HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:

• Speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287 (TTY for hearing impaired - (202) 708-1455)
• Contact your Local Public Housing Authority to inquire about information about public housing programs (Housing Choice Vouchers HUD Facts, Public Housing).
  
  Find a list of Public Housing Authority contacts by State or call (800) 955-2232 for help to find your local Public Housing Authority.
  • Information for Senior Citizens
  • Information for Persons with Disabilities
  • Information for Persons Experiencing Violence
  • Information for Veterans
• Use the HUD Resource Locator to find affordable housing opportunities near you. Click on "Find Affordable Housing" and input your Zip Code or City/State. When the Housing Resources appear click on the magnifying glass in the bottom righthand corner for the listing.
  **Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.
  • HUD does not have applications for these properties.
  • HUD does not have information about the vacancies in these properties.
  • HUD does not maintain waiting lists.

HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs. In addition, there are apartment complexes that offer Section 8 rental assistance through HUD’s Multifamily Housing programs. You can find the listing on the HUD Resource Locator below.​

Public Housing​

• Public Housing provides decent and safe rental housing for eligible low-income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHA) that manage public housing for low-income residents at rents they can afford.
• Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
• To apply, contact your local Public Housing Authority.

Housing Choice Voucher (commonly known as Section 8)

• The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
• Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship and specified categories of non-citizens who have eligible immigration status.
• To apply, contact your local Public Housing Authority. During the application process, a Public Housing Authority will collect information on family income, assets and family composition. The Public Housing Authority will use this information to determine program eligibility and the amount of the housing assistance payment.

Use the HUD Resource Locator to find affordable housing opportunities near you. Click on "Find Affordable Housing" and input your Zip Code or City/State. When the Housing Resources appear click on the magnifying glass in the bottom righthand corner for the listing.
**Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.

• HUD does not have applications for these properties.
• HUD does not have information about the vacancies in these properties.
• HUD does not maintain waiting lists.

• Low-Income Housing Tax Credit (LIHTC) Properties
  A tax credit property is owned by a developer or landlord who participates in the Low-Income Housing Tax Credit (LIHTC) program run by Kentucky Housing Corporation (KHC). These owners can claim tax credits for renting some or all units to low- or moderate- income tenants at restricted rent. LIHTC rents are not based on tenant’s income but instead set by the use restriction tied to the unit. Note: LIHTC owners accept Section 8 voucher tenants.

  
  To be eligible for an affordable unit in a LIHTC property, you must make no more than the income limit for that unit. LIHTC rents are not based on your income, but instead is set by the use restrictions tied to the unit.

  To get further information on LIHTC properties, contact Kentucky Housing Corporation for more information, dial (800) 633-8896 or see the LIHTC database.

• USDA Rural Development Multifamily Housing
  U.S. Department of Agriculture (USDA) Rural Development (RD) Multifamily Housing programs helps property owners through loans and grants to rehabilitate properties for low-income, elderly, and disabled individuals and families as well as domestic farm laborers. USDA RD Multifamily Rental Assistance Program provides payments to owners of USDA-financed projects on behalf of low-income tenants unable to pay their full rent.

  To search for RD Multifamily Housing Rentals in Kentucky, visit:
  Rural Development Multi-Family Housing Rentals for Eastern Kentucky and Western Kentucky.

• Kentucky Affordable Housing Directory by Kentucky Housing Corporation
• Local Listings:
  You are also advised to check your local city and/or county’s website for additional affordable housing opportunities.