HUD Logo
USA Flag  
Connect with HUD
Site Map         A-Z Index         Text   A   A   A

HUD   >   Housing Counseling
Foreclosure Avoidance Counseling

HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

If you need help understanding the Making Home Affordable programs, you can use this search tool to find a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer.

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services.

Please select a state from the list below and click the “Go to this page” link, or select a state from the map below. This will take you to a page with additional search criteria to help you find a conveniently located housing counseling agency.



Click here to go to page.
Agency Contact Information by State (Map)
Clickable Image of the US Washington Oregon California Arizona Idaho Nevada Montana Wyoming Utah North Dakota South Dakota Colorado New Mexico Puerto Rico Nebraska Kansas Oklahoma Texas Minnesota Iowa Illinois Indiana Missouri Arkansas Louisana Florida Alaska Wisconsin Michigan Hawaii Guam Virgin Islands Maine Ohio Kentucky Tennessee Pennsylvania New York Mississippi Alabama Georgia South Carolina North Carolina Virginia West Virginia Vermont New Hampshire Massachusetts Rhode Island Connecticut New Jersey New York Delaware Maryland District of Columbia




Download Adobe Acrobat Reader to view PDF files located on this site.

RECOVERY.GOV | Busque Información en Español | Accessibility | Contact Info | Privacy Policy | FOIA | Web Policies and Important Links
The U.S. Department of Housing and Urban Development WhiteHouse.gov, Welcome to the White House The U.S. Governments Official Web Portal Fair Housing