How can we help?
Homelessness
HUD does not directly assist individuals and families at risk or currently experiencing homelessness. For direct assistance, please dial 2-1-1 and contact a homeless service provider in your area.
- Dial 2-1-1. Press 1 for homeless services.
The service is available 24/7, 365 days per year. It is free and confidential.
**If you are unable to get a response from 2-1-1 or receive a message that the service is not available from your location, you may go to: https://sc211.org/ and enter your zip code to find the number for your local office. - HUD does fund the Continuum of Care (CoC) Program which is designed to quickly rehouse homeless individuals and families. For direct assistance, please contact the CoC in your area:
- Eastern Carolina Homelessness Organization. Call (843) 213-1798
Counties they serve: Chesterfield, Clarendon, Darlington, Dillon, Florence, Georgetown, Horry, Kershaw, Lee, Marion, Marlboro, Sumter, Williamsburg. - Low Country Coalition. Call (843) 737-8357
Counties they serve: Beaufort, Berkeley, Charleston, Colleton, Hampton, Jasper. - Midlands Area Consortium for the Homeless. Call (803) 733-5400
Counties they serve: Aiken, Allendale, Bamberg, Barnwell, Calhoun, Chester, Fairfield, Lancaster, Lexington, Newberry, Orangeburg, Richland, York. - United Housing Connections. Call (864) 241-0462
Counties they serve: Abbeville, Anderson, Cherokee, Edgefield, Greenville, Greenwood, Laurens, McCormick, Oconee, Pickens, Saluda, Spartanburg, Union.
- Eastern Carolina Homelessness Organization. Call (843) 213-1798
- Search justshelter.org to find community organizations working to preserve affordable housing, prevent eviction and reduce family homelessness.
- Veterans:
Contact the VA medical center near you and mention your interest in Veterans Affairs Supportive Housing (VASH) or find instructions for contacting the National Homeless Veteran Call Center here. You may also call the Veterans Affairs Emergency Housing Hotline for assistance at (877) 424-3838
Affordable Places to Live
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Use the HUD Resource Locator to find affordable housing opportunities near you.
Please note that HUD does not give out applications, accept applications, nor manage the application process or waitlist for these rental assistance programs. Applications are made directly through Public Housing Authorities for Public Housing and Housing Choice Voucher programs. Applications are made through the housing providers or property managers for Subsidized Multifamily Housing.
There are three primary HUD rental assistance programs:
Public Housing
Housing Choice Voucher (Section 8)
Subsidized Multifamily Housing
- Contact your Local Public Housing Authority to inquire about information and applications for Public Housing programs and Housing Choice Voucher programs. Find a list of Public Housing Authority contacts by State or call (800) 955-2232 for help to find your local Public Housing Authority.
SC Regional Housing Authority 1. Counties they serve: Abbeville, Anderson, Cherokee, Edgefield, Laurens, McCormick, Oconee, Pickens, Saluda.
SC Regional Housing Authority 3. Counties they serve: Aiken, Allendale, Bamberg, Barnwell, Berkely, Calhoun, Hampton, Jasper, Orangeburg.
SC State Housing Authority. Counties they serve: Clarendon, Colleton, Dorchester, Fairfield, Kershaw, Lee and Lexington - Contact the Subsidized Multifamily Housing Property to inquire about information and applications for the Subsidized Multifamily Housing Property. Search for affordable places to live in South Carolina here.
- Low-Income Housing Tax Credit (LIHTC) Properties:
South Carolina State Housing and Finance Development Authority may also have housing assistance units under the Low-Income Housing Tax Credit program. For information call (803) 896-9001 or visit the website a SC Housing - USDA Rural Development:
USDA Rural Development may also have housing assistance resources for which you may be eligible. For information call (803) 765-6163 or visit website at USDA Rural Development - Rental Search Website:
The SC Housing Search website lets renters look for an apartment anywhere in South Carolina. Renters can filter by place, bedrooms, and public housing. The site also has features for rental resources, rental assistance, and a calculator to consider how much you can afford. SC Housing Search
HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs.
- Public Housing provides decent and safe rental housing for eligible low-income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHA) that manage public housing for low-income residents at rents they can afford.
- Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
- To apply, contact your local Public Housing Authority.
Housing Choice Voucher (commonly known as Section 8)
- The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
- Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship and specified categories of non-citizens who have eligible immigration status.
- To apply, contact your local Public Housing Authority. During the application process, a Public Housing Authority will collect information on family income, assets and family composition. The Public Housing Authority will use this information to determine program eligibility and the amount of the housing assistance payment.
Homeownership
- Learn more about homebuying from HUD's website or the Consumer Financial Protection Bureau
- Speak with a HUD Approved Housing Counselor about becoming a homeowner.
A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Find the answer online
- Email us
- Call toll-free (800) CALL-FHA (800-225-5342)
TTY: Dial 7-1-1 (Not available in all areas) - A HUD-approved Housing Counseling Agency can help you find a HUD-approved FHA lender, or you can find a lender by visiting our website HUD Lender List Search
- Use the HUD Home Store to find HUD homes for sale in South Carolina.
- For additional information on any of the properties, please contact the broker who is listed for that property.
- For additional information on HUD Homes, call toll-free (800) CALL-FHA (800-225-5342).
- Respond immediate to any bank notices and contact mortgage lender. Speak with a HUD Approved Housing Counselor. Search online for a HUD Approved Housing Counselor near you
- Find Information on my FHA loan
- Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources)
- Contact a Secretary-Held Mortgage Servicing Contractor
- For additional information, call toll-free (800) CALL-FHA (800-225-5342).
HUD is not a direct service provider and does not provide grants directly to homeowners for home improvements. For direct assistance, please refer to the following resources:
- South Carolina Housing has a Home Repair grant program. You can learn more by visiting their website SC Housing Home Repair or by calling (803) 896-9360.
