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FY 2019 Housing Counseling Training Grant Program

The purpose of this assistance is to continue investing in the creation and maintenance of a professional and effective housing counseling industry that is able to meaningfully assist consumers by providing them with the information they need to make informed housing choices and maximizes the impact of Federal funding appropriated for HUD’s Housing Counseling Program.

Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-203 (2010), individual housing counselors participating in HUD’s Housing Counseling Program shall demonstrate, by written examination and certification, that they are competent in providing counseling in each of the core topics. HUD published the Final Rule for Housing Counseling: New Certification Requirements, 81 Fed. Reg. 90,632 (2016) (codified at 24 CFR Part 214), on December 14, 2016. The Final Rule implements statutory requirements that housing counseling required under or provided in connection with all HUD programs must be provided by HUD certified agencies and HUD certified housing counselors. Section 106(e) of the HUD Act of 1968 (12 USC 1701x(e)) (Section 106) provides for six (6) Core Topics in which housing counselors must be competent. These are: Financial management; Property maintenance; Responsibilities of homeownership and tenancy; Fair housing law and requirements; Housing affordability; and Avoidance of, and responses to, rental and mortgage delinquency and avoidance of eviction and mortgage default.

HUD also acknowledges the need for more housing counselors trained in Home Equity Conversion Mortgage (HECM) default counseling. HUD recognizes the important role housing counselors can provide in helping to mitigate HECM defaults and foreclosures and decrease losses to the MMI Fund. This assistance will expand the number of agencies and counselors who can provide default counseling for Home Equity Conversion Mortgage (HECM) borrowers.

Current HUD priorities also center on Disaster Preparation and Recovery. Housing Counseling agencies (HCA's) are in a unique position to help their communities prepare for and recover from a disaster. They can help their clients prepare for disasters by integrating preparedness into their counseling and education activities. Post-disaster, they can use their knowledge of local resources and programs to help clients navigate the complexities of disaster recovery resources and programs. This NOFA supports courses that provide training in the areas of disaster preparation and recovery.

HUD recognizes that counselors may specialize in specific housing counseling topics, and that counselors will need more than general housing counseling training to provide high quality services.

In summary, this NOFA provides notice of a grant program that supports the provision of both basic housing counseling training and specialized topics of training including training in the core topics for housing counselor certification, HECM default counseling and disaster preparation and recovery to help meet these perceived needs and the requirements of Section 106. This financial support will assist HCA's to increase the use of partnerships with local and state-wide organizations to provide additional place-based training on state and local issues. In addition, this support should result in an increased number of counselor training scholarships.

Funding Opportunity Number: FR-6300-N-30
Opportunity Title: FY19 NOFA Housing Counseling Training Grant  
Competition ID: FR-6300-N-30
CFDA No.: 14.169
OMB Approval Numbers: 2502-0567
Opening date: August 6, 2019
Deadline date: September 5, 2019