contact your local office for further assistance.
Salt Lake City Field Office
125 S. State Street, Suite 3001
Salt Lake City, UT 84138
Phone: (307) 261-6250
TTY: Dial 7-1-1
Fax: (202) 485-5675
Kelly Jorgensen, Field Office Director
⚠ In Distress? Reach Out for Help Now
At HUD, we know housing challenges often come with other struggles. You’re not alone. These resources can help with safe housing, emergencies, or connecting with someone who will listen.
If you are in immediate danger or need urgent help, please call 911 or go to the nearest emergency room.
988 Suicide & Crisis Lifeline. Life’s challenges can sometimes be difficult. If you are feeling overwhelmed, facing mental health struggles, or emotional distress, free support is available any time:
- Call: 988
- Text: 988
- Chat: 988lifeline.org
Trained counselors are here to listen and help, 24/7.
Support for Domestic Violence Survivors. If you or someone you know is experiencing domestic violence, confidential help is available 24/7:
- Call: 1-800-799-SAFE (7233)
- Text: "Start" to 88788
- Visit: The National Domestic Violence Hotline
Mental Health & Substance Use Support. The U.S. Substance Abuse and Mental Health Services Administration (SAMHSA) Helpline offers free and confidential support for mental health, drug or alcohol use, and recovery:
- Call: 1-800-662-HELP (4357)
- TTY: 1-800-487-4889
- Text: Your ZIP code to 435748
- Visit: SAMHSA's National Helpline
Rental, Homelessness, and Eviction Help. Need help with housing challenges, like eviction, renting, foreclosure, or credit issues?
- Find a Housing Counselor: HUD's Housing Counseling Resources
- Call: 800-569-4287 (or 202-708-1455 for TTY) for multilingual assistance or disaster relief assistance.
- Visit: www.findhelp.org