Homeownership Centers
Many of the mortgage insuring processes are centralized into four Homeownership Centers (HOC), each supporting a specific geographic area: Atlanta, Philadelphia, Denver and Santa Ana. Although we ask you to send your questions to the FHA Resource Center (not the HOC) for immediate acknowledgement and tracking, certain case specific issues will subsequently be referred to the appropriate center.
Select the state that the property is in, to determine which center has jurisdiction:
Additional Contacts
For information about the home buying process, FHA mortgage insurance, or technical support for industry professionals, please contact the FHA Resource Center (not the HOC), by email at answers@hud.gov or call (800) CALL FHA (225-5342). Your inquiry will be acknowledged immediately and responded to during the next 48 business hours, or directed to the appropriate person for response.
Servicing Lenders seeking technical assistance, please contact the FHA National Servicing Center.
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Atlanta Homeownership Center
The Atlanta Homeownership Center serves the states of Alabama, Florida, Georgia, Kentucky, Illinois, Indiana, Mississippi, North Carolina, South Carolina, and Tennessee, as well as the Caribbean. Our mailing address is:
U.S. Department of Housing and Urban Development
Atlanta Homeownership Center
Martin Luther King Jr. Federal Building (MLK FOB)
77 Forsyth Street SW
Atlanta, GA 30303
Philadelphia Homeownership Center
The Philadelphia Homeownership Center (PHOC) serves the states of Connecticut, Delaware, District of Columbia, New Hampshire, Maine, Maryland, Massachusetts, Michigan, New Jersey, New York, Ohio, Pennsylvania, Rhodes Island, Vermont, Virginia, and West Virginia. Our mailing address is:
All Philadelphia Homeownership Centers general mail and casebinders:
U.S. Department of Housing and Urban Development
Philadelphia Homeownership Center
801 Market Street
Philadelphia, Pennsylvania 19107
Denver Homeownership Center
The Denver Homeownership Center serves the states of Arkansas, Colorado, Iowa, Kansas, Louisiana, Missouri, Minnesota, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Wisconsin, Wyoming, and Utah. Our mailing address is:
All DENHOC general mail and casebinders:
U.S. Department of Housing and Urban Development
Denver Homeownership Center
UMB Plaza Building
1670 Broadway
Denver, CO 80202-4801
Santa Ana Homeownership Center
The Santa Ana Homeownership Center (SAHOC) serves the states of Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon and Washington. We also serve the Pacific Islands of American Samoa, Guam, and the Commonwealth of the Northern Marianas. Our mailing address is:
All SAHOC general mail and casebinders:
U.S. Department of Housing and Urban Development
Santa Ana Homeownership Center
Santa Ana Federal Building
34 Civic Center Plaza, Room 7015
Santa Ana, CA 92701-4003