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Homeownership Assistance Programs

Assistance in Florida, by County

Alachua County
City of Gainesville Housing Division (352) 334-5026  
Alachua County Growth Management Department (352) 374-5249 Housing rehabilitation, downpayment assistance, special needs housing/rehabilitation
Baker County
Baker County SHIP Program Administrator (904) 259-6463 Emergency repairs, downpayment assistance
Bay County
Panama City Community Development Department (850) 872-7230 Housing rehabilitation, downpayment assistance
Bradford County
Bradford County Community Development Department (904) 966-6382 Housing rehabilitation, downpayment assistance
Brevard County
Brevard County Housing and Human Services (321) 633-2076  
City of Cocoa Housing and Neighborhood Services (321) 639-7564  
City of Melbourne Housing and Community Development For homebuyer assistance, call (321) 253-0053
For housing rehab, call (321) 674-5734
 
City of Palm Bay Housing and Neighborhood Development For homebuyer assistance, call (321) 253-0053
For housing rehab, call (321) 952-3429
 
Broward County
Broward County Housing and Community Development Department (954) 357-4900  
Broward County Housing Authority (954) 739-1114  
State Housing Initiatives Partnership (SHIP) Program (954) 765-5336  
Coral Springs (954) 344-1156  
Davie (954) 797-1199  
Deerfield Beach (954) 480-4206  
Hallandale (954) 457-1377  
Hollywood (954) 921-3383  
  (954) 921-3381 or (954) 924-2923 Housing rehabilitation programs
Lauderhill (954) 730-3036  
Miramar (954) 602-3243
(954) 602-3249
 
North Lauderdale (954) 724-7069  
Pembroke Pines (954) 431-7866 or tollfree (877) CRAFLA1  
Plantation (954) 797-2622  
Pompano Beach (954) 786-4659
(954) 786-4641
 
Sunrise (954) 741-2580
(954) 746-3288
 
Tamarac (954) 597-3539  
Calhoun County
Calhoun County Building Department (850) 674-8046 Housing rehabilitation
Clay County
Clay County SHIP Program Administrator (904) 278-4700 Housing rehabilitation, downpayment assistance
Charlotte County
Charlotte County (941) 833-6500  
Citrus County
Citrus County Housing Services Division (352) 527-7520  
Collier County
Collier County (and City of Naples) (239) 252-8154  
Columbia County
Suwanee River Economic Council, Inc. (386) 362-4115
(386) 752-8726
Emergency repairs, downpayment assistance
Low income energy assistance
DeSoto County
Desoto County Community Service Department (863) 993-4800 SHIP downpayment/closing cost assistance, emergency repairs
Dixie County
Community Programs Consulting, Inc. (800) 597-7579
(352) 498-2714
Housing rehabilitation
Housing preservation Client Service Center
Duval County/Jacksonville
Jacksonville Housing Commission (904) 588-0172  
Escambia County
City of Pensacola SHIP (850) 858-0350  
Escambia County SHIP (850) 458-0466  
Neighborhood Enterprise Foundation (850) 458-0465 Housing rehabilitation, downpayment assistance
Flagler County
Flagler County SHIP Coordinator (386) 313-4037  
Franklin County
Franklin County Planning and Zoning (850) 653-9783 Replacement housing, downpayment assistance
Gadsden County
Gadsden County Community Development Department (850) 875-8659 Downpayment assistance
Gilchrist County
Suwannee River Economic Council (352) 463-3170
(352) 463-3160
Housing rehabilitation, downpayment assistance
Client Service Center, Senior Center
Glades County
Glades County SHIP (863) 946-6004 Downpayment Assistance Program for new construction and existing properties; Rehabilitation Program
Gulf County
Department of Veterans Affairs (850) 229-6125 Housing rehabilitation, downpayment assistance
Hamilton County
Hamilton County SHIP Administration (386) 792-0507 Housing rehabilitation, downpayment assistance, replacement housing
Hendry County
Hendry County SHIP Program (863) 675-5297 Downpayment Assistance Program & Rehabilitation/Repairs Program (Lupe Taylor)
Hardee County
Hardee County Community Development (863) 773-6349 SHIP downpayment/closing cost assistance, emergency repairs
Hernando County
Hernando County Housing Authority (352) 754-4160  
Homes in Partnership (352) 383-7300  
Highlands County
Highlands County Housing (863) 402-6648 SHIP downpayment/closing cost assistance, housing rehabilitation, emergency repairs
Hillsborough County
Catholic Charities CDC (727) 893-1313 ext. 202 Credit counseling; loan processing assistance; housing rehabilitation; rent-to-own program
City of Tampa Housing and Community Development (813) 274-7954  
Hillsborough County Affordable Housing Department (813) 612-5397
Plant City Community Development Department (813) 659-4200 ext. 4139 Low interest loans for qualified applicants
Tampa Bay Community Development Corporation (727) 442-7075
Holmes County
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance
Indian River County
Indian River County Community Development Department (772) 567-8000 ext. 1594  
Jackson County
Jackson County Grants Department (850) 482-9083 Housing rehabilitation, downpayment assistance
Jefferson County
Jefferson County Grant Programs (850) 342-0175 Housing rehabilitation, downpayment assistance
Lafayette County
Suwanee River Economic Council, Inc. (386) 362-4115 Housing rehabilitation, downpayment assistance
Lake County
City of Leesburg Housing & Economic Development Div (352) 728-9798  
Lake County Housing and Community Development (352) 742-6532  
Homes in Partnership (352) 383-7300  
Orange County Housing Finance Authority (407) 894-0014  
Lee County
Lee County Department of Human Services (239) 533-7930  
Lee County Department of Community Development (239) 479-8585  
Lee County Housing Development Corp. (239) 656-2721 CDBG, HOME, SHIP downpayment assistance
Bonita Springs Area, Partnership in Housing (239) 495-7100 HOME & SHIP downpayment assistance, homebuyer education
City of Cape Coral (239) 574-0566
(239) 574-0401
 
