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Transmittal |
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Table of Contents |
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CHAPTER 1: GENERAL |
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CHAPTER 2: HUD ESCROW AND MORTGAGE INSURANCE PREMIUM (MIP) |
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CHAPTER 3: AMENDMENTS AFTER THE MORTGAGE HAS BEEN INSURED |
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CHAPTER 4: FEES AND CHARGES AFTER ENDORSEMENT |
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CHAPTER 5: PREPAYMENTS - TERMINATIONS - MIP REFUNDS |
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CHAPTER 6: CHANGE OF MORTGAGORS (ASSUMPTIONS) OR SERVICERS |
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CHAPTER 7: DELINQUENCIES/DEFAULTS |
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CHAPTER 8: HUD-APPROVED RELIEF PROVISIONS |
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CHAPTER 9: FORECLOSURE AND ACQUISITION OF THE PROPERTY |
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CHAPTER 10: SECTION 235 MORTGAGES |
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CHAPTER 11: RECAPTURE OF SECTION 235 ASSISTANCE PAYMENTS |
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CHAPTER 12: ADJUSTABLE RATE MORTGAGES - ANNUAL ADJUSTMENTS |
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CHAPTER 13: HOME EQUITY CONVERSION MORTGAGES - (HECMS) |
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CHAPTER 14: FEDERAL NATIONAL DISASTERS |
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CHAPTER 15: SECTION 222 MORTGAGES |
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APPENDIX 1: Mortgage Record Change |
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APPENDIX 2: Premium Remittance Summary |
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APPENDIX 3: SAMPLE RECASTING AGREEMENT |
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APPENDIX 4: CALCULATION OF RECAST PRINCIPAL AMOUNT AND NEW MONTHLY |
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APPENDIX 5: SAMPLE REQUEST FOR HUD APPROVAL |
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APPENDIX 6: Single Family Application for Insurance Benefits |
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APPENDIX 7: Approval of Purchaser and Release of Seller |
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APPENDIX 8: DISCLOSURE STATEMENT - HECMS |
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APPENDIX 9: A43 SINGLE FAMILY INSURANCE SYSTEM |
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APPENDIX 10: FHA Homeowners Fact Sheet |
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APPENDIX 11: Application for Premium Refund or Distributive |
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APPENDIX 12: ASSUMPTION REQUIREMENTS |
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APPENDIX 13: NOTICE TO HOMEOWNER |
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APPENDIX 14: Notice to Homeowner |
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APPENDIX 15: Request for Credit Approval of Substitute Mortgagor |
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APPENDIX 16: A43 SINGLE FAMILY INSURANCE SYSTEM |
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APPENDIX 17: FLOW CHART ON MORTGAGEE COLLECTION REQUIREMENTS |
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APPENDIX 18: DELINQUENT AND DEFAULT COUNSELING |
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APPENDIX 19: Avoiding Foreclosure |
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APPENDIX 20: Monthly Delinquent Loan Report |
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APPENDIX 21: FHA FIELD OFFICE CODES |
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APPENDIX 22: REPAIR RIDER TO LOAN AGREEMENT |
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APPENDIX 23: SPECIAL FORBEARANCE CHECKLIST |
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APPENDIX 24: SAMPLE REPAYMENT PLAN (FORMAL FORBEARANCE AGREEMENT) |
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APPENDIX 25: ASSIGNMENT PROGRAM SCHEDULE |
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APPENDIX 26: MORTGAGEE'S FIRST NOTICE TO MORTGAGOR - HUD LETTER |
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APPENDIX 27: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 2 |
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APPENDIX 28: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 3 |
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APPENDIX 29: Request for Financial Informatione |
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APPENDIX 30: Assignment Request |
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APPENDIX 31: Recertification of Family Income and Composition |
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APPENDIX 32: Recertification of Family Income and Composition |
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APPENDIX 33: Notice of (1) Termination, (2) Suspension, or |
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APPENDIX 34: ASSIGNMENT ACCEPTANCE LETTER TO MORTGAGEE |
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APPENDIX 35: 60 DAYS' NOTICE LETTER |
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APPENDIX 36: SECOND NOTICE LETTER |
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APPENDIX 37: FORECLOSURE TIME FRAMES |
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APPENDIX 38: Mortgagee Notice of Foreclosure Sale |
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APPENDIX 39: Compliance Inspection Report |
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APPENDIX 40: SAMPLE NOTICE TO OCCUPANT OF PENDING ACQUISITION |
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APPENDIX 41: Home Mortgage ADP Code Chart |
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APPENDIX 42: Non-Endorsement Notice |
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APPENDIX 43: Mortgagee's Assurance of Completion |
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APPENDIX 44: INSTRUCTIONS TO MORTGAGEE |
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APPENDIX 45: ANNUAL RECERTIFICATION DATES (SECTION 235) |
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APPENDIX 46: Mortgagee's Certification and Application for |
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APPENDIX 47: ESTABLISHING DATES FOR REQUIRED RECERTIFICATION'S |
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APPENDIX 48: Monthly Summary of Assistance Payments |
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APPENDIX 49: Request for Verification of Employment |
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APPENDIX 50: Examples of Liquidating Escrow Surpluses and Shortages |
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APPENDIX 51: Illustrations of Assistance Payments Computations |
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APPENDIX 52: SECTION 235 FACTOR TABLES |
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APPENDIX 53: APPLICATION FOR HOMEOWNERSHIP ASSISTANCE |
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APPENDIX 54: Deed of Trust |
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APPENDIX 55: DEED OF TRUST |
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APPENDIX 56: Note |
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APPENDIX 57: MODEL MORTGAGE FORM |
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APPENDIX 58: FEDERAL RESERVE STATISTICAL RELEASE |
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APPENDIX 59: Suggested Form of Annual Disclosure ARM Notice |
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APPENDIX 60: MANUAL CHECKS of SOCIAL SECURITY NUMBERS |
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APPENDIX 61: STATES USE OF SOCIAL SECURITY NUMBERS FOR DRIVER'S |
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APPENDIX 62: INVALID SOCIAL SECURITY NUMBERS |
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APPENDIX 63: Contacts For Regional Inspector General |
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APPENDIX 64: FEDERAL EMERGENCY MANAGEMENT AGENCY |
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APPENDIX 65: HOME EQUITY CONVERSION MORTGAGE |
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APPENDIX 66: Factors for Determining Borrowers Principal Limit |
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APPENDIX 67: Suggested Form of Periodic Disclosure ARM Notice |
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APPENDIX 68: HOME EQUITY CONVERSION LOAN AGREEMENT |
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INDEX |
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