How can we help?
Homelessness
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please dial 2-1-1 and contact a homeless service provider in your area.
- Dial 2-1-1.
Or you may go to: https://211md.org/ - Contact a provider in your community, click here: Homeless Services in Your Community (maryland.gov)
- Resources for Veterans and persons experiencing violence: Are You in Need of Services? (maryland.gov)
- Additional resources for Veterans:
Contact the VA medical center near you and mention your interest in Veterans Affairs Supportive Housing (VASH) or find instructions for contacting the National Homeless Veteran Call Center here. You may also call the Veterans Affairs Emergency Housing Hotline for assistance at (877) 424-3838 - Seniors:
Congregate Housing Services Program (maryland.gov)
Maryland Department of Aging: (410) 767-1100 or (800) 243-3425
Maryland Access Point - (844) 627-5465 MAP is the gateway to long term services and supports in Maryland. MAP specialists work with caregivers, professionals, and all individuals with long term care needs to plan, identify, connect, and assist with accessing private and public resources for long term services and supports. - Persons Experiencing Violence:
www.mnadv.org
Maryland Network Against Domestic Violence: (800) 799-7233
The National Domestic Violence Hotline: (800) 799-7233
Affordable Places to Live
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Contact your Local Public Housing Authority to inquire about information about public housing programs (Housing Choice Vouchers HUD Facts, Public Housing).
Find a list of Public Housing Authority contacts in Maryland or call (800) 955-2232 for help to find your local Public Housing Authority.
- Use the HUD Resource Locator to find affordable housing opportunities near you.
**Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.- HUD does not have applications for these properties.
- HUD does not have information about the vacancies in these properties.
- HUD does not maintain waiting lists.
- Low-Income Housing Tax Credit (LIHTC) Properties
A tax credit property is owned by a developer or landlord who participates in the Low-Income Housing Tax Credit (LIHTC) program run by the Maryland Department of Housing and Community Development (MD DHCD). These owners can claim tax credits for renting some or all units to low- or moderate- income tenants at restricted rent. LIHTC rents are not based on tenant’s income but instead set by the use restriction tied to the unit. Note: LIHTC owners accept HCV (Section 8 voucher) tenants.To be eligible for an affordable unit in a LIHTC property, you must make no more than the income limit for that unit. LIHTC rents are not based on your income, but instead is set by the use restrictions tied to the unit.
To get further information on LIHTC properties, contact MD DHCD: (301) 429-7854
Or click here: Low Income Housing Tax Credit Program (maryland.gov) - USDA Rural Development Multifamily Housing
U.S. Department of Agriculture (USDA) Rural Development (RD) Multifamily Housing programs helps property owners through loans and grants to rehabilitate properties for low-income, elderly, and disabled individuals and families as well as domestic farm laborers. USDA RD Multifamily Rental Assistance Program provides payments to owners of USDA-financed projects on behalf of low-income tenants unable to pay their full rent.
To search for RD Multifamily Housing Rentals in Maryland, visit:
Rural Development Multi-Family Housing Rentals - Local Listings:
- Visit the Maryland Housing Search database: MDHousingSearch.org
HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs.
- Public Housing provides decent and safe rental housing for eligible low-income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHA) that manage public housing for low-income residents at rents they can afford.
- Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
- To apply, contact your local Public Housing Authority.
Housing Choice Voucher (commonly known as Section 8)
- The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
- Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship and specified categories of non-citizens who have eligible immigration status.
- To apply, contact your local Public Housing Authority. During the application process, a Public Housing Authority will collect information on family income, assets and family composition. The Public Housing Authority will use this information to determine program eligibility and the amount of the housing assistance payment.
Homeownership
- Learn more about homebuying from HUD's website or the Consumer Financial Protection Bureau
- Speak with a HUD Approved Housing Counselor about becoming a homeowner.
A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Find the answer online
- Email us
- Call toll-free (800) CALL-FHA (800-225-5342)
- Use the HUD Home Store to find HUD homes for sale in Maryland.
- Find Information on my FHA loan
- Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources)
- Contact a Secretary-Held Mortgage Servicing Contractor
- USDA Rural Development local office - housing repair and rehabilitation loans
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs
- Maryland resources for home repairs: Loan and Grant Programs for Home Repair and Improvements (maryland.gov)
- If you have more questions, contact the FHA Resource Center
Email: answers@hud.gov
Call: (800) 225-5342
- Speak with a HUD Approved Housing Counselor about becoming a homeowner. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or reach out to a Maryland HUD Approved Housing Counselor: Maryland Housing Counseling
- Explore Homeowner Assistance Fund (HAF).
- Contact Maryland Legal Aid: Get Help & Services - Maryland Legal Aid (mdlab.org) or Call (1-888-465-2468).
Services Include:- Foreclosure Mediation
- Homeowner Assistance Fund Application
- Loan Modifications
- Mortgage Assistance
- Personal Bankruptcy
Report Housing Discrimination
* The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
- Please visit the Fair Housing and Equal Opportunity Page
- File a complaint with HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office:
- Online
- Call: (800) 347-3739
Rent Relief & Eviction Resources
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Visit the Maryland Attorney General website for information and resources
- Review HUD’s Step-by-Step guide for people at risk of eviction
- Contact Maryland Legal Aid: Get Help & Services - Maryland Legal Aid (mdlab.org)
- A HUD Approved Housing Counseling Agency can offer advice customized to help you prevent eviction. Locate a HUD Approved Housing Counselor near you Maryland Housing Counseling or call (800) 569-4287.