City of Fort Myers (239) 337-4111 SHIP downpayment assistance
Leon County
City of Tallahassee Neighborhood and Community Services Department (850) 891-6510  
Leon County Housing and Human Services Department (850) 606-1900 Housing rehabilitation, emergency repairs, downpayment assistance
Levy County
Levy County Special Housing Initiatives Program (SHIP) (352) 486-5268 Emergency repairs, housing Rehabilitation, downpayment assistance
Liberty County
Liberty County Grants Department (850) 643-2692 Housing rehabilitation
Madison County
Suwanee River Economic Council, Inc. (386) 364-5799 Emergency repairs, housing rehabilitation, downpayment assistance
Manatee County
Manatee County Housing and Community Development (941) 749-3029  
Marion County
City of Ocala Community Programs Department (352) 629-8322  
Marion County Housing and Human Services (352) 671-8770  
Martin County
Martin County SHIP (772) 221-1362  
Miami-Dade County
Miami-Dade County OCED (305) 375-3422
(305) 375-3408
 
Miami-Dade Housing Agency (305) 250-5238  
Housing Finance Authority of Miami-Dade County (305) 372-7990  
City of Hialeah (305) 883-8039  
Florida City (305) 242-0861  
Homestead (305) 224-4485  
City of Miami (305) 416-2012
(305) 416-1936
 
City of Miami Beach (305) 673-7260  
Miami Beach Community Development Corporation (305) 538-0090  
City of Miami Gardens (305) 622-8000  
Centro Campesino Farm Worker Center, Inc. (305) 247-7738  
Neighborhood Housing Services (305) 751-5511  
City of North Miami (305) 895-9825  
Monroe County
Monroe County (305) 289-6002  
Monroe County Housing Authority Rick Casey, (305) 292-1221, ext. 256 Homebuyer Assistance Program
Bahama Conch Community Land Trust (305) 295-7337 Homebuyer Assistance Program
Nassau County
Northeast Florida Regional Planning Council (904) 279-0885 Housing rehabilitation, downpayment Assistance
Okaloosa County
Ft. Walton Beach Community Development Department (850) 833-9651 Housing rehabilitation, downpayment assistance
Okaloosa Community Development Corporation (850) 863-1969 Housing rehabilitation, downpayment assistance
Okeechobee County
Okeechobee County Board of County Commissioners (863) 763-6731 SHIP Program (down payment/closing costs assistance; home buyer education)
Orange County
Orange County Housing & Community Development (407) 836-5150  
Homes in Partnership (352) 383-7300  
City of Orlando Housing & Community Development (407) 246-2708  
Orange County Housing Finance Authority (407) 894-0014  
Osceola County
Osceola County Housing Office (407) 870-2019  
Homes in Partnership (352) 383-7300  
Orange County Housing Finance Authority (407) 894-0014  
Palm Beach County
City of Boca Raton (561) 393-7797  
Boynton Beach (561) 742-6066  
Boynton Beach Faith Based CDC (561) 752-0303  
Centro Campesino Farm Worker Center, Inc. (561) 996-3988  
Delray Beach (561) 243-7280
(561) 243-7282
 
