The following policy drafts are posted for review and feedback:

Draft Mortgagee Letter: Establishment of the Optional Reimbursement Claim Alternative Option (ORCA)

On December 19, 2024, FHA INFO 2024-90 announced the posting of Draft Mortgagee (ML) Letter, Establishment of the Optional Reimbursement Claim Alternative Option (ORCA).

To facilitate FHA's review and analysis of feedback, interested stakeholders are encouraged to thoroughly review the content of the draft ML and use the feedback Response Worksheet through March 3, 2025:

• View the draft ML, Establishment of the Optional Reimbursement Claim Alternative Option (ORCA)
• Download the Feedback Response Worksheet and your feedback to the worksheet
• Email the completed worksheet to sffeedback@hud.gov

Draft Single Family Handbook Policy Handbook (Handbook 4000.1): Servicing and Loss Mitigation, and Claims and Disposition sections, Appendix 4.0, and the Single Family Default Monitoring System Reporting Codes and Reporting Data Elements 

On November 25, 2024, FHA INFO 2024-81 announced the posting of the draft Single Family Handbook Policy Handbook (Handbook 4000.1): Servicing and Loss Mitigation, and Claims and Disposition sections, Appendix 4.0, and the Single Family Default Monitoring System Reporting Codes and Reporting Data Elements. 

To facilitate FHA's review and analysis of feedback, interested stakeholders are encouraged to thoroughly review the content of the draft and use the Feedback Response Worksheet through December 23, 2024: 

• View the drafts:
  • Handbook 4000.1: Servicing and Loss Mitigation; Claims and Disposition; and Appendix 4.0 
  • Single Family Default Monitoring System Reporting Codes and Reporting Data Elements ​

NOTE: Internal links to sections not included in these draft sections do not currently work but will when this update is merged into Handbook 4000.1 in entirety

• Download the Feedback Response Worksheet and your feedback to the worksheet 
• Email the completed worksheet to sffeedback@hud.gov