- Tenants Rights and Responsibilities including in Maryland
- Get Help Paying Rent and Bills
- Visit online or call Maryland Department of Housing and Community Development for the most up-to-date information about Emergency Rental Assistance Programs (ERAP). ERAP may provide short-term rental assistance for households that qualify. Each county in Maryland and cities of Baltimore and Annapolis administer ERAP, but the program may not be taking new applications. Emergency Rental Assistance Program (maryland.gov)
- To find Homeless Services in your community
- Dial 2-1-1 or visit www.211md.org
Contact Maryland Department of Human Services, click here Energy Assistance - Maryland Department of Human Services
Due to an unprecedented increase in utility bill assistance applications, coupled with higher energy costs and budgetary constraints, the Office of Home Energy Programs (OHEP) is only approving applications for Electric Universal Service Program (EUSP) and Electric Arrearage Retirement Assistance (EARA) at this time. The Maryland Energy Assistance Program (MEAP) and Gas Arrearage Retirement Assistance (GARA) benefits have been temporarily suspended for this fiscal year.
For immediate assistance with gas utility bills, including gas arrearage, visit your local department of social services to apply for a one-time grant for Emergency Assistance based on your eligibility for that program. Learn more at https://dhs.maryland.gov/weathering-tough-times/emergency-assistance/. You can also apply online.
Speak to a Housing Counselor
- Becoming a homeowner
- Foreclosure assistance
- Reverse mortgages
- Home improvements/repairs to my home
- Renting
Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs.
- Search online for a HUD Approved housing counselor near you or call (800) 569-4287, or reach out to Maryland's HUD Approved Housing Counselor: Maryland Housing Counseling
Housing Quality & Improved Living Conditions
- Resident Information
- REAC Real Estate Assessment Center
- USDA Rural Development local office - housing repair and rehabilitation loans
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs
- Maryland resources for home repairs: Loan and Grant Programs for Home Repair and Improvements (maryland.gov) or call (301) 429-7409 | Toll Free (Maryland Only): (877) 218-8101
- If you have more questions, contact the FHA Resource Center
Email: answers@hud.gov
Call: (800) 225-5342
Disaster Resources
Immediately after a disaster, FEMA, the U.S. Small Business Administration, and other government agencies offer initial assistance. HUD then provides additional support for ongoing recovery through programs and partnerships.
- Register with FEMA online at: www.disasterassistance.gov
- Register through FEMA’s disaster app on your smartphone. If you haven’t downloaded the app yet, you can go to www.fema.gov/about/news-multimedia/mobile-products
- Call (800) 621-3362. Phone lines are open 7 a.m. to 7 p.m. local time, seven days a week until further notice. Multilingual operators are on duty.
- Reach out to your local Red Cross
- Visit the Maryland Department of Emergency Management: MDEM (maryland.gov)
- HUD Disaster Resources
- HUD Disaster Line: Call 1-800-304-9320 or email recovery@hud.gov
- Speak with a Maryland HUD Approved Housing Counselor at Maryland Housing Counseling or call (800) 569-4287.
My Local Office Information
For assistance at all times, we encourage you to utilize the self-help resources above.
If you are unable to have your questions answered from the resources above, please click on the Need More Help button below to contact your local office for further assistance.
Baltimore Field Office
100 S. Charles Street, 5th Floor
Baltimore, MD 21201
Phone: (410) 962-2520
TTY: Dial 7-1-1 (Not available in all areas)
Fax: (410) 209-6670
Stephanie Staats, Field Office Director
⚠ In Distress? Reach Out for Help Now
At HUD, we know housing challenges often come with other struggles. You’re not alone. These resources can help with safe housing, emergencies, or connecting with someone who will listen.
If you are in immediate danger or need urgent help, please call 911 or go to the nearest emergency room.
988 Suicide & Crisis Lifeline. Life’s challenges can sometimes be difficult. If you are feeling overwhelmed, facing mental health struggles, or emotional distress, free support is available any time:
- Call: 988
- Text: 988
- Chat: 988lifeline.org
Trained counselors are here to listen and help, 24/7.
Support for Domestic Violence Survivors. If you or someone you know is experiencing domestic violence, confidential help is available 24/7:
- Call: 1-800-799-SAFE (7233)
- Text: "Start" to 88788
- Visit: The National Domestic Violence Hotline
Mental Health & Substance Use Support. The U.S. Substance Abuse and Mental Health Services Administration (SAMHSA) Helpline offers free and confidential support for mental health, drug or alcohol use, and recovery:
- Call: 1-800-662-HELP (4357)
- TTY: 1-800-487-4889
- Text: Your ZIP code to 435748
- Visit: SAMHSA's National Helpline
Rental, Homelessness, and Eviction Help. Need help with housing challenges, like eviction, renting, foreclosure, or credit issues?
- Find a Housing Counselor: HUD's Housing Counseling Resources
- Call: 800-569-4287 (or 202-708-1455 for TTY) for multilingual assistance or disaster relief assistance.
- Visit: www.findhelp.org