Delray Beach CDC (561) 266-9840  
Housing Finance Authority of Palm Beach County (561) 233-3656 Homebuyer financing with down payment assistance
Lake Worth CDC (561) 582-5536  
Life Improvement for Tomorrow, Inc. (LIFT) (561) 868-7026 Financial literacy classes. First-time Homebuyer Education workshops. Case management services for potential homeowners.
Neighborhood Renaissance CDC (561) 832-6776  
Palm Beach County (561) 233-3600  
Pleasant City Faith Based Community Development Initiative, Inc. (561) 832-3313 Homebuyer preparation, new home construction
West Palm Beach (561) 822-1250  
Pasco County
Pasco County Community Development Division New Port Richey (727) 834-3445
Dade City (352) 521-4274 x3445
Land O' Lakes (813) 996-7341 x3445
 
Tampa Bay Community Development Corporation (727) 442-7075  
Clearwater Neighborhood Housing Services (727 )442-4155  
Housing Finance Authority of Pinellas County (727) 223-6419  
Pinellas County
Housing Finance Authority of Pinellas County (727) 223-6419  
Boley Centers for Behavioral Health Care (727) 821-4819  
City of Clearwater (727) 562-4030  
Community Service Foundation (727) 461-0618  
Tampa Bay Community Development Corporation (727) 442-7075  
Clearwater Neighborhood Housing Services (727 )442-4155  
Polk County
Polk County Housing and Neighborhood Development (863) 534-5240  
The Agricultural & Labor Program, Inc. (863) 956-3491 Pre-purchase counseling; rental assistance; default/foreclosure program; reverse mortgage application
Housing Finance Authority of Pinellas County (727) 223-6419  
Putnam County
Northeast Florida Regional Planning Council (904) 279-0880 Housing rehabilitation, downpayment assistance
Santa Rosa County
West Florida Regional Planning Council (850) 595-8910 Housing rehabilitation, downpayment assistance
Sarasota County
Sarasota City and County Housing and Community Development (941) 951-3640 Down payment assistance, housing rehabilitation loans
Seminole County
Seminole County Community Services (407) 665-2380  
Homes in Partnership (352) 383-7300  
Orange County Housing Finance Authority (407) 894-0014  
St. John's County
St. John's County Housing and Community Services (904) 827-6890 Housing rehabilitation, downpayment assistance, water/sewer & fees
St. Lucie County
St. Lucie County Community Services Division (772) 462-2375
(772) 462 1290
 
City of Ft. Pierce Community Development Division (772) 460-2200  
City of Port St. Lucie Community Services Department (772) 871-5264  
Sumter County
Sumter County Housing Department (352) 793-0272  
Homes in Partnership (352) 383-7300  
Suwanee County
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, downpayment assistance
Taylor County
Taylor County Grants Department (850) 838-3500 Housing rehabilitation, downpayment assistance
Union County
Suwanee River Economic Council, Inc. (386) 362-4115 Emergency repairs, housing rehabilitation, downpayment assistance
Volusia County
Volusia County Housing Department (386) 736-5955  
City of Daytona Beach Community Development (386) 671-8050  
City of Deltona Housing & Community Development (386) 878-8617  
Mid Florida Housing Partnership (386) 274-4441
(800) 644-6152
 
Wakulla County
Wakulla County SHIP Coordinator (850) 926-7977 Housing rehabilitation, downpayment assistance
Walton County
West Florida Regional Planning Council (850) 595-8910 Emergency repairs, housing rehabilitation, downpayment assistance
Washington County
Washington County Housing Department (850) 638-6058 Housing rehabilitation, downpayment Assistance