- USDA Rural Development has a program that provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to very-low-income homeowners to remove health and safety hazards. You can learn more by visiting their website at USDA Home Repair
- Contact a HUD funded entitlement community here
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD's Home Improvements programs.
- The State of South Carolina Weatherization Program provides assistance for home improvements for low-income individuals and families. Please contact an agency near you to ask if they have any resources to assist you S.C. Office of Economic Opportunity (sc.gov).
HUD is not a direct service provider for foreclosure assistance. For direct assistance, please refer to the following resources:
- Speak with a HUD Approved Housing Counselor about becoming a homeowner. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you
- Explore Homeowner Assistance Fund (HAF)
- Contact South Carolina Legal Services
- Call toll-free (800) CALL-FHA (800-225-5342)
Report Housing Discrimination
* The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
- Please visit the Fair Housing and Equal Opportunity Page
- File a complaint with HUD’s Office of Fair Housing and Equal Opportunity (FHEO) Office:
- Online
- Call: (800) 669-9777
- or contact the South Carolina Human Affairs Commission at 1-800-521-0725 or via their website.
Rent Relief & Eviction Resources
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Seek Legal Assistance
- Speak with a HUD Approved Housing Counselor to help avoid eviction:
A HUD Approved Housing Counseling Agency can offer advice customized to help you prevent eviction. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287 - SC State Resources on Eviction and Landlord and Tenant Law
HUD is not a direct service provider for rental payment assistance. We are able to provide information on HUD-funded programs and other community partnerships that may provide homeless prevention, rapid rehousing services and/or financial assistance.
- Search SC United Way to find resources or dial 2-1-1.
- Low-income individuals and families in South Carolina can receive a number of services from their local Community Action Agency. Programs may assist residents with meeting their immediate needs, such as paying rent and utilities, while case managers help them work towards long term stabilization. To find an agency near you, please visit the website for the South Carolina Association of Community Action Partnerships.
- Rent Relief Resources
- Rent Assistance
- Emergency Rental and Utility Assistance
- Berkeley, Charleston, or Dorchester county Rental Assistance
- Get Help Paying Rent and Bills
- Search SC United Way to find resources or dial 2-1-1.
- Low-income individuals and families in South Carolina can receive a number of services from their local Community Action Agency. Programs may assist residents with meeting their immediate needs, such as paying rent and utilities, while case managers help them work towards long term stabilization. To find an agency near you, please visit the website for the South Carolina Association of Community Action Partnerships.
- Utility Assistance
- Emergency Rental and Utility Assistance
- Get Help Paying Rent and Bills
- Energy Bill Assistance
Speak to a Housing Counselor
- Becoming a homeowner
- Foreclosure assistance
- Reverse mortgages
- Home improvements/repairs to my home
- Renting
Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs.
- Search online for a HUD Approved housing counselor near you or call (800) 569-4287.
Housing Quality & Improved Living Conditions
- Resident Information
- REAC Real Estate Assessment Center
HUD is not a direct service provider and does not provide grants directly to homeowners for home improvements. For direct assistance, please refer to the following resources:
- South Carolina Housing has a Home Repair grant program. You can learn more by visiting their website SC Housing Home Repair or by calling (803) 896-9360.
- USDA Rural Development has a program that provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to very-low-income homeowners to remove health and safety hazards. You can learn more by visiting their website at USDA Home Repair
- Contact a HUD funded entitlement community here
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD's Home Improvements programs.
- The State of South Carolina Weatherization Program provides assistance for home improvements for low-income individuals and families. Please contact an agency near you to ask if they have any resources to assist you S.C. Office of Economic Opportunity (sc.gov).
- If you have more questions, contact the FHA Resource Center via email at answers@hud.gov or call (800) 225-5342.
Disaster Resources
Immediately after a disaster, FEMA, the U.S. Small Business Administration, and other government agencies offer initial assistance. HUD then provides additional support for ongoing recovery through programs and partnerships.
- Register with FEMA online at: www.disasterassistance.gov
- Register through FEMA’s disaster app on your smartphone. If you haven’t downloaded the app yet, you can go to www.fema.gov/about/news-multimedia/mobile-products
- Call (800) 621-3362. Phone lines are open 7 a.m. to 7 p.m. local time, seven days a week until further notice. Multilingual operators are on duty.
- Reach out to your local Red Cross
- HUD Disaster Resources
- HUD Disaster Line: Call 1-800-304-9320 or email recovery@hud.gov
- Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287
My Local Office Information
For assistance at all times, we encourage you to utilize the self-help resources above.
If you are unable to have your questions answered from the resources above, please click on the Need More Help button below to contact your local office for further assistance.
State of South Carolina
Columbia Field Office
1835 Assembly Street, 13th Floor
Columbia, SC 29201
Phone: (803) 765-5592
Fax: (803) 765-5925
Office Hours: 9:00 a.m. to 4:00 p.m.
Monday through Thursday
Kristine Foye, Field Office Director
⚠ In Crisis? Call or Text 988
HOUSING INSTABILITY CAN BE VERY DISTRESSING
If you are struggling, in crisis, or need help for yourself or someone else, please call or text 988 or visit 988lifeline.org to get connected with a trained listener. This lifeline provides emotional support to people who are experiencing emotional distress 24 hours a day, 7 days a week, in the United States.
SAMHSA Helpline:
This Helpline provides 24-hour free and confidential help. You can get treatment referrals and information about mental health and drug or alcohol use disorders, prevention, and recovery in English and Spanish.
- Call: 1-800-662-4357
- TTY: 1-800-487-4889
- Text your ZIP code to: 435748
- Visit SAMHSA's National Helpline