Batch File Format - Upfront MIP Penalty Payment
The batch file format described below is used to transmit to HUD (CPU to CPU) a payment for late and/or interest charges (penalties) incurred for late or missing Single Family upfront mortgage insurance premium (MIP). This format is used for all case types and different types of cases can be included in the same file. Collection processing of the transmitted payment is performed by U.S. Department of the Treasury's automated collection service.
The batch file must include the following records, in this order:
The file can have only one Header Record, Deposit Control Record, and Deposit Total Record. The file can contain multiple Detail and Supplemental Overflow Records. For each Detail Record, there must be a Supplemental Overflow Record. These two records contain information for one case transaction.
For information on batch file naming conventions, see Upfront Mortgage Insurance Premium Batch Payment Processing Instructions for CPU to CPU Transmissions.
Header Record
| Field Name | Position | Length | Type | Format | Description |
|---|---|---|---|---|---|
| Record Type | 1 | 1 | Numeric | 9(1) | This field must always have the value 1. |
| Filler | 2-3 | 2 | Numeric | 9(2) | Zero (0) fill. |
| Filler | 4-13 | 10 | Alphanumeric | X(10) | Blank fill. |
| Filler | 14-18 | 5 | Numeric | 9(5) | Zero (0) fill. |
| Company Number | 19-23 | 5 | Numeric | 9(5) | Number identifying the file format. This field must always have the value 00027. |
| Transmission Date | 24-29 | 6 | Numeric | YYMMDD | Estimated date the file is transmitted. |
| Transmission Time | 30-33 | 4 | Numeric | HHMM | Estimated time the file is transmitted (Eastern Time). |
| Override Duplicate Unit Deposit | 34 | 1 | Alphanumeric | X(1) | Options for handling duplicate case payments per day:
|
| Filler | 35-80 | 46 | Alphanumeric | X(46) | Blank fill. |
Detail Record
| Field Name | Position | Length | Type | Format | Description |
|---|---|---|---|---|---|
| Record Type | 1 | 1 | Numeric | 9(1) | This field must always have the value 6. |
| Filler | 2-4 | 3 | Numeric | 9(3) | Zero (0) fill. |
| Mortgagee / Lender ID Number | 5-14 | 10 | Numeric | 9(10)
| Ten-digit FHA Title II identifier assigned to the lending institution making the payment. Right justify and zero (0) fill. |
| Filler | 15-17 | 3 | Numeric | 9(3) | Zero (0) fill. |
| Total Transaction Amount | 18-24 | 7 | Numeric | 9(5)V99 | Sum of the Late Charge Amount and Interest Charge Amount for the specified FHA Case Number. Must equal the Total Amount in the Supplemental Record. Right justify and zero (0) fill. |
| Supplemental Indicator | 25 | 1 | Alphanumeric | X(1) | This field must always have the value S. |
| Filler | 26-30 | 5 | Numeric | 9(5) | Zero (0) fill. |
| FHA Case Number | 31-40 | 10 | Numeric | 9(10) | Unique 10-digit identifier assigned by the FHA to the new mortgage loan for which FHA insurance is being requested. Right justify and zero (0) fill. |
| Filler | 41-50 | 10 | Numeric | 9(10) | Zero (0) fill. |
| Late Charge Amount | 51-55 | 5 | Numeric | 9(3)V99 | Late charge payment amount for the specified FHA Case Number. Right justify and zero (0) fill. |
| Filler | 56-63 | 8 | Numeric | 9(8) | Zero (0) fill. |
| Interest Charge Amount | 64-70 | 7 | Numeric | 9(5)V99 | Interest charge payment amount for the specified FHA Case Number. Right justify and zero (0) fill. |
| Effective Date | 71-76 | 6 | Numeric | MMDDYY | This field is not currently applicable and can be zero (0) filled. |
| Filler | 77-80 | 4 | Alphanumeric | X(4) | Blank fill. |
Supplemental Overflow Record
| Field Name | Position | Length | Type | Format | Description |
|---|---|---|---|---|---|
| Record Type | 1 | 1 | Numeric | 9(1) | This field must always have the value 4. |
| Sequence Number of Overflow | 2-3 | 2 | Numeric | 9(2) | This field must always have the value 01. |
| Last Record Indicator | 4 | 1 | Numeric | 9(1) | This field must always have the value 9. |
| Filler | 5-12 | 8 | Numeric | 9(8) | Zero (0) fill. |
| Total Amount | 13-19 | 7 | Numeric | 9(5)V99 | Sum of the Late Charge Amount and Interest Charge Amount for the specified FHA Case Number. Must equal the Total Transaction Amount in the Detail Record. Right justify and zero (0) fill. |
| Filler | 20-80 | 61 | Alphanumeric | X(61) | Blank fill. |
Deposit Control Record
| Field Name | Position | Length | Type | Format | Description |
|---|---|---|---|---|---|
| Record Type | 1 | 1 | Numeric | 9(1) | This field must always have the value 8. |
| Company Number | 2-6 | 5 | Numeric | 9(5) | This field must always have the value 00027. |
| Total Deposit Reports | 7-11 | 5 | Numeric | 9(5) | Count of all the Detail Records in the file. Right justify and zero (0) fill. |
| Total Deposits | 12-22 | 11 | Numeric | 9(9)V99 | Sum of the Total Transaction Amount for all Detail Records. Total amount paid for all cases specified in the file. Right justify and zero (0) fill. |
| Filler | 23-80 | 58 | Alphanumeric | X(58) | Blank fill. |
Deposit Total Record
| Field Name | Position | Length | Type | Format | Description |
|---|---|---|---|---|---|
| Record Type | 1 | 1 | Numeric | 9(1) | This field must always have the value 9. |
| Total Record Count | 2-7 | 6 | Numeric | 9(6) | Total number of records in the file, including the Header Record (Record Type 1) and Deposit Total Record (Record Type 9). Right justify and zero (0) fill. |
| Filler | 8-80 | 73 | Alphanumeric | X(73) | Blank fill. |
See also Upfront MIP batch file formats for: